a***y
发帖数: 19743 | 1 知道这个是长线投资
不过加到了程序里面就可以看到走势
最近股市上涨的时候他家经常都在跌价
这是什么道理啊？
80-90%不是都是股票的么
是manager投资失败吗 |
r**********g
发帖数: 22734 | |
a***y
发帖数: 19743 | 3 这些fund可以看内部都是什么股票组成的么
【在 r**********g 的大作中提到】
: AAPL跌了
|
i**********o
发帖数: 5993 | 4 you can find top 10 holdings
【在 a***y 的大作中提到】
: 这些fund可以看内部都是什么股票组成的么
|
a***y
发帖数: 19743 | 5 true
thanks!
Looks like it is funds of funds.
【在 i**********o 的大作中提到】
: you can find top 10 holdings
|
r****m
发帖数: 1204 | 6 Unless you are really lazy or busy, avoid fund of funds (the typical one is
target date funds) due to its higher expenses.
You can accomplish the same goal by constructing your own. |
S**C
发帖数: 2964 | 7 I think VG's target funds have no additional expenses other than the
underlying funds ER.
is
【在 r****m 的大作中提到】
: Unless you are really lazy or busy, avoid fund of funds (the typical one is
: target date funds) due to its higher expenses.
: You can accomplish the same goal by constructing your own.
|
r****m
发帖数: 1204 | 8 This is from Vanguard's website -
*Vanguard Target Retirement Funds average expense ratio: 0.17%. Industry
average expense ratio for comparable target-date funds: 0.64%.
Note this expense is for the target date fund only, does not include any
expense from from the funds included in the target date fund. |
S**C
发帖数: 2964 | 9 From VTHRX Prospectus, for example.
Management Fees None
12b-1 Distribution Fee None
Other Expenses None
Acquired Fund Fees and Expenses 0.16%
Total Annual Fund Operating Expenses 0.16%
The fees all come from underlying portfolio, there is no top-level
management fees. |
r****m
发帖数: 1204 | 10 Ok, I think you are right, the expense ratios I quoted from Vanguard website
seem to be the AFFE ratios.
Bogleheads has a nice table summary which shows 0% NE ratios for all of
Vanguard's target date funds:
http://www.bogleheads.org/wiki/Acquired_fund_fees_and_expenses
Way to go, Vanguard! |
