n***s
发帖数: 1257 | 1 打算买一两只指数基金持一到两年，之后是卖或留看情况。
Fidelity给FBIOX评价不错。
为啥biotechnology的index fund这几年表现不错？
有消息会影响接下来一两年的走势吗？
现在买FBIOX是不是太高了？
如果现在投资 S&P 500 index的话，打算持一到两年，时机合适吗？
大家推荐买什么S&P 500 index fund呢？(不是permant resident没有vanguard账户，
目前只有fidelity和tdameritrade，暂不打算在IRA/Roth IRA投资)
谢谢！ |
l*****g
发帖数: 654 | 2 biotech 最近不好，fidelity的biotech已经被降级了。
我401k和自己的投资账户都买了不少的vanguard 500 index fund.觉得还不错。
fidelity也有500 index，一样的。
不过现在股市有点高，入市需谨慎，最好等回调再上，而且最好分批上。 |
n***s
发帖数: 1257 | 3 谢谢提醒！
什么的情况算是回调？回调的英文是？
据说现在的QE是刺激股市上扬的，对吗？QE是否算回调？
【在 l*****g 的大作中提到】
: biotech 最近不好，fidelity的biotech已经被降级了。
: 我401k和自己的投资账户都买了不少的vanguard 500 index fund.觉得还不错。
: fidelity也有500 index，一样的。
: 不过现在股市有点高，入市需谨慎，最好等回调再上，而且最好分批上。
|
l*****g
发帖数: 654 | 4 回调的英文是pull back,可是真回调的时候，谁也不知道是短期回调，还是牛市转熊市
。全靠自己判断
【在 n***s 的大作中提到】
: 谢谢提醒！
: 什么的情况算是回调？回调的英文是？
: 据说现在的QE是刺激股市上扬的，对吗？QE是否算回调？
|
n***s
发帖数: 1257 | 5 也就是说回调就是所有情况下的股指回落，不一定是政府和央行行为？
就政府和央行行为而言，他们正在进行的QE是有意刺激股市上涨吗？ 他们目前没有意
图把股市下调？
【在 l*****g 的大作中提到】
: 回调的英文是pull back,可是真回调的时候，谁也不知道是短期回调，还是牛市转熊市
: 。全靠自己判断
|
l*****g
发帖数: 654 | 6 关于股市，你最好还是去股版问，至于指数基金，反正都是和指数一样的，fidelity或
者vanguard都无所谓。
【在 n***s 的大作中提到】
: 也就是说回调就是所有情况下的股指回落，不一定是政府和央行行为？
: 就政府和央行行为而言，他们正在进行的QE是有意刺激股市上涨吗？ 他们目前没有意
: 图把股市下调？
|
s********n
发帖数: 1962 | 7 你的问题有点儿太 naive 了。让别人实在都无从说起。
还是先找两本书看看吧。
【在 n***s 的大作中提到】
: 也就是说回调就是所有情况下的股指回落，不一定是政府和央行行为？
: 就政府和央行行为而言，他们正在进行的QE是有意刺激股市上涨吗？ 他们目前没有意
: 图把股市下调？
|
n***s
发帖数: 1257 | 8 :)
大牛推荐啥书？
【在 s********n 的大作中提到】
: 你的问题有点儿太 naive 了。让别人实在都无从说起。
: 还是先找两本书看看吧。
|
r**m
发帖数: 1825 | 9 this is considered short term, in terms of index investing, so not a very
good idea.
If you need the cash in 2 years, money market or CD would be much better,
even lendingclub is better than index fund
【在 n***s 的大作中提到】
: 打算买一两只指数基金持一到两年，之后是卖或留看情况。
: Fidelity给FBIOX评价不错。
: 为啥biotechnology的index fund这几年表现不错？
: 有消息会影响接下来一两年的走势吗？
: 现在买FBIOX是不是太高了？
: 如果现在投资 S&P 500 index的话，打算持一到两年，时机合适吗？
: 大家推荐买什么S&P 500 index fund呢？(不是permant resident没有vanguard账户，
: 目前只有fidelity和tdameritrade，暂不打算在IRA/Roth IRA投资)
: 谢谢！
|
b****w
发帖数: 692 | 10 如果是taxable account好像基金不如ETF好吧 |
|
|
n***s
发帖数: 1257 | 11 谢谢！
money market or CD有啥推荐的吗？或者如何选？
fidelity里可以买到的好像利率都几乎为0。
【在 r**m 的大作中提到】
: this is considered short term, in terms of index investing, so not a very
: good idea.
: If you need the cash in 2 years, money market or CD would be much better,
: even lendingclub is better than index fund
|
r**m
发帖数: 1825 | 12 It is unfortunate we have to live with a historically low interest rate, but
still it is better than putting all your money into the stock market casino
and lost half your money in the next bust (which could be close) when you
actually need the cash.
If the income is important to you, try lending club, it has its risks, but
better than stock maret IMHO.
【在 n***s 的大作中提到】
: 谢谢！
: money market or CD有啥推荐的吗？或者如何选？
: fidelity里可以买到的好像利率都几乎为0。
|
r**m
发帖数: 1825 | 13 Twitter (TWTR) surged on its first day of trading, despite the fact that it
is not yet profitable. Snapchat has reportedly turned down offers to sell
out to Facebook (FB) for $3 billion. This is a company that is not even
generating sales yet. How are all those hot "pre-revenue" Internet companies
from 15 years ago doing? Are they still monetizing eyeballs?
At the same time, Bitcoin hit a record price of just under $450 this morning
. You know that something screwy is going on when the Wall Street machine,
Silicon Valley venture capitalists and anti-establishment libertarians are
all happily getting richer. To quote John Lennon, strange days indeed.
Strange days indeed.
So it's tempting to declare that stocks must be on the verge of a colossal
correction, or worse, another brutal bear market like 2000 and 2008.
The Federal Reserve has pumped trillions of dollars into the market with
what Senator Pat Toomey called a QE morphine drip during the Janet Yellen
confirmation hearing today. And that's led investors to go crazy and take on
too much risk, right? Liquidity and Twitter and Bitcoins. Oh my! |
n***s
发帖数: 1257 | 14 thank you so much for the warning.
I should be more prudent.
I will consider to participate in lending club, once I move to a state where
participation in it is allowed.
By the way, how risky is lending club, compared to bonds? I saw in Fidelity,
bonds receive different ratings from the regulation organizations.
but
casino
you
【在 r**m 的大作中提到】
: It is unfortunate we have to live with a historically low interest rate, but
: still it is better than putting all your money into the stock market casino
: and lost half your money in the next bust (which could be close) when you
: actually need the cash.
: If the income is important to you, try lending club, it has its risks, but
: better than stock maret IMHO.
|
n***s
发帖数: 1257 | 15 When people say correction of stocks, do they refer to pulling back, i.e.
significant decrease in the entire stock market?
it
companies
morning
【在 r**m 的大作中提到】
: Twitter (TWTR) surged on its first day of trading, despite the fact that it
: is not yet profitable. Snapchat has reportedly turned down offers to sell
: out to Facebook (FB) for $3 billion. This is a company that is not even
: generating sales yet. How are all those hot "pre-revenue" Internet companies
: from 15 years ago doing? Are they still monetizing eyeballs?
: At the same time, Bitcoin hit a record price of just under $450 this morning
: . You know that something screwy is going on when the Wall Street machine,
: Silicon Valley venture capitalists and anti-establishment libertarians are
: all happily getting richer. To quote John Lennon, strange days indeed.
: Strange days indeed.
|
r**m
发帖数: 1825 | 16 lendingclub is p2p lending, it's risk is much higher for sure, but comes
with much higher return (than bonds).
the problem with bonds is the interest rate situation.
where
Fidelity,
【在 n***s 的大作中提到】
: thank you so much for the warning.
: I should be more prudent.
: I will consider to participate in lending club, once I move to a state where
: participation in it is allowed.
: By the way, how risky is lending club, compared to bonds? I saw in Fidelity,
: bonds receive different ratings from the regulation organizations.
:
: but
: casino
: you
|
r**m
发帖数: 1825 | 17 they are the same thing.
【在 n***s 的大作中提到】
: When people say correction of stocks, do they refer to pulling back, i.e.
: significant decrease in the entire stock market?
:
: it
: companies
: morning
|
