d***g
发帖数: 1096 | 1 雇主提供的401k有每年0.75%的wrap fee，所以想看看有没有别的个人可投的401k plan
。打算投满limit，请问哪家的fee少，可选的funds种类又比较多？
非常感谢！ |
d***g
发帖数: 1096 | 2 up, please help. Thank you! |
S**C
发帖数: 2964 | 3 401(k) plans need employer sponsorship, so no there is no individual 401(k).
You can contribute to IRA though, which has $5000/yr limit.
plan
【在 d***g 的大作中提到】
: 雇主提供的401k有每年0.75%的wrap fee，所以想看看有没有别的个人可投的401k plan
: 。打算投满limit，请问哪家的fee少，可选的funds种类又比较多？
: 非常感谢！
|
b********1
发帖数: 13 | 4 You have to stick to your employer's 401(k) plan as long as you work there.
So, you may have very limited selections based on their plan. If you leave,
you can rollover your 401(k)to your new employer's 401(k) or to an IRA
account. If you roll over to your IRA account, you can choose where to put
your money and how you invest with much more freedom. |
t*m
发帖数: 4414 | 5 some employer allow people to rollover their 401K to outside ira, while they
still work there.
e.g., my employer allow me to rollover a fraction of my 401K each year.
.
,
put
【在 b********1 的大作中提到】
: You have to stick to your employer's 401(k) plan as long as you work there.
: So, you may have very limited selections based on their plan. If you leave,
: you can rollover your 401(k)to your new employer's 401(k) or to an IRA
: account. If you roll over to your IRA account, you can choose where to put
: your money and how you invest with much more freedom.
|
b********k
发帖数: 431 | 6 you can also fund yourself a pension plan to help out future retirement. |
d***g
发帖数: 1096 | 7 Does the $5000/yr limit count to the $16,500/yr limit for retirement?
Thanks!
).
【在 S**C 的大作中提到】
: 401(k) plans need employer sponsorship, so no there is no individual 401(k).
: You can contribute to IRA though, which has $5000/yr limit.
:
: plan
|
d***g
发帖数: 1096 | 8 Do you have some recommendation of the pension plan?
Thank you!
【在 b********k 的大作中提到】
: you can also fund yourself a pension plan to help out future retirement.
|
