h*********a
发帖数: 828 | 1 403(b)是不是选Maximum annual contribution of $16,500比较好啊？
学校有以下几个选择，哪个比较好啊？
1.TIAA-CREF
2.The Vanguard Group
3.The Calvert Group
还有这个403（b）是不是和IRA什么的是独立的啊？可以再投资$5000到IRA,对吗？多谢！ |
m****u
发帖数: 229 | 2 If you can live without that $16500, then go put $16500 your 403b.
I personally would go with 2. Vanguard group. I like the idea on how the
company would do and how it was created. All the index-funds from Vanguard
have some super low expense ratio/fees.
IRA is anohter thing, it has nothing to do with your 403b.
And yes, you can put a total of $5000 into your trad IRA or Roth IRA. |
D******y
发帖数: 3780 | 3 403b is the same as 401k. your tax defered contribution is limited to 16500
谢！
【在 h*********a 的大作中提到】
: 403(b)是不是选Maximum annual contribution of $16,500比较好啊？
: 学校有以下几个选择，哪个比较好啊？
: 1.TIAA-CREF
: 2.The Vanguard Group
: 3.The Calvert Group
: 还有这个403（b）是不是和IRA什么的是独立的啊？可以再投资$5000到IRA,对吗？多谢！
|
K****D
发帖数: 30533 | 4 Agree on Vanguard.
【在 m****u 的大作中提到】
: If you can live without that $16500, then go put $16500 your 403b.
: I personally would go with 2. Vanguard group. I like the idea on how the
: company would do and how it was created. All the index-funds from Vanguard
: have some super low expense ratio/fees.
: IRA is anohter thing, it has nothing to do with your 403b.
: And yes, you can put a total of $5000 into your trad IRA or Roth IRA.
|
h*********a
发帖数: 828 | |
h*********a
发帖数: 828 | |
c****e
发帖数: 2097 | 7 is TIAA-CREF bad?
【在 m****u 的大作中提到】
: If you can live without that $16500, then go put $16500 your 403b.
: I personally would go with 2. Vanguard group. I like the idea on how the
: company would do and how it was created. All the index-funds from Vanguard
: have some super low expense ratio/fees.
: IRA is anohter thing, it has nothing to do with your 403b.
: And yes, you can put a total of $5000 into your trad IRA or Roth IRA.
|
m****u
发帖数: 229 | 8 Vanguard has the super low expense ratio on almost all of its funds. No
other company is like that.
http://www.tiaa-cref.org/public/performance/retirement/index.html
This is the link to find all of TIAA-CREF funds, how about you go compare
their funds to Vanguard and calculate the funds' returns minus its expense
ratio and list the result side by side and post it online so we all can
learn something together?
【在 c****e 的大作中提到】
: is TIAA-CREF bad?
|
c****e
发帖数: 2097 | 9 well, thanks for the hints. but i am not such a big learner per se. maybe
someone else with more patience will do it, i am sure.
【在 m****u 的大作中提到】
: Vanguard has the super low expense ratio on almost all of its funds. No
: other company is like that.
: http://www.tiaa-cref.org/public/performance/retirement/index.html
: This is the link to find all of TIAA-CREF funds, how about you go compare
: their funds to Vanguard and calculate the funds' returns minus its expense
: ratio and list the result side by side and post it online so we all can
: learn something together?
|
