c********d 发帖数: 173 | 1 说公司会matches 50% of the first 6% of contributions up to an annual maximum
of $5100
是个什么意思呢? |
t***s 发帖数: 4666 | 2 if you contribute 6% of your salary, you company matches 3%.
if you contribute 4% of your salary, you company matches 2%.
if you contribute 8% of your salary, you company still matches 3%.
if you make more than $170k a year, you company will only match
$5100.
maximum
【在 c********d 的大作中提到】 : 说公司会matches 50% of the first 6% of contributions up to an annual maximum : of $5100 : 是个什么意思呢?
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c********d 发帖数: 173 | 3 我不太懂match的意思
比如我的salary是10,000,如果我每个月给401(k)里面6%我的工资,也就是600,那公司
会给再给我(除工资之外的)300块钱啊?!只不过是放到401(k)里面了
对吗?
【在 t***s 的大作中提到】 : if you contribute 6% of your salary, you company matches 3%. : if you contribute 4% of your salary, you company matches 2%. : if you contribute 8% of your salary, you company still matches 3%. : if you make more than $170k a year, you company will only match : $5100. : : maximum
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k******u 发帖数: 3137 | 4 correct, free additional money into 401k
【在 c********d 的大作中提到】 : 我不太懂match的意思 : 比如我的salary是10,000,如果我每个月给401(k)里面6%我的工资,也就是600,那公司 : 会给再给我(除工资之外的)300块钱啊?!只不过是放到401(k)里面了 : 对吗?
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t***s 发帖数: 4666 | 5 赞$120k年薪。hehe. right,your understanding is correct. pay
additional attention to the vesting schedule.
【在 c********d 的大作中提到】 : 我不太懂match的意思 : 比如我的salary是10,000,如果我每个月给401(k)里面6%我的工资,也就是600,那公司 : 会给再给我(除工资之外的)300块钱啊?!只不过是放到401(k)里面了 : 对吗?
|
b*****e 发帖数: 1125 | 6 赞smart and patient.
【在 t***s 的大作中提到】 : if you contribute 6% of your salary, you company matches 3%. : if you contribute 4% of your salary, you company matches 2%. : if you contribute 8% of your salary, you company still matches 3%. : if you make more than $170k a year, you company will only match : $5100. : : maximum
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f*****b 发帖数: 1649 | 7 Usually the matched part has a mature date, before that date, you can't
withdraw the matched money. Check your company policy or talk to HR is the
easiest way to find out details.
【在 c********d 的大作中提到】 : 我不太懂match的意思 : 比如我的salary是10,000,如果我每个月给401(k)里面6%我的工资,也就是600,那公司 : 会给再给我(除工资之外的)300块钱啊?!只不过是放到401(k)里面了 : 对吗?
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c********d 发帖数: 173 | 8 这里的话比较奇怪,为何要用"50% of the first 6% of contributions"?
为何不直接说是3% of contribution?这里的first有何特殊的意义呢?
谢谢!
maximum
【在 c********d 的大作中提到】 : 说公司会matches 50% of the first 6% of contributions up to an annual maximum : of $5100 : 是个什么意思呢?
|
d*****1 发帖数: 1837 | 9 鼓励多存,you have to contribute 6% to maximize the match
otherwise, you only need 3% to maximize the match |