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发帖数: 2993 | 1 most people/articles suggest AA base on your age, or time until retirement,
TRP also base on how long you plan on spending the money.
I thinks both time until you start using the money and how long you
need to spend the money should be considered, but also your asset amount.
extreme example: bill gates. even if his portfolio tanks 90% or more,
he can still make most luxury living spending couple of millions a year.
a person with $2m asset in retirement, without mortgage, kids in college,
can ea |
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