w***n
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flyinger (上香上香) 于 (Wed Oct 20 13:42:52 2010, 美东) 提到:
去年同事就要我买,第一没钱
2.当时我们这里的就是一买就亏30%,比方说实际学分是80块钱,卖110块铅
it will take almost 2 years to get it out of water
but this year when I start to feel pressure about college tuition.
it is a lot of money.
I checked two states: IL and WA. It looks different,
IL prepaid it seems you can choose 5 year plan or a 10 year plan,
every month you pay a lot of money
but in WA you buy per unit, it usually requires X00 units for the four year,
I am still investigating it.
(sorry Chinese input in this computer is not easy to use)
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cogt (苦荆茶) 于 (Wed Oct 20 16:33:31 2010, 美东) 提到:
We locked in 2 years tuitions for both kids; also deposit some for them
every ye
ar. That's because I'm in MD. Each state has its own policies.
Your opinion about 30% isn't right. the 110 is future fair value, not
current value. you can't compare apple with orange.
year,
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flyinger (上香上香) 于 (Wed Oct 20 18:17:00 2010, 美东) 提到:
lock?就说你已经给两个孩子买了两年的？
还是你们那里的政策是
先锁定学费价钱
然后每个月象月供一样？
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cogt (苦荆茶) 于 (Wed Oct 20 19:37:49 2010, 美东) 提到:
yes
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xiang2010 (湘湘) 于 (Wed Oct 20 21:17:59 2010, 美东) 提到:
长知识了。可是这个上大学，去那间还不一定，怎么个lock学费法?
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flyinger (上香上香) 于 (Wed Oct 20 21:19:35 2010, 美东) 提到:
不去这个
就把钱拿出来
具体我还没研究清楚
反正越早买越好
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cogt (苦荆茶) 于 (Thu Oct 21 10:38:09 2010, 美东) 提到:
if my kids go to college in MD, their tutitions are already locked in; we've
paid. If they go to other state, we could get the average cost of two years.
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flyinger (上香上香) 于 (Thu Oct 21 12:23:55 2010, 美东) 提到:
为什么是两年不是四年
我看IL就好象是拿钱去投资
WA就直接买学分
不知道这对于将来奖学金有什么影响
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flyinger (上香上香) 于 (Thu Oct 21 12:32:13 2010, 美东) 提到:
太郁闷了
当时没仔细研究我们这也有customer monthly pay
去年买和今年买十几年下来差1700多块钱
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cogt (苦荆茶) 于 (Thu Oct 21 14:01:15 2010, 美东) 提到:
We don't have enough money and had wishes that kids will have scholarship.
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xiang2010 (湘湘) 于 (Thu Oct 21 14:32:50 2010, 美东) 提到:
大学给不给scholarship,或者其它financial aids是根据有钱
没钱来定的吧。好像听说，算孩子学费的时候父母的收入打折算
进去，但是存在孩子名下的钱是多少就是多少，这样现在存529，
除非lock，不然到时候吃亏啊。
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flyinger (上香上香) 于 (Thu Oct 21 19:01:07 2010, 美东) 提到:
it seems 529 still parents' money
还有一种是孩子的
每年好象最多2000
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xiang2010 (湘湘) 于 (Thu Oct 21 20:45:19 2010, 美东) 提到:
let me do some research online...get back to you later
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cogt (苦荆茶) 于 (Tue Oct 26 11:21:11 2010, 美东) 提到:
scholarship doesn't count income |
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