a**e
发帖数: 5094 | | B********e
发帖数: 501 | 2 我不负责结果，因为我从来没有给那个人打过电话,虽然我相信是真的。
我就是在Mitbss上收集各种被删信息的。
Mitbbs 网友的 mortgage 推荐贴：
发信人: Isee1 (明明白白), 信区: Boston
标 题: 推荐我的Morgage Broker---Citizen's Bank
关键字: Refinance
发信站: BBS 未名空间站 (Mon Nov 3 23:16:51 2014, 美东)
[email protected]
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*****No Points And No Closing Cost*****
This quote is based on 20 percent down, credit score over 740, Auto payment
through Citizens checking account（你要开个account哈） & the loan amount >$
417,000
*finance up to 90% of the value of a primary residence property with or
without an equity line*
* Loan up to 85% of the value of a property with no mortgage insurance*
REDUCE ALL RATES BELOW BY .125% FOR PURCASE LOANS（买房子的注意：买房子
的再降0.125）
updated 11/3
5-1 ARM Jumbo no points 2.875%
7-1 ARM Jumbo no points 3.125%
10-1 ARM Jumbo no points 3.375%
30 Yr fixed Jumbo no points 3.875%
Our strengh is jumbo loans as we have a large cash portfolio as a direct
lender for this type of business, but here are the conventional rates too (
everything combined):
LOAN AMOUNTS <$417,000: *condo requires 25% down payment for the rates
This quote is based on 20 percent down, credit score over 740, Auto payment
through Citizens checking account & the loan amount
REDUCE ALL RATES BELOW BY .125% FOR PURCASE LOANS updated 11/2 , lock the
rate over weekend （买房子的注意：买房子的再降0.125）
5-1 ARM no points 3%
7-1 ARM no points 3.25%
10-1 ARM no points 3.5%
15 Yr fixed no points 3.25%
30 Yr fixed no points 4.125%
【在 a**e 的大作中提到】
: 求联系方式
: 多谢
| c**m
发帖数: 1457 | 3 You can do online quote at their Website:( this is really nice! )
http://citizensbankri.mortgagewebcenter.com/PowerSite/CheckRate
【在 a**e 的大作中提到】
: 求联系方式
: 多谢
| a**e
发帖数: 5094 | 4 多谢大家
【在 c**m 的大作中提到】
: You can do online quote at their Website:( this is really nice! )
: http://citizensbankri.mortgagewebcenter.com/PowerSite/CheckRate
| B********e
发帖数: 501 | 5 楼主可以多问问，shenghuonet.com, 和 Madizhu.com 上面的 mortgage brokers 都可
以问问。
【在 a**e 的大作中提到】
: 多谢大家
| a**e
发帖数: 5094 | 6 我只贷physician loan，所以还是和银行直接打交道比较方便。和broker说半天鸡同鸭
讲 ;)
【在 B********e 的大作中提到】
: 楼主可以多问问，shenghuonet.com, 和 Madizhu.com 上面的 mortgage brokers 都可
: 以问问。
| c**m
发帖数: 1457 | 7 和银行直接打交道, Citizens Bank is one of the best choices as far as I know.
Good Luck! :-)
【在 a**e 的大作中提到】
: 我只贷physician loan，所以还是和银行直接打交道比较方便。和broker说半天鸡同鸭
: 讲 ;)
| a**e
发帖数: 5094 | 8 我有朋友最近正在买房。零首付，卖家出closing cost，没有PMI。真是全裸的裸奔
lol
know.
【在 c**m 的大作中提到】
: 和银行直接打交道, Citizens Bank is one of the best choices as far as I know.
: Good Luck! :-)
|
| c**m
发帖数: 1457 | 9 真裸！ 我很好奇房价多少，最后利率得多高？
【在 a**e 的大作中提到】
: 我有朋友最近正在买房。零首付，卖家出closing cost，没有PMI。真是全裸的裸奔
: lol
:
: know.
| a*****y
发帖数: 613 | 10 I'm just curious, but who is the lender?
【在 a**e 的大作中提到】
: 我有朋友最近正在买房。零首付，卖家出closing cost，没有PMI。真是全裸的裸奔
: lol
:
: know.
| | | b***s
发帖数: 809 | 11 好多银行都做医生贷款, 一般六七十万以内百分百贷无PMI.百万左右百分之九十无PMI
。我们实验室里好多医生朋友一般都拿这种贷款。利息基本跟市面上普通贷款稍高一点
, 但不是太高。BOA
也有此贷款。
【在 a**e 的大作中提到】
: 我只贷physician loan，所以还是和银行直接打交道比较方便。和broker说半天鸡同鸭
: 讲 ;)
| b***s
发帖数: 809 | 12 Physician Loan
Fifth Third Mortgage recognizes the special financial and time management
needs of physicians today.
Loan Specialist
Our Doctor Loan Program provides New and Established Doctors (MD, DO, or DTO
) with targeted benefits and simple solutions to meet your home financing
needs.
Our dedicated Mortgage Loan Originators will meet with you when and where it
's most convenient for you. We have an extensive understanding of the
Healthcare and Residency process and offer fixed and adjustable rate loans*
with no Private Mortgage Insurance.**
Residents, Fellows & New Physicians
You are currently in residency or set to begin new residency within 90 days
of the closing date OR scheduled to complete medical residency/fellowship
and under contract to work within 90 days of the closing date OR have
commenced work within the last 12 months with a hospital or physician.
100% of the value of the home for loan amounts up to $500,000 95% of the
value of the home up to $1 million Flexible loan terms
Established Physicians
You are a licensed doctor who has been employed as a non-Intern/Resident/
Fellow for at least 12 months by a hospital or physician group or self-
employed for at least 2 years as an MD, DO or DTO.
100% of the value of the home for loan amounts up to $650,000 90% of the
value of the home for loan amounts $650,001 - $1,000,000 85% of the value of
the home for loan amounts greater than $1,000,000 Purchase or refinance
options available
i
PMI
【在 b***s 的大作中提到】
: 好多银行都做医生贷款, 一般六七十万以内百分百贷无PMI.百万左右百分之九十无PMI
: 。我们实验室里好多医生朋友一般都拿这种贷款。利息基本跟市面上普通贷款稍高一点
: , 但不是太高。BOA
: 也有此贷款。
| l******g
发帖数: 1623 | 13 真是DS中的J20，数理化算术生物英文房市财经无所不通
PMI
【在 b***s 的大作中提到】
: 好多银行都做医生贷款, 一般六七十万以内百分百贷无PMI.百万左右百分之九十无PMI
: 。我们实验室里好多医生朋友一般都拿这种贷款。利息基本跟市面上普通贷款稍高一点
: , 但不是太高。BOA
: 也有此贷款。
| b***s
发帖数: 809 | 14 你忘了一个很重要的：耕
这年头，做一个有理想有追求的青蛙容易吗？天鹅不是那么好追的。n
you made my day.
【在 l******g 的大作中提到】
: 真是DS中的J20，数理化算术生物英文房市财经无所不通
:
: PMI
| a**e
发帖数: 5094 | 15 不在麻州，房子便宜死了，和买白菜一样。利率3点多，不到4。
【在 c**m 的大作中提到】
: 真裸！ 我很好奇房价多少，最后利率得多高？
|
|
