b******e
发帖数: 3348 | | u*********e
发帖数: 209 | 2 不会吧，我被撞过n次，没有涨啊。
【在 b******e 的大作中提到】
: 碰到n多个人都是这样的情况，大家注意哦。
| C*****1
发帖数: 746 | 3 If the accident was not your fault
Many states have laws that protect you from rate increases for accidents in
which you were not at fault. Unfortunately, even if you were involved in an
accident where the other driver was responsible, your premiums may still go
up. The reason is that you may be considered more prone to accidents
compared with drivers who have had no collisions. This is especially true if
you have had more than one collision, even if none of them were your fault.
Generally, if the other driver caused the accident, that person's insurance
company will pay all costs, and your company will incur limited expenses on
your behalf. But if your company incurs substantial expenses, your premiums
could possibly increase, even though you were not at fault. For example, if
your car runs into another car after slipping on a patch of ice during a
storm, your level of blame would be reduced due to the ice, but your
insurance company would have to pay the cost of the repairs, minus your
deductible. The insurance adjuster might conclude that you could have
avoided the accident, and you may now be considered a higher risk. | b**l
发帖数: 33123 | 4 看来我是第n+1个
【在 b******e 的大作中提到】
: 碰到n多个人都是这样的情况，大家注意哦。
| f********i
发帖数: 40 | | r*******t
发帖数: 8550 | 6 估计是你的车太贵了。对方全责，对方的保险额不够赔你，结果你的保险要赔付。这种
情况下，你自己的保险也会涨。
比如说，你有一个法拉利，保了20万。结果对方一个烤肉拉从后面全责，对方只买了2
万5的保险。这样，你的保险公司也要赔付一部份。你自己的保险也当然会涨啦。
【在 b******e 的大作中提到】
: 碰到n多个人都是这样的情况，大家注意哦。
| s**********u
发帖数: 11996 | 7 看来买烤肉拉比较占便宜啊，我发誓以后不管多么有钱，打死也不买法拉利。 |
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