m****s
发帖数: 10867 | 1 【 以下文字转载自 Money 讨论区 】
发信人: mttbbs (未朋空间), 信区: Money
标 题: 一个包子求amex premium car rental的policy/coverage
发信站: BBS 未名空间站 (Tue Nov 20 21:28:19 2012, 美东)
enroll了好几年了，寄来的document找不到了。黑五租车出门，求一个link打出来带着 | g********d
发帖数: 19244 | 2 PREMIUM CAR RENTAL PROTECTION DETAILS
Premium Car Rental Protection (PCRP) is insurance coverage offered by
American Express Travel Related Services Company, Inc. to help protect
American Express Cardmembers and Passengers when the Cardmember uses an
enrolled Card to pay for a Car Rental from a Rental Company. Coverage
includes 1) reimbursement for damage to or theft of the Rental Auto and
personal property, and 2) medical expenses and death and dismemberment
benefits resulting from a Covered Accident. Coverage is worldwide except for
vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New
Zealand.
* This coverage provides benefits in addition to those that may be available
to you at no additional charge when you use your American Express Card.
Enrollment is available to Consumer and Small Business Cardmembers residing
in the 50 United States of America or the District of Columbia. Corporate
Cardmembers are not eligible.
What the Plan Covers
The $100,000 coverage level with a premium of $24.95 covers:
Up to $100,000 of primary damage and theft coverage for the rental car.
? Up to $100,000 of Accidental Death and Dismemberment (AD&D) coverage.
? Up to $15,000 per person of excess coverage for Medical Expenses.
? Up to $5,000 per person of excess coverage for personal property, maximum
of $10,000 for all. For Florida Residents, up to $15,000 per person of
excess coverage for personal property, maximum of $25,000.
?This product does not include liability coverage
The $75,000 coverage level with a premium of $19.95 covers:
? Up to $75,000 of primary damage and theft coverage for the rental car.
? Up to $75,000 of Accidental Death and Dismemberment (AD&D) coverage.
? Up to $7,500 per person of excess coverage for Medical Expenses.
? Up to $2,500 per person of excess coverage for personal property, maximum
of $5,000 for all.
?This product does not include liability coverage
For California Residents
The $100,000 coverage level with a premium of $17.95 covers:
? Up to $100,000 of primary damage and theft coverage for the rental car.
? Up to $250,000 of Accidental Death and Dismemberment (AD&D) coverage.
?Up to $15,000 per person of excess coverage for Medical Expenses
? Up to $5,000 per person of excess coverage for personal property, maximum
of $10,000 for all.
?This product does not include liability coverage
Premium
There is no cost to enroll in Premium Car Rental Protection, and there are
no monthly, annual, or cancellation fees. The Cardmember pays a flat fee of
$19.95 or $24.95 per rental ($17.95 for California residents) each time a
rental car is charged to his or her enrolled American Express Card, until
coverage is terminated. The flat rate covers the duration of the rental, for
up to 42 consecutive days (up to 30 consecutive days for Washington
Cardmembers).
Vehicles Covered by the Plan
The Plan covers most vehicles typically available from a Rental Company,
from smaller economy sizes to large luxury sedans, convertibles, exotic cars
(worth more than $50,000), minivans, vans, pickup trucks, and full-sized
SUVs. The vehicle must be rented from a Rental Company, which is a
commercial rental agency that rents passenger-type motor vehicles, but it
does not include a company whose primary business is something other than
renting cars, such as an auto body shop or a moving van company. Excluded
vehicles include: automobiles that have been customized or modified from the
manufacturer's factory specifications, except for driver's assistance
equipment for the physically challenged; any rented vehicle used for hire or
commercial purposes; antique cars (cars over 20 years old or cars that have
not been manufactured for over 10 years); limousines; and off-road vehicles
, motorcycles, motorbikes, mopeds, recreational vehicles, golf or motorized
carts, campers, moving trucks or moving vans, and trailers. Vehicles covered
may vary by state. Please see your Plan documents.
Determining coverage of personal car insurance or business insurance
It’s possible that a Cardmember’s personal car insurance or business
insurance might cover these types of losses. However, here are a few things
to keep in mind: ?Premium Car Rental Protection is primary insurance of
theft of and damage to the rented vehicle, which means enrollees won’t have
to use their own insurance first, or pay a deductible.Please note, there
may occasionally be some instances in which your personal car insurance
company could still be notified, such as if you caused an accident that
resulted in changes to your driving history report.
? Also, insurance policies often vary in their coverage of rental cars, or
out-of-state or international driving. Cardmembers should check personal
policies carefully to see whether they’re covered for rental cars. But this
plan covers enrollees almost anywhere in the world unless coverage would be
in violation of U.S. economic or trade sanctions.
Coverage is automatically extended to other American Express Cards
If you are the Basic Cardmember, your other American Express Card accounts,
and any Additional Cards issued on those accounts, are automatically
enrolled in the Premium Car Rental Protection Plan. Any Card accounts issued
to you in the future, and Additional Cards on those accounts, will also be
enrolled. Cards that are not enrolled include Corporate Cards, Additional
Cards enrolled independently, Additional Cards issued to you on someone else
's account, and any Card issued by a third-party bank partner of American
Express. If you are the Additional Cardmember, coverage does not extend to
other accounts you may have. You are only covered on the account on which
you have been issued the Additional Card.
Provider of Premium Car Rental Protection
Premium Car Rental Protection is underwritten by AMEX Assurance Company,
Administrative Office, Phoenix, AZ. Coverage is determined by the terms,
conditions, and exclusions of Policy AX0610 or Policy PCRP-IND and is
subject to change with notice. This document does not supplement or replace
the Policy.
American Express Travel Related Services Company Inc., a licensed insurance
producer, will provide services to you as a representative of and on behalf
of AMEX Assurance Company and will receive compensation from AMEX Assurance
Company in connection with the placement of insurance. When identifying
insurance products that may be of interest to you, American Express and its
affiliates may also receive compensation or additional financial benefit
when AMEX Assurance Company or another American Express entity acts as the
insurer, reinsurer or intermediary for these products. The insurance
producer will not receive compensation based on the sale of insurance
coverage from AMEX Assurance Company or any third party.
【在 m****s 的大作中提到】
: 【 以下文字转载自 Money 讨论区 】
: 发信人: mttbbs (未朋空间), 信区: Money
: 标 题: 一个包子求amex premium car rental的policy/coverage
: 发信站: BBS 未名空间站 (Tue Nov 20 21:28:19 2012, 美东)
: enroll了好几年了，寄来的document找不到了。黑五租车出门，求一个link打出来带着
| m****s
发帖数: 10867 | 3 晕，这个我也找到了，我想找formatted o(╯□╰)o
for
【在 g********d 的大作中提到】
: PREMIUM CAR RENTAL PROTECTION DETAILS
: Premium Car Rental Protection (PCRP) is insurance coverage offered by
: American Express Travel Related Services Company, Inc. to help protect
: American Express Cardmembers and Passengers when the Cardmember uses an
: enrolled Card to pay for a Car Rental from a Rental Company. Coverage
: includes 1) reimbursement for damage to or theft of the Rental Auto and
: personal property, and 2) medical expenses and death and dismemberment
: benefits resulting from a Covered Accident. Coverage is worldwide except for
: vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New
: Zealand.
| g********d
发帖数: 19244 | 4 copy to word
【在 m****s 的大作中提到】
: 晕，这个我也找到了，我想找formatted o(╯□╰)o
:
: for
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