n*********d 发帖数: 30 | 1 向各位请教个问题
最近要跟新保险,发现MEDICAL PAYMENTS项是$10,000 per person,就是不知道如果万
一发生意外,如果这个$10,000无法cover掉医疗费用,那剩余的费用是不是要自己掏。
还有雇主买的医疗保险,不知道这个保险能否去交剩余的费用。
谢谢! | b****n 发帖数: 3343 | 2 If you have health insurance from your employer, you don't need to buy the
medical payment insurance IMHO. $10k coverage isn't that much. It can be
easily exceeded. In that case you have to coordinate two insurance coverage,
which can be painful. It's better to use your own health insurance to begin
with, which saves lots of headache later on.
Having said that, you might want to consider to buy such insurance if you
want to cover the passengers in your car who don't have their own health
insurance coverage.
【在 n*********d 的大作中提到】 : 向各位请教个问题 : 最近要跟新保险,发现MEDICAL PAYMENTS项是$10,000 per person,就是不知道如果万 : 一发生意外,如果这个$10,000无法cover掉医疗费用,那剩余的费用是不是要自己掏。 : 还有雇主买的医疗保险,不知道这个保险能否去交剩余的费用。 : 谢谢!
| i****a 发帖数: 36252 | 3 medical payment is to cover people in your car. it should be cheap, get it.
【在 n*********d 的大作中提到】 : 向各位请教个问题 : 最近要跟新保险,发现MEDICAL PAYMENTS项是$10,000 per person,就是不知道如果万 : 一发生意外,如果这个$10,000无法cover掉医疗费用,那剩余的费用是不是要自己掏。 : 还有雇主买的医疗保险,不知道这个保险能否去交剩余的费用。 : 谢谢!
| n*********d 发帖数: 30 | |
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