m******0
发帖数: 10 | 1 周六车子被偷了，周一警察打电话来说recovered，但是车子已经整个撞坏了，这种情
况下保险公司会赔吗？我买的是progressive的liability的保险，但是contrast里面有
一条是有关uninsured motorist的，一下是contrast的原文。
PART III - UNINSURED/UNDERINSURED MOTORIST COVERAGE
INSURING AGREEMENT - UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE
If you pay the premium for this coverage, we will pay for damages that an
insured person i is legally entitled to recover from an uninsured motorist
or underinsured motorist because of bodily injury:
1. . . sustained by the insured person;
2. . . caused by an accident; and
3. . . arising out of the ownership, maintenance, or use of a motor vehicle
by an uninsured motorist or underinsured motorist.
INSURING AGREEMENT - UNINSURED MOTORIST PROPERTY
DAMAGE COVERAGE
If you pay the premium for this coverage, we will pay for damages that an
insured person i is legally entitled to recover from an uninsured motorist
because of property damage:
1. . . caused by an accident; and
2. . . arising out of the ownership, maintenance, or use of a motor vehicle
by an uninsured motorist.
We will pay under this Part III only after the limits of liability under all
applicable liability bonds and policies have been exhausted by payment of
judgments or settlements.
An insured person must have our written consent before entering i into any
settlement with an uninsured motorist or underinsured motorist, or that
person’s liability i insurer. In order to preserve our right of subrogation
, we may elect to pay any sum offered i in settlement by, or on behalf of,
the uninsured motorist or underinsured motorist. . If we do this, the
insured person shall assign to us all rights that insured person has against
the uninsured motorist or underinsured motorist.
Any judgment or settlement for damages against an uninsured motorist or
underinsured motorist that arises out of a lawsuit brought without our
written consent i is not binding on us.
Determination as to whether an insured person i is legally entitled to
recover damages, and i if so, the amount of damages, will be made by
agreement between the insured person and us. |
y******1
发帖数: 730 | |
l********i
发帖数: 8858 | 3 liability does not cover stolen.
so YMMV |
a*********g
发帖数: 2853 | 4 被偷应该是走comprehensive，uninsurance/underinsured我相信不管这种情况
COVERAGE
【在 m******0 的大作中提到】
: 周六车子被偷了，周一警察打电话来说recovered，但是车子已经整个撞坏了，这种情
: 况下保险公司会赔吗？我买的是progressive的liability的保险，但是contrast里面有
: 一条是有关uninsured motorist的，一下是contrast的原文。
: PART III - UNINSURED/UNDERINSURED MOTORIST COVERAGE
: INSURING AGREEMENT - UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE
: If you pay the premium for this coverage, we will pay for damages that an
: insured person i is legally entitled to recover from an uninsured motorist
: or underinsured motorist because of bodily injury:
: 1. . . sustained by the insured person;
: 2. . . caused by an accident; and
|
s******r
发帖数: 1245 | 5 如果撞在报失前，说不定还会有人来追赔偿
COVERAGE
【在 m******0 的大作中提到】
: 周六车子被偷了，周一警察打电话来说recovered，但是车子已经整个撞坏了，这种情
: 况下保险公司会赔吗？我买的是progressive的liability的保险，但是contrast里面有
: 一条是有关uninsured motorist的，一下是contrast的原文。
: PART III - UNINSURED/UNDERINSURED MOTORIST COVERAGE
: INSURING AGREEMENT - UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE
: If you pay the premium for this coverage, we will pay for damages that an
: insured person i is legally entitled to recover from an uninsured motorist
: or underinsured motorist because of bodily injury:
: 1. . . sustained by the insured person;
: 2. . . caused by an accident; and
|
b********6
发帖数: 35437 | |
a****r
发帖数: 1486 | 7 uninsured是你自己开车出事故，但责任不在你
现在显然开车的是小偷，所以是不会管的
COVERAGE
【在 m******0 的大作中提到】
: 周六车子被偷了，周一警察打电话来说recovered，但是车子已经整个撞坏了，这种情
: 况下保险公司会赔吗？我买的是progressive的liability的保险，但是contrast里面有
: 一条是有关uninsured motorist的，一下是contrast的原文。
: PART III - UNINSURED/UNDERINSURED MOTORIST COVERAGE
: INSURING AGREEMENT - UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE
: If you pay the premium for this coverage, we will pay for damages that an
: insured person i is legally entitled to recover from an uninsured motorist
: or underinsured motorist because of bodily injury:
: 1. . . sustained by the insured person;
: 2. . . caused by an accident; and
|
w*******a
发帖数: 2409 | |
z*****8
发帖数: 412 | 9 全险是不是都cover这种情况呀？
包不包被偷？
【在 w*******a 的大作中提到】
: 没买全险么就是这个风险
|
U********S
发帖数: 1896 | 10 第一句开头就是“If you pay the premium....”，liability应该是不pay的所以下文
也就不适用了。 |
w*******a
发帖数: 2409 | 11
全险是俗称。其实就是加入了collision 和comprehensive 的保险
collision承保你的车辆在交通事故中收到的损失，无论责任
comprehensive承保除了collision以外的各种意外对你的车造成的损失。
有时候涉及动物比如撞鹿的事故也算comprehensive
【在 z*****8 的大作中提到】
: 全险是不是都cover这种情况呀？
: 包不包被偷？
|
y****a
发帖数: 172 | 12 比较无赖的办法，你就说是车停在停车场被撞了。
COVERAGE
【在 m******0 的大作中提到】
: 周六车子被偷了，周一警察打电话来说recovered，但是车子已经整个撞坏了，这种情
: 况下保险公司会赔吗？我买的是progressive的liability的保险，但是contrast里面有
: 一条是有关uninsured motorist的，一下是contrast的原文。
: PART III - UNINSURED/UNDERINSURED MOTORIST COVERAGE
: INSURING AGREEMENT - UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE
: If you pay the premium for this coverage, we will pay for damages that an
: insured person i is legally entitled to recover from an uninsured motorist
: or underinsured motorist because of bodily injury:
: 1. . . sustained by the insured person;
: 2. . . caused by an accident; and
|
RR
发帖数: 561 | 13 Stupidest suggestion.
Insurance fraud , people go to jail for that.
【在 y****a 的大作中提到】
: 比较无赖的办法，你就说是车停在停车场被撞了。
:
: COVERAGE
|
