l****z
发帖数: 29846 | 1 Never Packing a Lunch
As someone who is not a morning person, I completely respect and understand
that it’s hard to squeeze in packing a lunch with your hectic morning
routine.
This is a costly habit, though, because buying lunch every day really adds
up. Even if you manage to get your lunch for $5, which is pretty rare unless
you have an amazing food truck that stops by your work, you’ll still spend
$100 a month on food. I can think of about a million other things that I’d
rather use $100 for.
For some people, it’s really worth the convenience but for others it’s
definitely not worth a budget bust. If you love to leave your office in the
middle of the day, remember that you can drive to a park and eat your
sandwich or run an errand and still get the same effect.
Giving into Cravings
Even though I am 8 months pregnant right now, I still haven’t given into
every single craving I’ve had. I’ve noticed that just like anything else,
you can get past them.
I admit some of my cravings have been pretty serious and have almost brought
me to tears, like the time I really wanted a cheeseburger and nothing
anyone could say could get me past it. Other times they aren’t as bad, and
I can typically think about something else or keep busy and it passes. This
has contributed to having a pretty healthy pregnancy with minimal weight
gain (despite carrying twins) and it’s also helped me to stay within my
budget.
So, if I can do it, I know you can do it! I know that a pile of fries sounds
amazing right now, but if you can just get past the craving and think about
something else, I promise they do go away.
Letting Your Car Run Low on Gas
When you let your car get really low on gas, you turn it into somewhat of an
emergency situation. Instead of being able to stop at the station near your
house that always has the cheapest gas, you have to pull over quickly at
the next exit and find the closest one. If you have this habit and do this
enough times, you can definitely waste some serious cash.
While one or two cents on the gallon doesn’t seem like a lot, it does add
up over the course of the year. Essentially, when you leave out the ability
to plan your day and have to rush around, you lose the option of shopping
around for the best price. This is true in many other situations from
groceries to appliances to clothing. Don’t wait until something breaks or
is on its last leg before checking out prices.
Forgetting Your Shopper Card
There are some stores that will allow the cashiers to swipe their shopper’s
card for you, but when that happens you miss out on possible gas mileage
points that could be applied to your own life! I’ve done this so many times
, and it really is frustrating to miss out on the points. It’s like free
money that the grocery stores are giving you, so make sure that you at least
have a small version on your keychain that you can use in a pinch!
Forgetting Your Grocery List at Home
I do this all the time. More specifically, I leave my grocery list in the
car a lot. You think you’ll remember everything you need at the store, but
you won’t. Inevitably there will be some important ingredient that you
missed. Furthermore, you’ll notice other great deals and then Doritos will
be on sale and soon enough your entire cart looks like a junk food store. Or
maybe that’s just me?
This is one of the worst money-wasting habits since people frequent the
grocery store so much. Like I said, I’m guilty of it and am trying to be
better about it!
Luckily, each and every one of these five habits are quite easy to break.
All it takes is a little bit of organization and being more self aware, and
all of us can save some more money this year! | m*********2
发帖数: 2788 | 2 尼玛，我老五样占了四样，怪不得存不了钱，奎费了。
understand
unless
spend
’d
【在 l****z 的大作中提到】
: Never Packing a Lunch
: As someone who is not a morning person, I completely respect and understand
: that it’s hard to squeeze in packing a lunch with your hectic morning
: routine.
: This is a costly habit, though, because buying lunch every day really adds
: up. Even if you manage to get your lunch for $5, which is pretty rare unless
: you have an amazing food truck that stops by your work, you’ll still spend
: $100 a month on food. I can think of about a million other things that I’d
: rather use $100 for.
: For some people, it’s really worth the convenience but for others it’s
| M*****t
发帖数: 26706 | 3 挣钱是为了什么？用来花的，用来爽的，不是用来省得。不要当钱的奴隶。
understand
unless
spend
★ 发自iPhone App: ChineseWeb 8.6
【在 l****z 的大作中提到】
: Never Packing a Lunch
: As someone who is not a morning person, I completely respect and understand
: that it’s hard to squeeze in packing a lunch with your hectic morning
: routine.
: This is a costly habit, though, because buying lunch every day really adds
: up. Even if you manage to get your lunch for $5, which is pretty rare unless
: you have an amazing food truck that stops by your work, you’ll still spend
: $100 a month on food. I can think of about a million other things that I’d
: rather use $100 for.
: For some people, it’s really worth the convenience but for others it’s
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