topics

全部话题 - 话题: tipping
1 2 3 4 5 末页 (共10页)
R*******d
发帖数: 13640
1
来自主题: NewMexico版 - How much to tip
http://money.cnn.com/pf/features/lists/tipping/

How much to tip
If you ask 10 people how much to tip in a given situation, you'll get
several answers and a slew of hot-headed opinions about the "right" thing to
do.
To help start your next debate, here's a quick guide to customary gratuities
for various services. The guide is provided by the Emily Post Institute.
Those with passionate views about how much to tip the pizza-delivery guy,
please see the information in the footnote provided by tw... 阅读全帖
T********n
发帖数: 528
2
Attending a conference in San Francisco. Not enough time to go to Bay 101
or any other poker clubs. Short trip and only brought work laptop so no
Merge. Don't want to practice presentation all night.. so the solution is
to 灌水灌水~~!
Decided to make a few posts about things LP and I have been talking about
over the past few weeks.
Tipping is of course a personal preference. Tip what makes you happy. Tip
what you think is right. Tip dealers who are more technically sound (and
deals more hands p... 阅读全帖
c*********k
发帖数: 4747
3
来自主题: WorldNews版 - 印度行记 5--tip (小费)
关键字:tip,索贿,三轮车夫
去印度的所有外国人应该都能强烈地感觉到,tip无所不在。上厕所得给清洁工tip,在火
车上得给列车员tip,坐三轮车得给车夫tip,看表演得给tip,住酒店得给所有人tip...而
且,绝大多数时候,是被要tip。如果每个都给,你会发现,钱包空得非常快,并且身上
从来都不会有零钱。印度人要tip,或者直接说要钱,用得是全世界通用的数钱手势,嘴
里念念money,或者tip。
我觉得印度人要tip有三个原因,一是英国殖民者留下的tip习惯,二是印度人本身伸手
向外国人要钱的习惯,三是收入确实是低。在印度,tip已经无处不在,有时候有人帮你
,正想感谢时,伸手向你要tip。我本身对tip是没多大意见的,不过在印度很难不感觉
到tip形成的腐败。追溯tip的来源,还是英国人贿赂餐厅服务员而来的,而如果是在公
共服务领域,索要tip可以说是明明白白的索贿了。据同行的人说,印度警察的工资是5
000RS,约合100美元,其收入主要还是受贿来的,不过这只是我听闻传言而已。但
是,我在机场里,亲眼看到警示,大意是:请不要给工作人员行贿,如工作人员索贿,
请举报。可见印
f******d
发帖数: 6361
4
http://bites.today.com/_news/2012/09/19/13967515-is-25-the-new-
By Lizzie Stark, TODAY contributor
It’s a question we all face – what’s a reasonable tip for your waiter?
After all, the last thing you want is to get on the bad side of the person
who handles your food.
According to the New York Post, tips may be adding a bigger chunk to your
bill. Waiters in Manhattan now want a 25 percent tip, and some New York
City restaurants that print “suggested gratuities” even present 30 percent
as an opti... 阅读全帖
W***n
发帖数: 11530
5
FBI Files Say Hedge Fund Analyst Made Millions on Tips From Dell Insider
By Neil Weinberg, David Glovin and Patricia Hurtado Nov 25, 2014 4:00 AM CT
Manhattan U.S. Attorney Preet Bharara said Jan. 7, “Part of our job is to
make sure... Read More
The FBI files spell it out: An analyst at Citadel LLC, the hedge fund with $
23 billion in capital invested globally, told agents he made millions of
dollars trading on information from a company insider.
It was December 2011, and the Justice Department ... 阅读全帖
f*********g
发帖数: 3319
6
来自主题: Seattle版 - 美国人如何Tip(转载)
看到好几个文章询问类似的问题,这是报纸上的文章,希望能让给大家提供一些帮助
How much should you tip? Here's a guide
Tips on tipping as a way of saying "thank you."
By Alexia Elejalde-Ruiz
Chicago Tribune
Tipping is a favorite pastime in America, where nothing says "thank you"
like a few dollar bills. But there is often a moment, after you get your car
washed, or your furniture delivered, or your flat tire changed, when
suddenly a wave of anxiety strikes. Are you supposed to tip? And if so, how
much?
Here's a guide to what's customar... 阅读全帖
s****p
发帖数: 1087
7
(1)
Barclays Capital U.S. Treasury Inflation Protected Securities (TIPS) Index怎
么计算出来的?
这里有个收益率,10年的rate of return是7.02%.要知道过去10年的stock的rate of
return是2%左右。
http://enroll.tiaa-cref.org/resources/ffs/194408506.pdf
提到 Barclays Capital U.S. TIPS Index (Series-L):
1 年: 6.31%
5 年: 5.33%
10 年: 7.02%
但是这个数字怎么计算出来的呢?
是不是计算TreasuryDirect市场上各种TIPS bond的waited price,就可以了。
(2)
Bodie说提倡自己买TIPS,这样省手续费。我似乎不大赞成这个观点。
自己买TIPS的话,比如现在30岁,买30 years TIPS,利率是4%+inflation rate,不错。
但是当55岁的时候,预计65岁退休,买10 years T... 阅读全帖
l**h
发帖数: 7994
8
这篇不错,不敢贴链接,超过来了。
If you've been sitting on the sidelines, waiting for the best time to
refinance or get a mortgage to buy a home, think of 2013 as your last chance
to act.
With good credit, persistence and some shopping skills, you can still snag
phenomenal deals this year -- even if you are underwater on your loan.
Here are 10 mortgage tips to help you with your mortgage decisions in 2013.
Tip 1: Stop procrastinating and refinance
If you haven't refinanced recently, you're probably paying a hig... 阅读全帖
p********y
发帖数: 5141
9
http://www.chrissiewellington.org/media-archive/peak-performanc
Performance tip #1: Passion gets you further than gear
“You’ve really got to be passionate and enjoy the sport and never lose
sight of that. Amateurs sometimes get caught up in the minutia. You’ve got
to have the latest bike and this, that and the other thing. You have to keep
the love for the sport in mind.”
Performance tip #2: More isn’t always better
“There’s always a tendency to think that more is better, especially with
regard ... 阅读全帖
p****r
发帖数: 9164
10
thanks for your contribution ,bro.
Very interesting topic. For pure recreational player, whose goal of poker
is just to pay some money to have fun, they should tip the amount to make
themself happy and dealer happy as well. Like most tourists in Vegas who
only play poker quite occaionally , there is nothing wrong with that.

For any serious player, even not professional player, overtip is
really the edge killer. Our edge is not that big and we do not get any tip
when we ar... 阅读全帖
x*****n
发帖数: 3422
11
来自主题: TVGame版 - 一个写得不错的kz3 tips小结
No silver bullets here, 只是一些不错的tips,游戏时间超过10hours的话你大多数
都知道的。
http://community.killzone.com/t5/Killzone-3-PS3/Morse-Tips-Part
Morse Tips - Part 3 : Basic Combat Strategies
Hey guys,
I thought it would be better for myself and you guys to share tips partially
instead of gathering all of them for one blow as I'm not that insane enough
to write a thousands words essay on a game even it is my favourite game.
Just for a note, I am not a pro gamer. I'm simply here to throw out all I
know what worked f... 阅读全帖
l********z
发帖数: 810
12
Your inability to focus is likely just due to anxiety. One simple method
that seems to help others minimize how often their mind wanders that you
might want to try involves a simple tallying procedure. Each time you
notice that you aren't focusing on the task at hand, make a tally mark on a
separate sheet of paper. The mere act of having to tally the instances
gradually reduces the frequency, probably due to some subtle process of
negative reinforcement. At any rate, it's worth a try and act... 阅读全帖
v*******l
发帖数: 5042
13
来自主题: _Fly_Fishing_Club版 - 化石,请教sink tip的问题
"10ft sink tip 相当于3米,你后面的线都是floating line吧,那三米能把后面的线
都 带着沉下去吗?"
可以,例如T14 sink tip是很重的。如果是静水那就更容易,流水的话稍微慢一些。
"sink tip 前面怎么接?多长?直接接tippet还是接leader?"
前面是一loop,接leader(我现在都不分leader和tippet)。使用sink tip,一般leader
会短一些,例如速度较高的流水,leader有时只用2ft。如果leader太长、fly又轻,下
沉时会是U形,影响fly的深度(当然有时故意这样做)。
“你cast的时候,sink tip和fly line的loop to loop是在杆子里,还是外面?”
肯定是外面(所以说30ft sink tip比较不好:loop在外面的话,那么沉的线很难
handle 30ft;如果loop在里面,就会有阻碍)。
像spey fishing,甚至连整个shooting head(27'(head)+5'(cheater)+10'(sink tip)
+leader)都在外面,最后一个loop
w*******y
发帖数: 60932
14
So first time deal poster here... found this out by accident, been on the
edge about buying some Comply Foam Tips for my old Superfi 5 EB earphones
and played with the Comply Site yielded an interesting glitch I've been able
to replicate.
****PLEASE NOTE: I have only tested/replicated this with the T-500 style****
1. Go to Link:
http://www.complyfoam.com/
and select the foam tips for you appropriate earphone and choose "3 pair" +
"mix" and add to cart.
2. Go to your cart and check out like norma... 阅读全帖
z********e
发帖数: 8818
15
来自主题: Investment版 - 求人帮说一下TIPS
tips 和 ibond 很相似。但是 ibond 仿佛更保守些。
http://www.retireearlyhomepage.com/tipsbond.html
上面这个链接说的是它们的区别:
Series I Savings Bonds (I-Bonds) and Treasury Inflation Protected Securities
(TIPS) both protect investors against the ravages of inflation. They are
both available from the US Treasury's Department of Public Debt. You may buy
I-Bonds on-line from Savings Bonds Direct or at your local bank without
fees or commissions. TIPS may be bought through Treasury Direct at auction
without fees or commissions... 阅读全帖
s******l
发帖数: 6898
16
来自主题: NewYork版 - 美國的小費 (Tips of tip)
转贴个台湾人写的。这个写得比较全面,希望对大家有点帮助。
美國的小費 (Tips of tip)
很多人對於到了美國之後要開始付小費感到不安﹐給多了覺得心疼﹐給少了又覺得失禮
﹐應觀眾要求﹐我把個人在美國一點小小的經驗整理出來﹐相信各位在看完之後不會對
小費感到陌生。
1. 餐廳付小費的時機
在餐廳付小費的情況最多了﹐在什麼樣的餐廳吃飯要付小費呢﹖一般來說﹐有侍者為你
服務﹐來問你要點什麼菜﹐這種情況是絕對要付小費的。另外如果像是去速食店用餐﹐
像是麥當勞﹐你是在櫃台點完餐後自己到座位上去吃﹐這種情況就不需給小費﹐還有一
種在美國叫 Food Court, 就是像台灣的美食街﹐也是拿著拖盤點餐﹐這種情況也是不
用付小費的。
2. 餐廳付小費的多寡.
一般的情況下﹐午餐要付 10-15% 的小費﹐晚餐要付 15-20% 的小費﹐但是如果人數超
過五人﹐老美就一個名詞叫 Party Over Five﹐則你必需付 18% 的小費﹐否則就算失
禮。 (但通常這種情況侍者會特別提醒你﹐怕你忘了!) 如果小費給少了﹐表示你對這
家餐廳的服務不滿意﹐比如說你覺的菜很難吃﹐則可以拒付小費﹐不過這種情... 阅读全帖
G**********e
发帖数: 11693
17
化妆我觉得特别考究也容易被忽略的一部分就是妆底,化五官颜色搭好技巧多练练就可
以了,化妆底手法很考究,化不好妆底五官都化好了也白搭。我要认真化妆的时候花在
妆底上的时间是整个时间的一半。
皮肤的prep
化妆必需有好的肤况,上妆底才会伏贴不会浮粉。平时我如果化妆的话都特别淡,不会
化整套。如果有个什么occasion,需要化好点的,我会提前几天就开始注意“抱佛脚”
加倍保养皮肤,比方唇膏随时涂着,白天用fresh的sugar唇膏,晚上睡前用philosophy
的kiss me tonight。皮肤也是加紧早晚认真护肤,有痘的话多擦着点md formulations
glycare acne gel,一天多擦几次,可以帮助痘痘快点干掉。多喝水,少吃刺激性的
食物例如辛辣油腻。化妆前晚或当天敷一张保湿面膜。然后多拍两遍水,上emulsion之
后,上防晒,化妆的话我喜欢用shiseido一款白的液体状防晒而非lotion状的,因为液
体的轻薄一点吧。如果粉底本身也带spf的话,我就会跳过防晒这一环节,尽量除了比
较轻薄水啊,serum啊,emulsion,我不会再上一堆厚重的moistu... 阅读全帖
a**y
发帖数: 6501
18
来自主题: _aily版 - Cruise 度假 tips集
【 以下文字转载自 baby 俱乐部 】
发信人: lager (香香妈), 信区: baby
标 题: Cruise 度假 tips集
发信站: BBS 未名空间站 (Thu Nov 18 11:27:52 2010, 美东)
上次全家坐carnival cruise 去巴哈马玩。搜集了一些小tip. 看到大家最近去cruise
的挺多的。写一些还记得的,也算给部里做些贡献哦:)
这些tips 都是在老美的论坛里找到的。有些老美还真是爱cruise。不光自己去好多次
,还贴照片游记,写tips出来。
因为我上次坐的是carnival。所以大多数tip适用于carnival。不能保证在别的公司也
适用哦。
1. 免费明信片 – 可以去前台customer service拿到免费的印着船照片的明信片。
2. 房间卡打孔 – 每个船上都有赌场。每个客人都有一张房间卡。这个卡很重要
哦。你在船上的任何消费都直接划入这个卡。千万不能丢哦。我们一上船,就去了赌场
,不是为了赌博哦。因为赌场里有服务生,手里拿着那种可以挂在脖子上的塑料绳和打
孔机。你可以让他给你的房间卡上打个孔,套在... 阅读全帖
S**C
发帖数: 2964
19
It may suggest two different things
1) The investors, especially the retirees, get led/scared by the talking
heads to believe inflation is on the horizon **AND** TIPS is the best hedge
against it, so they bought up TIPS, albeit market says otherwise.
2) Or the market is wrong, and the future inflation is much higher than the
market implied.
My thinking is on the former camp. People tend to forget the TIPS are, first
and foremost, treasury bonds. It has not been inflation tested since it is
prett... 阅读全帖
D***s
发帖数: 5613
20
来自主题: Money版 - 白金卡uber credit付tip的小trick
12月29日搭乘uber,Amex platinum的$35 credit用完,还需要付$3.44的balance,外
加$3的tip。我虽然当天立刻付了,但是因为更换信用卡支付,uber可能在这个信用卡
charge有延迟(也就是先charge信用卡$3.44,然后追加$3的tip),结果等到charge $
3 tip的时候到了一月份,这时候新的一月的$15 credit加进帐号,于是我的tip由一月
份的credit支付了。
其实最简单的方法就是到了月底,tip拖几天等到下个月新的uber credit进来后再支付
。这种适合咱们这种不经常坐uber的人。每天都坐还嫌uber credit不够的请忽略。
m******e
发帖数: 536
21
来自主题: Stock版 - Jesse Livermore On Loss and Tips
最近小青蛙在看利未摩的回忆录,觉得写得挺有意思的。摘抄几段。
With me I must back my opinions with money. My losses have taught me that I
must not begin to advance until I am sure I shall not have to retreat. But
if I cannot advance I do not move at all. I do not mean by this that a man
should not limit his losses when he is wrong. He should. But that should not
breed indecision.
All my life I have made mistakes, but in losing money I have gained
experience and accumulated a lot of valuable don’ts. I have been flat broke
seve... 阅读全帖
l****u
发帖数: 4594
22
来自主题: Nebraska版 - Lincoln收看数字高清TV的Tip
前些日子心血来潮,想装cable,然后去officedepot买了一台新电视。
回家调试的时候,意外的发现,用普通的小室内天线可以收到15个以上的高清电视台,
非常的清晰,远远的超过一般cable的效果。
赶紧上网做功课。原来,美国已经普及hd的无线广播,只要07年3月以后出售的电视都
安装有数字高频头,可以直接使用室内天线接受数字高清视频。与模拟的不同,数字电
视没有模糊的概念,信号强度超过所谓的“阈值”就毫无失真。实际观看效果也确实如
此,不少频道有1080i or 720p的高清节目,看的真是享受,与模拟电视不可同日而语。
总结一下:
Tip 1: 使用07年3月以后的电视,室内小天线,在林肯可以接收超过25个电视频道(内
容有重复);
Tip 2: 有超过15个数字频道,显示效果相当惊人。
Tip 3: 数字频道包括: CBS, PBS, Fox, ABC, NBC, CW....
Tip 4: 如果安装cable,需要另外支付10$/m来接收这些数字频道,部分公司接受local
节目还需另外再付费;
Tip 5: 如果只看TV,或者链接电脑观看DVDrip, DVD, BDr
o*******t
发帖数: 728
23
怪不得小熊老板要大家提高tip呢。
“The American federal government requires a wage of at least $2.13 per hour
be paid to employees that receive at least $30 per month in tips. If wages
and tips do not equal the federal minimum wage of $7.25 per hour during any
pay period, the employer is required to increase cash wages to compensate.
As of May 2012, the average hourly wage – including tips – for a
restaurant employee in the United States that received tip income was $11.82
. "
★ 发自iPhone App: ChineseWeb 11
r**u
发帖数: 1567
24
来自主题: Fishing版 - 请教修Tip
我搞了一根st croix truimph竿,用了几个月tip坏了。
他们又给我寄了一个新的tip。我照着说明换了一下,
就是加热一下,把老的tip取下来 ,然后再新的里塞上那个粉末状的胶,加热一下让胶
化了,在套在竿子尖上。可是,我用了几周新tip又掉了。我想问问我哪弄的不对么?
有没有办法能让tip比较结实的待住?
q***q
发帖数: 264
25
Lynn suggests that the American restaurant industry begin a campaign to
inform people about the basics of leaving a tip. He urges the use of
advertisements, educational pamphlets, and even putting tipping information
on menus.
http://www.npr.org/templates/story/story.php?storyId=1329241
The Tipping Divide
Study Finds Differences in Tips by Black, White Restaurant Patrons
by Juan Williams
July 11, 2003
A study found that black diners tip on average 20 percent less than whites.
A new study finds m
b*****n
发帖数: 1841
26
来自主题: WaterWorld版 - 在美国的餐馆平均tips是19.7%
大伙儿自省吧。
http://blog.seattlepi.com/thebigblog/2010/10/29/zagat-seattle-d
The average diner in Seattle tips 18.6 percent of the bill, below the
national average of 19.2 percent.
Cities such as New Orleans made Seattle look stingy; diners in the the Big
Easy averaged a national high of 19.7 percent, but that city also had the
lowest average price of a meal.
Zagat released the tipping rates of major U.S. cities earlier this week as
part of its “2011 America’s Top Restaurant Guide.” The guide conclud... 阅读全帖
b**s
发帖数: 4571
27
来自主题: _Fly_Fishing_Club版 - 化石,请教sink tip的问题
我的fly line是7wt float line.
如果船上钓,需要30ft fast sinking tip. 有的人就直接买sink tip line, 有的人是买两端15ft的shooting head 接上
如果岸钓,有人建议还是30ft sink tip, 还有人建议是15ft sink tip, 减少挂底.
你sink tip一般加多长?15ft?用过30ft的吗?
w*******y
发帖数: 60932
w*******y
发帖数: 60932
29
Recertified Targus Universal Notebook/MP3 Charger with 6 Interchangeable
Tips
$14.99 + Free Shipping (Deal will expire at 1/27/2012 10:00pm PST)
Condition: Factory Recertified
Packaging: Hassle-Free
Warranty: 90 Day
Brand: Targus
Model: APA6911
Product Features:
o Small compact design
o 90 watts of power
o Powers two devices at once
o Includes multiple power tips (see below)
o Folding outlet plug
o U300 tip powers through mini USB
Included Tips:
o L105
o L106
o L107
o ... 阅读全帖
p******t
发帖数: 678
30
Hotel Maid: Maids are often forgotten about when it comes to tipping becaus
e they typically do their work when you are not around. For stays of more th
an one night, $1 per night is standard. The tip should be left in the hotel
room in a marked envelope.
Read more: Tips on Tipping — Infoplease.com http://www.infoplease.com/ipa/A
0193529.html#ixzz10PDsNocc
P**a
发帖数: 1267
31
来自主题: Investment版 - Discussion: Buy TIPS?
TIPS yields are not bad now, though even better the 4th quarter of 08...
there're some good readings on TIPS:
http://thefinancebuff.com/2008/10/tips-during-deflation.html
http://online.wsj.com/mdc/public/page/2_3020-tips.html?mod=topnav_2_3010
m*********a
发帖数: 3299
32
vanguard fund TIPS fund
VIPSX
no fidelity TIPS fund.
But you can always buy TIPS ETF like TIP or IPE
for basic material commodity, how about IYM
s******t
发帖数: 12883
33
high inflation + 加利息,
tips会怎么变?
理论上high inflation, tips会增值, 但是加息, tips会贬值,
那么现在持有tips到底是会亏还是会有收益?
l******u
发帖数: 3169
34
Why TIPS carries more interest rate risk than regular TSY?
I'm thinking of buying TIPS as a long term insurance plan for unexpected
hyperinflation in the long run. It is not necessary that inflation always
moves with intereste rate, is it?
I agree with you that TIPS is essentially TSY. However I would think that it is better complematary to an equity dominated portfolio.
BTW, I'm not 100% sure but I think TIPS principle won't be adjusted down in the case of deflation, right?

they
S**C
发帖数: 2964
35
Because the way TIPS are structured, the terminal payment is increased
throughout the life of the security (OK, assuming CPI-U is always positive),
which ensures TIPS will have greater duration than traditional treasuries
of equal maturity, thus more sensitive to interest rate changes.
TIPS is a better diversifier, yes, but I will only be interested in it if
the real rate is above 2%, preferably 3%.
Prior to maturity, the accrued principal of a TIPS can go below the face
value.

it is better com... 阅读全帖
l******u
发帖数: 3169
36
OK, I got the duration part and I agree.
"I will only be interested in it if the real rate is above 2%, preferably 3%
."
The real rate is basically the coupon rate for TIPS, right? Besides, I would expect the "normal" (although I start to lose the sense of what is normal lately ^-^) short term rate will be around 2-3%. Or you are actually refering to the
cPI-U being 2-3%.
I understand that the price of TIPS on the secondary market is rather
volatile and can go below face value. But upon maturity... 阅读全帖
C***x
发帖数: 468
37
来自主题: Investment版 - 大家讨论下tips的命运吧
在Tips走进大家视野的过去五年多,走出的完美曲线,在流动资产里可以比美的就只有黄金(我也有仓位)等少数品种,特别是risk-adjusted return里更是很少能比得上。
你不是都在空Tips吧?这得亏多少钱啊。。
现在真利率已经是非常低,已经是负的,所以我这个星期开始减仓tips到空仓而且上量地放空国债了。
我们资金很大的,出入都是几个月到半年的仓位。难道你半年都不调整仓位吗?
下一美联储周期真利率高企时,则是好的机会买进Tips,又会是一个很长时间的盈利。到时我会提醒你不要去空它,否则又得亏了。不过看你上面的那种不客观,没有长短期同时考虑的投资理念,估计也听不进去。
美国违约的道路创造的是机会,不是盲目地死抓黄金不会变通。
c******8
发帖数: 3170
38
来自主题: Stock版 - 给大家点tips吧
我来股版时间也不短了,8个月了吧, 今年1月份来的,学了不少东西。现在是我回报社
会的时刻了。 先总结一下我学以致用的:
1. 2月份我学会了short
2. 4月份我学会了option
3. 5月份学会了split股的操作
4. 最近还在摸索什么叫spread
到今天为止,今年股票这一项的收入大概是15万~16万左右,具体数字我自己也不可能
说的出来,如果你说瞎猫碰上死耗子了,我没意见。
刚来股版的时候,不知道这里的人际关系那么的复杂,完全不知底细,第一天就讲大实
话,发帖说我2009年一年的交易都没有亏过,这是一句真话,因为当时我只会做long,
只会买完就hold,大家都知道2009年的市场如果做了short和option的散户,得死成什
么样。
吹完了我的成就,现在给大家抛几个tips。 给不给伪币,随你们自愿啊。我家里养着
一个小白脸,我其实很少参与赌菠菜,伪币都伺候他去赌了,不争气的玩意儿,回回输
,可是,可是。。。。谁让他貌似潘安,性情如猫呢。
tip 1: 用别人的钱炒股
tip 2: 抄底要心狠手辣。
tip 3: 别指望抓高潮 (这个其实我自己都做的也不尽善
l******u
发帖数: 3169
39
【 以下文字转载自 Investment 讨论区 】
发信人: littlesu (小苏夫妇的共用ID), 信区: Investment
标 题: 讨论一下用TIPS来做inflation hedge吧?
发信站: BBS 未名空间站 (Thu Apr 7 14:25:33 2011, 美东)
两个月前开始DCA进入TIPS index fund作为inflation hedge,只占portfolio的5%以下
。考虑了REIT,commodity和TIPS,还是觉得TIPS的概念最清晰,也最直接。而且
treasury的什么I-Bonds啥的也有很长时间的历史了,长期这个概念也应该是work的。
caveat是作为在二级市场上trade的债券,同时也因为把interest和principle分开了的
缘故,短期会受到非理性的通胀预期影响比较大,不过长期持有同时DCA的话应该会好
很多。这是不是也说明ETF会比fund要好些,至少基金经理没有赎买压力?
真诚请教/讨论!
y*****n
发帖数: 11251
40
来自主题: Indiana版 - 关于tips。 北美wsn的反击。
quote from http://www.thesimpledollar.com/2010/02/12/the-minimal-tip/
First, it seems really unfair to give a 15% tip to someone who isn’t
even providing minimal service and then giving a 20 or 25% tip to
someone busting it and doing five times the work to make your meal
enjoyable. I don’t think it’s reasonable to hand out 40-50% tips to
people who are really striving to do a good job so you can amply reward
them in comparison to people not doing their job at all.
Second, some businesses collect
L****n
发帖数: 3545
41
【 以下文字转载自 Travel 讨论区 】
发信人: yeecanoe (yeecanoe), 信区: Travel
标 题: Tips on Las Vegas----机票、吃、住、租车、coupon
发信站: BBS 未名空间站 (Wed Dec 28 15:20:32 2011, 美东)
版上有太多好游记了,尤其是土著居民desertfox这篇集大成的文章给了我很多帮助:http://www.mitbbs.com/article/Texas/31596685_0.html
不敢班门弄斧,就简单写写我作为第一次旅游者的一些tips吧~
[机票规律]:
在我印象中,美东飞LV的机票一直不便宜。9月初订感恩节的机票,贵,大概是航空公
司还没开始promotion。10月初,票价开始下行。我查的很频繁,各大公司一起查,发
现相同航班的票价在周末达到峰值,周一周二微动、周三达到最低。不知是普遍规律还
是仅仅针对这个航班。总之,我提前一个半月定了张$360的直飞,心满意足。当然了,
换里程的同学建议越早越好,可选时间更灵活。
[车]:
租不租车是个问题。我租了车,不后悔。1)机场取车还车... 阅读全帖
n******7
发帖数: 12463
42
前段时间看到这里有25 for 50的deal,就买了个coupon
前几天跟gf去吃,吃了70多,用了coupon还剩20多,加上小费大概30出头
昨天付信用卡偶然发现它尽然charge了我60多
想来想去就一个可能,它把total当tips给我算了
我肯定我绝对没写错地方,唯一的问题是我没写tips,直接在total写了总额
(以前总是算一下的,后来朋友都说别算了,写总额就ok)
从常识来说,他们也就送菜收盘子,跟我们都没有什么互动,我至于tips给的比原价还
高吗?
已经在银行dispute了,然后应该怎么做呢?第一次遇到这个问题。
我的receipt昨天刚好清理垃圾扔掉了。。。
另外,这个店埋单的时候还给个说明,tips需要给15-25%,太不爽了
l*****a
发帖数: 21
43
来自主题: Seattle版 - 818关于tip的那些破事
今天上来818小费的事情
本人今年刚参加工作,以前念书的时候在3家中国餐厅做过pt服务生,看最近好多人问
tip的事情,想起当时出国前看的tip攻略,大有所惑,今天来现身说法一下:
关于什么时候给什么时候不给
渡洋前, 常有美国旧友对我说教,
那个关于————在美国做服务生都比国内上你那破班赚得多的观念深深刻在我心
于是在开始念书的第二个学期我就勇敢的冲入了服务业做起小二来(在华州)
通常来说,tip是说,别人提供了服务,给extra钱表示感谢, 所以tip是给服务者的,
和老板是米有关系滴
我刚来的时候 小费给的乱七八糟 现在总算有点章法了 特别是亲身体验以后…
我是小时工,每小时工资是4块多,同胞们,为了4块钱,在一个餐馆里站一个小时,要
赔笑,点菜上菜,收盘子擦桌子,泡茶,跑前跑后,算账买单,一会要冰水一会要筷子
一会要辣椒油一会要boxes……
不是为了那点小费, 你干么?
我也曾经以为有个最低工资8块多,这么一算,哇, 我一天8个小时一个月也有两千块
,不用上学够吃了
但是……老板告诉我, 我一个小时只值这个价的时候,我简直。。。
据说有8块多的工…但反正我做的这三家都不是…
F**y
发帖数: 322
44
Onyx是Tiger品牌中最好的tip。我买个一个新的还没安上。Kamui的tip偏硬,Tiger的
偏软。用Onyx的人都说好,我现在没法给出自己的判断。说medium hard,主要是
maintenance比较容易,太软的tip老得修。
g**********7
发帖数: 49
45
来自主题: Billiards版 - 大家都用什么硬度的tip?
最近跟球房老头们讨论,发现几乎所有人都用的hard,就我用的soft,有个厉害的老爷
爷使用了我的314-2+kamui black soft,说明显感觉球速很慢。。。
我也在考虑要不要换个硬一点的tip,现在这个稍微打点不准就会加上很明显的side
spin。另外,我喜欢把tip磨到比较薄,大概只有原来厚度的一半,感觉打点会比较准
,不知道是不是tip太软的原因。
有没有尝试过predator victory tips?正考虑试试
F**y
发帖数: 322
46
来自主题: Billiards版 - 大家都用什么硬度的tip?
Layer tip (不管硬度如何) break in了以后,跟hard的single layer tip差不多。
只要够consistent,怎样的tip都行。还有就是stroke够smooth够powerful的话,还是
hard tip好用!
s*******r
发帖数: 129
47
来自主题: Swimming版 - Five Freestyle Tips(ZT)
最有趣的是youtube的最后说
For more questions or information, please contact your local swimming expert.
http://caribouone.hubpages.com/hub/Freestyle-Swimming-Tips
Five Freestyle Tips
1.Streamline off the wall - when you push off the wall, tuck your chin to
your chest, put your hands over your ears, and overlap you hands on top of
each other. Take a deep breath, push off in a streamlines positions and
either flutter kick or dolphin kick off the wall until you come up for a
breath. The farther you get off ... 阅读全帖
c****u
发帖数: 3277
48
来自主题: TexasHoldem版 - This tip is very good

Pro Tip: 125
Don't Read This Tip
Phil Ivey
November 7th 2007
View Player's Tips
Back to Pro Tips Archive
When it comes to advice about poker, my attitude is very simple: seek it out
, absorb it, but while you're at the table, forget it.
I'm a firm believer in learning the game by playing the game. I'm not saying
there aren't a lot of great resources around to help players improve their
games or that poker books and tutorials don't have their place. They do.
However, the problem I see wit
s******v
发帖数: 477
49
来自主题: WaterWorld版 - Why you should tip
I talked to a girl who has worked as waiter during college.
Most restaurants either do not pay waiters or only pay 1-2$/h for waiters,
because tips are expected. If you do not tip your waiter, that means you
force someone work for you or serve you for free.
In China when you eat in a restaurant, the waiter's salary already added in
your food, which is more than the tip you paid here.
Just like When you buy stuff in China, the sale's tax is more than doubled
here. However, since it is included in... 阅读全帖
m*******8
发帖数: 50
50
今天早晨接到ECFMG来信,忐忑的打开文档,以外的发现自己通过了,病例书写boarder
line, 其余两个high performance,兴奋过后想想总结一下考试经验,算是自己对卖
地的一点儿回报。
先感谢一下家人特别是老婆对自己的支持,照顾孩子,当sp有的时候还被我训,真对不
起了。
准备时间
因为自己之前有个加拿大的认证考试,所以从11月8号开始准备,到12月4号晚上结束,
期间全职工作,不过每天晚上能保证4-5个小时的有效学习时间。
准备材料
1.首推 FA,每个case 都要过,要有SP陪练至少2遍或以上(自己酌情), 我是前几天
有学伴陪着过了10几个case,之后发现没有像我一样那么着急每天学5个小时case的学
伴,就只好请教老婆了(非医学专业,英文也比较charllenge (希望老婆别看到));
2 protocol 我是通过FA和dokidok_s-notes 总结的,后者网络上面满天飞,大家搜索
一下就好;
3 查体和整个过程的encounter 参考了CSEvideo.com 的内容,比较多,我只参考了查
体,还有标准临床对话句子以及发音,剩下的没时间看了... 阅读全帖
1 2 3 4 5 末页 (共10页)