l**v
发帖数: 188 | 1 谢谢大家对我的问题的答复，和大家的讨论。
我是一个新手。但是也看了一些文章做了一点research。
我的financial advisor的建议是做bond ladder（不是他的产品，他是我们公司雇的，
所以无论我买什么他也收不到佣金）。我网上查了一下这两个方案各有利弊，这个版上
大家提到的point在别的论坛上也看到过。主要汇总下来就是：
1. bond ladder有确定的现金流，bond fund没有。
2. bond fund有人给你选fund（好坏先不论）。bond ladder完全得你自己选。像我这
样的新手就有一定的风险。我的公司的financial advisor让我stick to zero coupon
，insured，rated AA- or better municipal bond.不知道这个对我的situation make
sense吗？我现在四十，计划二十年后退休。
3. bond fund需要有一个expense，这个是additional cost。自己买fund没有monthly
expense，但是要swallow bid-offer sp... 阅读全帖 |
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w***n
发帖数: 1519 | 2 There are costs incurred, so it's too much to ask for the fund to be
perfectly tracking the index. I'm not recommending this fund, but I think
they do fairly well.
The 2027 fund is too new. Let's take BSCH (to return all capital this year):
Expense Ratio 0.24%
Median Tracking Difference (12 Mo) -0.26%
Max. Upside Tracking Difference (12 Mo) -0.19%
Max. Downside Tracking Difference (12 Mo) -0.33%
Hypothetically, if you and Buffett combined put in 10 million dollars into
the fund, they will hav... 阅读全帖 |
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w***n
发帖数: 1519 | 3 Whether you *want* to be affected by the interest rate changes or not,
whether you hold individual bonds or bond funds, you are affected anyways.
Emotionally, one form of the loss might be easier to swallow than the other,
to some people. I can understand that, but it's still a misconception. A
loss is a loss. In a very efficient market, which is the case for bond
markets, the different forms of losses are equivalent. That's the point.
your
10 years down the road, will your investment horizon st... 阅读全帖 |
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l**v
发帖数: 188 | 4 谢谢大家对我的问题的答复，和大家的讨论。
我是一个新手。但是也看了一些文章做了一点research。
我的financial advisor的建议是做bond ladder（不是他的产品，他是我们公司雇的，
所以无论我买什么他也收不到佣金）。我网上查了一下这两个方案各有利弊，这个版上
大家提到的point在别的论坛上也看到过。主要汇总下来就是：
1. bond ladder有确定的现金流，bond fund没有。
2. bond fund有人给你选fund（好坏先不论）。bond ladder完全得你自己选。像我这
样的新手就有一定的风险。我的公司的financial advisor让我stick to zero coupon
，insured，rated AA- or better municipal bond.不知道这个对我的situation make
sense吗？我现在四十，计划二十年后退休。
3. bond fund需要有一个expense，这个是additional cost。自己买fund没有monthly
expense，但是要swallow bid-offer sp... 阅读全帖 |
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w***n
发帖数: 1519 | 5 There are costs incurred, so it's too much to ask for the fund to be
perfectly tracking the index. I'm not recommending this fund, but I think
they do fairly well.
The 2027 fund is too new. Let's take BSCH (to return all capital this year):
Expense Ratio 0.24%
Median Tracking Difference (12 Mo) -0.26%
Max. Upside Tracking Difference (12 Mo) -0.19%
Max. Downside Tracking Difference (12 Mo) -0.33%
Hypothetically, if you and Buffett combined put in 10 million dollars into
the fund, they will hav... 阅读全帖 |
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Z*****Z
发帖数: 723 | 6 For the second question, I think when you are not sure how to handle an exce
ption, you do not swallow it. Let it bubble up instead.
writes
new |
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c***2
发帖数: 838 | 7 some interviewer is kind of "mean": ask a question right after you make a
bite. :-)
What's the good way to handle that?
(I usually answer the question After swallowing the bite). |
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y*****c
发帖数: 1099 | 8 are you 一向只是开玩笑而已?!!!
really?!
what a joke!
go to check out your own posts BEFORE you got your stupid notice, did you
make any fucking joke there?
you are just a mean loser! swallow it! |
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e***a
发帖数: 1661 | 9 Indian have already swallowed USA IT industries. |
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y*****e
发帖数: 712 | 10 找到组织了，每次看到大牛们横扫一群offer，就想起一句话，朱门酒肉臭，路有冻死
骨。。。。
好羡慕那些指哪打哪的人，人家是功夫下在前面，现在是收获的季节，俺们是基础没打
好，只能默默swallow拒信了。。 |
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m**m
发帖数: 5500 | 11 The real thing they should do is to lay off a bunch of idiots that have high
pay. But I doubt they could swallow their pride..
The valley does need to prepare for the winter and correct the insane
expectation from those crappy software engineers.. Look at EE new grads.
They beg for an internship without pay.. CS shall see that day too if
companies keep the high pay and hiring spree. So either get rid of the bad
ones or prepare to sink together. |
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发帖数: 1 | 12 以前老中搭政治正确的快车,当时老美傻啊,只会说minority, minority,把毫不抗争的
sheepy老中也包含进去,谁让人家人少自动变minority了呢,老中着实在保护伞下呆了几
年.
你以为老美愿意把老中捎带手pc一下?老黑被欺负就种族仇恨,老中被欺负,当局那叫一
个拖啊,这种事少?
好歹至少都不是明面上的,要是硬扣规章制度去argue,人家老美也下不来台.
当然,老中多善解人意,多替人着想啊,怎么可能去argue?被抢一半,还剩一半呢不是.别
麻烦了,别把事情搞大了,人家也不是故意的,人家有枪.总之每次自己就swallow了.
但是,林子大了毕竟什么鸟都有了,偶尔也有胆肥的老中出头一下,去argue一下. 当然,
这种情况下,其它老中绝对是躲在墙后头看热闹,如果闹好了,自己也能分到好处,如果闹
不好,自己多了一份茶余饭后的谈资.
多好啊,fail-safe,还有什么比让别人出头自己不出头还看热闹更爽更划算的事吗?
但总之,每次老中一argue,老美被逼无奈也会follow规章制度,给argue的老中一些应得
的好处.这样累积argue得多了,老美烦了,"老子本来就是意思... 阅读全帖 |
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G**********9
发帖数: 152 | 13 可能你觉得不appreciate别人的劳动不算什么大事，我觉得这已经体现了这个人“非善
类”。仅仅是吃顿饭，跟几千块的commission比起来，实在不算是得体的答谢。何况楼
主也并没有请人吃顿饭，反而只有抱怨，没有一句感激。并且还有seller's agent的话
作为佐证“还说我们的seller's agent 都说我们是“hard pills to swallow and
they just want
to get rid of you". ”如果你在公司上了一个月班，到快发薪水的时候，你终于忍无
可忍，辞职不干了，你是不是觉得老板不应该给你这一个月的薪水？如果这个老板不但
不给，也没有一句感激你的服务的话，并且还抱怨你干活不好，你是不是会觉得你这个
老板“非善类”？ |
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s****l
发帖数: 16457 | 14 美国是有燕子的，我今天还看到了。英语是swallow。 |
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h***b
发帖数: 1233 | 15 Weak US economic data confirmed recovery has slowed down dramatically--
1. GDP growth was @ 1.8% in Q1;
2. ADP private sector job report shows addition of only 38k jobs vs ~200k in
prior months;
3. manufacturing activities report (ISM) declined in May to 53.5% vs 60.4%
in April( < 50% reading indicates contraction), lowest level in 13 month;
4. y'day, consumer confidence reading was 60 vs expectation of 67
5. looking abroad, Chima manufacturing activities fell to the slowest pace
in 9 mo--partly... 阅读全帖 |
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d********a
发帖数: 9567 | 16
毒药，店里不该卖，应该整个禁掉。很多毒性比你说的差的农药都禁掉了。
毒药和毒性你分的清吗？
Roundup: Label - Keep out of reach of children, harmful if swallowed, avoid
contact with eyes or prolonged contact with skin. Remove clothing if
contaminated.
The Women’s Cancer Resource Center (WCRC) and CHOSE (Coalition for a
Healthy Oakland School Environment), showed that chemicals such as Round-Up
(glyphosate) can result in reproductive damage as well as damage to the
kidney and liver, and some studies show a link between the chemical and
cance... 阅读全帖 |
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l*****u
发帖数: 1788 | 17 okay if not swallowing too much directly. no acute tox effect found yet but
new studies might show potential concerns to fertility and newborns.
------
发信人: Huan2007 (胡绵涛), 信区: Living
标 题: Re: 关于洗衣机，真的假的啊，请鉴定并提供有效对应措施
发信站: BBS 未名空间站 (Thu Mar 1 11:16:06 2012, 美东)
borax有毒吧，杀蚂蚁的 |
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m***y
发帖数: 14763 | 18 If that's a hand job, I got a blow job joke.
Two whales, a male and a female, were swimming side by side in the ocean.
Suddenly, the male whale spots a ship in the distance. He recognizes it as
the whaling ship that killed his father.
Filled with anger, he says to his female companion, "That's the ship that
killed my father!
Let's swim closer!"
When they were close enough, the male said, "Why don't we swim under the
ship and blow air through our blow holes and break the ship into a million
piece... 阅读全帖 |
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D********r
发帖数: 522 | 19 what you should do is to file complaint! That is the strongest way to show
your teeth. Bearing loss on backing up this deal doesn't teach them a lesson
. What makes it stronger is to file a complaint to the load and real estate
association.
You have a very strong case to bring this up: Your wife is minority,
foreigner, preganant, pushed to sign paper work, threatened to be dported,
the Real Estate Agent failed to fully represent your best interest... All in
all present to the Real Estate associa... 阅读全帖 |
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m***y
发帖数: 14763 | 24 Geez, it's true.
As you might have noticed, there are a lot of urban legends involving a "
Florida man". And people would discard it as yet another joke if they heard
anything happened to a "Florida man". |
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C********2
发帖数: 435 | 25 http://www.cdc.gov/healthywater/swimming/pools/diarrhea-and-swi
Diarrhea and swimming don’t mix! Diarrhea is the most common recreational
water illness (RWI). Swimmers who are sick with diarrhea—or who have been
sick in the last two weeks—risk contaminating pool water with germs.
Certain germs that cause diarrhea can live from minutes to days in pools,
even if the pool is well-maintained. Once the pool has been contaminated,
all it takes is for someone to swallow a small amount of pool water to
... 阅读全帖 |
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n***s
发帖数: 10056 | 26 The best birds are cardinals. You can watch male cardinal feeds female
cardinal. They are expert on unshelling sunflowers. The worst are doves.
They just swallow seeds and are very greedy.
Sometime snakes climb near feeder and try to catch birds.
Of course, many birds will build nests nearby so you get to watch young
chicks grow and learn to fly.
Lots of fun. |
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m*******p
发帖数: 1978 | 27 you pay for inspection (obviously) and depends on how much it costs for
repair, you renegotiate or swallow the cost |
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n**s
发帖数: 987 | 28 做这样的inspection 大概需要多少钱啊？
: you pay for inspection (obviously) and depends on how much it costs
for
: repair, you renegotiate or swallow the cost
|
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n**s
发帖数: 987 | 29 做这样的inspection 大概需要多少钱啊？
: you pay for inspection (obviously) and depends on how much it costs
for
: repair, you renegotiate or swallow the cost
|
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E******r
发帖数: 40 | 30 喉炎 is laryngitis. You can start with telling your symptoms like sore throat,
lots of sputum (痰), difficulty in swallowing, enlarged tonsil (bian tao ti),
etc. And then you can say like, "I am not sure if it is laryngitis or
tonsillitis". |
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y*****g
发帖数: 193 | 31 seven signs of cancer
C hange in bower habit;
A sore that doesn't heal;
U nusal bleeding or discharge;
T hickening or lump; breast ET AL;
I ngestion or difficult swallowing;
O bvious change in a wart or mole;
N agging cough or hoarseness;
【
在 nkfly (charles) 的大作中提到: 】
的征
部的 |
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u*****d
发帖数: 1009 | 32 difficulty in swallowing is not a good sign, find another hospital, do
another endoscopy as soon as possible |
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a**e
发帖数: 5094 | 33
nope, it is too dangerous to let him/her swallow by himself/herself right
now. The food might get into the lung and cause pneumonia. |
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f******I
发帖数: 769 | 34
depends on your doctor, it's not a good thing to do but, let's say someone
comes in to the office complaining of abdominal discomfort, stated he lost
about 20 lbs in last 1 month, and now is having trouble swallowing food,
plus he also has strong family history of cancers, i don't know, maybe in
stomach or esophagus, with that presentation, it's pretty hard for the
doctor not to consider endoscopy,
and by the way you didn't hear that from me, |
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f******I
发帖数: 769 | 35
nemaline myopathy has variable presentations, some the symptoms are very
mild, some are severe(patient die during infancy from respiratory muscle
failure),
if your have trunk muscle weakness then you might need to have supportive
brace or have surgery to fuse the spine to stablize the posture,
if you have bulbar muscle weakness then swallowing becomes an issue and
might need to have tube feeding,
if respiratory muscles are involved patient might become vent dependent, |
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t*******n
发帖数: 4445 | 36 try eat & drink a bit slower
it minimize the amount of air one you swallow with food/water, and is also
good for digestion. |
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f******I
发帖数: 769 | 37
just curious, if you have this flatulence problem resolved, would you dump
your current husband and find another one?
first of all frequent flatulence rare indicates any significant underlying
disease, as you said yourself, when you eat too fast you could swallow lots
of air that could partially contributing to your problem,
other things need to be concerned are:
1. pay attention to certain diet, such as bran, high fiber diet, pork, and
such that may give offensive odor in flatulence,
2. see if |
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c********e
发帖数: 496 | 38 based on the clinical manifestations, this is typical Zenker Diverticulum.
Do barium swallowing to confirm that. |
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t*******n
发帖数: 4445 | 39 There is always chance...although very low. For patients with distant
metastases, (I think) the 5-yr survival is 5-10%.
Those who have difficulty swallowing may benefit from photodynamic therapy
or stenting, which help to keep the esophagus open.
Hope this review article helps:
http://www.megaupload.com/?d=KBFIC4E6 |
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n******s
发帖数: 210 | 40 The majority of the bacteria in mouth are anaerobic.
in the daytime, those bacteria are inhibited by the saliva and oxygen
during the night, most of time, no air through mouth, no rinse of saliva.
on the other hand, many distractions in the daytime, your pain threshold is
higher than at night.
Since those are anaerobic bacteria, you may try metronidazole (falgyl), not
swallow, just chew the tablet,keep it in the mouth where you feel pain, may
help. |
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c********e
发帖数: 496 | 41 could be sjogren's syndrome.
mechanism is production of anti-gland antibody involving lacrimal glands and
salivary glands, resulting in dry eyes and dry mouth.
could you feel a swollen parotid gland? any difficulty swallowing? dental
caries, constipation?
if some of above items are positive, you need to see a doc for Schirmer's
test and auto antibody test including ANA, SS-A SS-B.
While this disease is not common, most likely you are fine. just keep an eye
on what I listed above, if the symptoms |
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b*****y
发帖数: 43 | 42 谢谢你的回复.
我没有这些症状.没有任何swollen parotid gland,difficulty swallowing,dental
caries and constipation.
我只是觉得口干舌燥,哪怕开着加湿器,已经喝了很多水后.皮肤干燥.没有别的不适.
应该去看家庭医生吗? 还是去找中医? 我这个是"内热"吗? |
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c********e
发帖数: 496 | 43 if you are young and have no constitutional symptoms like weight loss. You
don't have to worry about malignancy.
There is strict indications for upper endoscopy,
If ulcer or inflammation is confirmed by clinical manifestation, barium
swallow, or whatever. What you need to care is H.pylori, a bacteria, well
known culprit of ulcer and gastritis. Simply a stool test and blood test,
and it is curable, two or three antibiotics for a short term. |
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t*******n
发帖数: 4445 | 44 Bless!
Can she drink liquid? Any significant weight loss or dehydration?
There is a physical solution called stenting. Sometimes palliative chemo,
radiation or even laser can be used to shrink tumor that is blocking the
esophagus. But one needs to consider
* Possible risk and side effects of the procedure. Other factors like weak
gag control need to be taken into account too.
* With cancer it is usually a temporary relief only
* The benefit of oral feeding at this stage. It may make the patie... 阅读全帖 |
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c**i
发帖数: 6973 | 45 John de Jong, Dog owner wants to leave no stone unturned. Boston Herald, Mar
http://bostonherald.com/entertainment
/lifestyle/view.bg?articleid=1323037
My comment:
(a) the surname de Jong is Dutch meaning ‘the young’, for the younger of
two bearers of the same name--usually a son. The English and German
counterparts are Young and Jung, respectively.
(b) The vet stated, "Signs of urinary stones can include straining, bleeding
, etc."
That really hit me. When I was about 10 years old in City of Ka... 阅读全帖 |
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t*******n
发帖数: 4445 | 46 Eat & drink carefully to avoid swallowing excessive air |
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k*****r
发帖数: 1435 | 47 SLP是speech-language pathologist
包子不敢当，我还是没毕业的学生，没有那么大把握，还是退给你吧
你在麻省，可以试试Mass General Hospital for children的The Pediatric Airway,
Swallowing and Voice Center, 保险方面你可以和医院咨询一下
http://www.massgeneral.org/children/services/treatmentprograms.
另外你搜索voice disorder和你附近的town也应该能搜到一些clinic
我确实没有足够的能力给你治疗上面的建议，但基本上可以肯定他确实有voice
disorder,从你之前的说法（声音低沉，但没有物理损伤）来看是SLP的工作范畴
如果学校的SLP没有把握对他进行治疗，可以问问有没有其他的free service program
sponsored by county office of education |
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l*h
发帖数: 4124 | 48 blood markers for the vast majority of cancers are very difficult to find.
early screening of stomach cancer relies on imaging (double contrast barium
swallow, endoscopy etc). Japan has been running an aggressive early
screening program since the 70s for the whole population and is the best on
this. on paper, the incidence of this cancer jumped (because of early and
more sensitive diagnosis) but the # of people dying from this cancer dropped
hugely.
even though many called for similar approaches... 阅读全帖 |
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s******k
发帖数: 6659 | 49 You have to pay to get them reinstated
it happens to many people every single day, and you just have to swallow it.
.. |
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d********f
发帖数: 8289 | 50 true. but 2 obcs, plus so many od promos, amex offers, minimum spending ,
still quite a bit for me to swallow. |
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