c**m
发帖数: 1457 | 1 http://www.mitbbs.com/club_bbsdoc/MA_Mortgage_Realestate.html
【 以下文字转载自 MA_Mortgage_Realestate 俱乐部 】
发信人: chem (Mortgage Consultant), 信区: MA_Mortgage_Realestate
标 题: Buyer Information for Closing
发信站: BBS 未名空间站 (Mon Oct 24 23:00:47 2011, 美东)
What responsibilities do I have during the lending process?
To ensure you won't fall victim to loan fraud, be sure to follow all of
these steps as you apply for a loan:
■Be sure to read and understand everything before you sign.
■Refuse to sign any blank do... 阅读全帖 |
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l*****o
发帖数: 26631 | 2 Most of the time, tenants who want to break their lease find themselves in
this category. They have what they believe is a valid reason for breaking
their lease (such as a marriage or a job transfer), but it's just not one
that the law recognizes as an excuse for avoiding a penalty.
Fortunately, there's hope to avoid a penalty even in this situation. Most
states require landlords to "mitigate damages" by making reasonable attempts
to re-rent your apartment once you give notice. So, consider doin... 阅读全帖 |
|
w***g
发帖数: 5958 | 3 RO的问题就是水的利用率太低。以下摘自wikipedia:
Household reverse osmosis units use a lot of water because they have low bac
k pressure. As a result, they recover only 5 to 15 percent of the water ente
ring the system. The remainder is discharged as waste water.
差不多浪费5升水才能净化出1升水来。--当然，水的那点钱实在不能算钱。喝的水和灌
溉的水比起来那是毛毛雨。 |
|
L***m
发帖数: 4594 | 4 买了一套房子， 卖主是一对白人老夫妇， 价格为35万元，5月17日开的ESCROW， 合同
上说6月1日CLOSE ESCROW 。我们有亲戚介绍的中国人经纪，作为买方， 我们完全按照
合同行事履行责任， 我们已经花钱做了房屋检查等等，5月26日经纪把一堆文件(EARTH
REPORT, TITLE COMPANY REPORT) 扔过来，啥都没有说，我仔细阅读发现对方不但没
有交地税， 甚至还有两个总价超过38万元LIEN 的，也就是说房子的卖价根本不能
COVER DEBTS， 我向经纪和ESCROW书面提出了我的疑问，他们都没有书面回答我，还信
誓旦旦地说没有问题，他们欠多少钱都和你没有关系。当时心里对对方的人品有了点怀
疑， ，老头老太居然连政府的地税都欠，还那么多的债务，还开好车。 5月28日对方
说发现还有一笔4
万元的LIEN在房屋上，要花点时间处理， 我们这才发现合同上并没有保护我们的条款
：比如现在因为对方的原因导致交易不能按时完成，对方是否要赔偿损失之类。我们没
有办法也只好等待，哪曾想对方居然狮子大开口，6/6/2012 EMAIL 经纪要求我们替对
方偿还170... 阅读全帖 |
|
e********t
发帖数: 9607 | 5 http://www.gilafilms.com/en/Film-FAQ.aspx
If the Removal solution is not available in your area, the steps below
outline an alternate method of removing any brand of window film:
GATHER TOOLS
Single-edge razor blades in a holder/scraper
Spray bottle filled with 8oz water, 4 oz ammonia, 1 tsp dishwasher liquid
soap
Disposable toweling to clean the razor blade edge
Old towel to protect window sill from loose adhesive
Drop cloth to protect floor
REMOVE THE TOP FILM LAYER
Use the razor blade to loos... 阅读全帖 |
|
d**********0
发帖数: 13081 | 6 another good example...
with good explanation of what is the fee and how it is going to be used for.
===============================
http://www.myspacenyc.com/renters-guide/
The application process for an NYC no fee apartment is pretty simple. As a
courtesy, we will take the apartment off the market for 24 hours with $500,
which will go towards your good faith deposit and application fees (it’s $
50 per applicant or guarantor). By close of business the following day, the
remainder of the good fa... 阅读全帖 |
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d******h
发帖数: 750 | 7 Too expensive!
My loan amount and terms were very similar to yours, but my final closing
cost was only around $4500, INCLUDING escrow deposits, HOA/property tax/
interest dues for the remainder of the year.
I am in Texas btw.
insurance |
|
d********l
发帖数: 741 | 8 这是一个回帖，但考虑到是一个常见的问题，所以单独开贴来讨论一下我的看法，抛砖
引玉。
合同写的不一定合法。建议你咨询一下律师或者city有关部门。美国多数地方法律倾向
于保护租客。如果租客找了人来sublease，而房东拒绝的话，造成的损失很可能需要房
东承担，无论合同是怎么写的。
按照good faith的原则，房东和房东都有责任避免空置。举个例子，假设是在加州。
租客在合同未到期的时候提前搬走了，然后房东就有义务去找新租客。当然如果尽力了
而找不到，那损失有租客承担，但如果不尽力找，或者租客推荐了合适的信租客而房东
拒绝，那损失几乎一定是由房东承担 ----无论合同怎么写。
我有一个建议，不一定最好，但你可以参考一下。
1）找人来sublease，然后对方表示愿意接手房子的意愿（可以用email证明）
2）找房东商量，获得房东拒绝你sublease的书面证据，也可以用email之类的。
3）去小额法庭，起诉房东
我相信你很可能会赢。
原帖：
Update：加州法律明确规定房东要房客一起努力避免空置，否则需要承担损失
In California, Civil Code 1951.2... 阅读全帖 |
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i**w
发帖数: 883 | 9 In California, Civil Code 1951.2
-------------------------------------------------------------------
Under Civil Code 1951.2, the tenant owes the remainder of the rent due,
minus what the landlord should have avoided losing by re-renting the unit to
another tenant. The unit must be advertised at the prevailing rent and all
applications must be forwarded to the landlord for consideration. If one of
them is accepted then, the departing tenant merely pays any lost rent from
the time he moves out to... 阅读全帖 |
|
b*********k
发帖数: 335 | 10 【 以下文字转载自 Military 讨论区 】
发信人: bluedropddk (bluedropddk), 信区: Military
标 题: 常春藤名校录取有多腐败The Myth of American Meritocracy
发信站: BBS 未名空间站 (Mon Feb 23 20:35:25 2015, 美东)
常春藤名校录取有多腐败？ 此博文包含图片 (2015-02-23 10:01:24)转载▼
标签： 杂谈 歧视 亚裔 分类： 美国见闻
读罗恩·昂茨（Ron Unz）的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人，哈佛本科，斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功，但当时他获得了34.3%的选票，被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》（The
Myth of American Meritocracy）在美国教育界如同重磅炸弹，其翔实的资料（有120
处引文）和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据，让人更难以挑战他... 阅读全帖 |
|
d*****y
发帖数: 49 | 11 近期去做了乙肝，肝脏B超检查，结果如下：
乙肝结果：
EIA检查:HBsAg: postive
anti-HBe Antibody ：Positive
anti-HBc Antibody :Postive
Alanine Aminotransferase:58 H(6-41U/L)
Aspartate: 41 H(9-34U/L)
其他检查都正常。
做肝脏B超检查，结果全文如下：
Abdomen: Nontender echogenic portion of pancreas demonstrated;remainder
obscured by overlying bowel gas.3mm common duct.Nontender gallbladder with
few dependent echogenic non-shadowing foci possibly due to inspissated bile.
Normal main portal vein flow direction by duplex and col |
|
l***h
发帖数: 9308 | 12
近期去做了乙肝，肝脏B超检查，结果如下：
乙肝结果：
EIA检查:HBsAg: postive
anti-HBe Antibody ：Positive
anti-HBc Antibody :Postive
Alanine Aminotransferase:58 H(6-41U/L)
Aspartate: 41 H(9-34U/L)
其他检查都正常。
做肝脏B超检查，结果全文如下：
Abdomen: Nontender echogenic portion of pancreas demonstrated;remainder
obscured by overlying bowel gas.3mm common duct.Nontender gallbladder with
few dependent echogenic non-shadowing foci possibly due to inspissated bile.
Normal main portal vein flow direction by duplex and co |
|
t*******n
发帖数: 4445 | 13
Yes, although you can go to a real hop, too.
Usually the optometrist's office will bill your insurance first, but you'
ll be asked to pay the remainder at the visit. |
|
t*******n
发帖数: 4445 | 14
所）
Call the doctor's office & make sure they have your address right. They
should first get whatever they can from HMO, then send you a bill for the
remainder, & wait at least 30 days before sending it to the collection
agency. If this is resolved to both parties' satisfaction, make sure late
fee and/or bad credit history are removed.
Mostly your problem - 保险都覆盖 does not mean you pay $0. Now you need to
read the claim & insurance policy, finding out why the cost of office visit
and labs are |
|
t*******n
发帖数: 4445 | 15 Normal.
Generally it never gets to 100%. Say with 2 policies covering 80%, the
second one may only pay 80% of the remainder... |
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t*******n
发帖数: 4445 | 16 Arguing is more effective when you don't have insurance. Otherwise the
insurer usually negotiates a discount ("provider discount") before paying
its portion. So if the remainder is not much, you might as well pay it. |
|
t*******n
发帖数: 4445 | 17 There is no need to pay the bill yet while it's in progress.
Once the insurance company is done, check with hospital and pay the
remainder. |
|
t*******n
发帖数: 4445 | 18 The hospital is supposed to bill your insurance first, then you are
responsible for the remainder.
The delay can be due to many reasons. If it's not your fault then remind
them of that, and you shouldn't have to pay any late fees.
any |
|
c***o
发帖数: 131 | 19 文不好，医学知识不够， 请大家帮忙
Thyroid ultrasound:
clinical history , golter
technique: Real-time images were obtained through the thyroid gland
Comparison: none
Findings
Right lobe measures 4.4cm x 1.5cm x1.5cm. Echogenicity is homogeneous. no
nodule, mass, or cryt is seen.
Left lobe of the thyroid gland measures 4.6cm x2.1 cm x 1.5cm
there is a complex nodule in the upper pole of the left lobe of the thyroid
gland. It measures 2.5 cm x 2 cm x 1.3 cm. It has solid and cystic component
.Remainder of left lob... 阅读全帖 |
|
c***o
发帖数: 131 | 20 文不好，医学知识不够， 请大家帮忙
Thyroid ultrasound:
clinical history , golter
technique: Real-time images were obtained through the thyroid gland
Comparison: none
Findings
Right lobe measures 4.4cm x 1.5cm x1.5cm. Echogenicity is homogeneous. no
nodule, mass, or cryt is seen.
Left lobe of the thyroid gland measures 4.6cm x2.1 cm x 1.5cm
there is a complex nodule in the upper pole of the left lobe of the thyroid
gland. It measures 2.5 cm x 2 cm x 1.3 cm. It has solid and cystic component
.Remainder of left lob... 阅读全帖 |
|
d********1
发帖数: 77 | 21 Sorry I cannot type Chinese on this computer.
My wife (33 years old) has some 腿麻, 胳膊麻 etc lately. Her numbness is
sometimes on the left or right leg, arm, toes, fingers, and even face, but
never on all these places at the same time.
We went to our family doctor and he ordered a non-contrast brain MRI for her
. It turns out there is a sub-centimeter focus on her brain. Then our doctor
ordered a contrast MRI, the sub-centimeter focus is still there. Report 1)
below is the full report by the radiol... 阅读全帖 |
|
l*****y
发帖数: 5737 | 22 ☆─────────────────────────────────────☆
lldyh (Hunk) 于 (Wed Dec 12 22:47:39 2007) 提到:
bile.
hydronephrosis
review
一般癌变指标是AFP (甲胎蛋白），如果体检里有这一项，而且不超标，就不用担心。B
超不能作为诊断肝癌的依据。
http://www.hepb.org/resources/liver_specialist_directory.htm
的B
老印是家庭医生还是专科？如果是专科，可以另找一个了。
乙肝5项检查结果是国内俗称小三阳的一种（1,3,5项阳），转氨酶ALT,AST轻微偏高，
提示可能有轻微炎症的发生。
是否需要进行治疗，还要做一项检查，乙肝病毒定量HBV DNA，看是否超标。
☆─────────────────────────────────────☆
lldyh (Hunk) 于 (Wed Dec 12 22:50:25 2007) 提到:
近期去做了乙肝，肝脏B超检查，结果如下：
乙肝结果：
EIA检查:HBsAg: posti... 阅读全帖 |
|
f*******0
发帖数: 508 | 23 求助：左下腹疼痛一个月（B超，CT, Urine test normal）
大概从一个月前发现左下腹疼痛，就是和肚脐平行靠近腰的位置，有时还放射到相同位
置的背侧疼。不分时候，白天晚上都会时不时的疼，没有规律。刚发现是站起来走路时
加重。这几天几乎一直疼。
• 疼痛一周后去见obgyn，给physically 检查了子宫什么的，说正常。
• 一周后疼痛不减，就给做了妇科的B超，也都正常。
• 又过了一周，做urine test排除肾结石，也negative.
• 当时obgyn说他能想到的一个可能是endometriosis, but need to use
laprascopy to confirm. 因为是创伤性的检查，不建议马上做。 所以先做了个之后又
做了腹部CT （oral and IV contrast）, 结果总的说也正常。具体内容如下。我怀疑
是不是liver cyst 造成的？上周我没有觉得特别不舒服。可是从周六开始，腹部疼痛
厉害。用了热敷，有点帮助。今天上班扛不住了，吃了2颗Advil 200... 阅读全帖 |
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c**********8
发帖数: 8 | 24 请帮看看下面胸片结果，需要作CT 或支气管镜、活检吗？请给出您的建议，非常感谢！
祝圣诞、新年快乐！
－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－
PA lateral chest
There are no prior exams available
There is a 21 x 11 mm density within the right infrahilar region
Remainder of the lungs are clear
There is no pneumothorax or effusion
Cardiac silhouette is not enlarged
Impression:
Possible 21 x 11 mm nodular infiltrate right infrahilar region. |
|
s****u
发帖数: 1811 | 25 Under the agreement with the Attorney General:
* Any consumers who signed up for free checking between January 1, 2009
and November 5, 2009 will have their free checking extended for the remainde
r of 2010.
* All consumers who meet the original conditions they signed up for will
continue to get no per-check fees until January 31, 2011.
http://www.ag.ny.gov/media_center/2010/feb/feb01a_10.html |
|
C******e
发帖数: 529 | 26 How about this deal?
Please send my complete membership package for the Travel + Leisure Elite
Traveler, plus my registration form for my 2 FREE Restaurant Certificates.
I will be charged a one-time club processing fee of $2.99. If I enjoy my
first 2 months and want to continue receiving the valuable benefits, I
will do nothing and $29.95 will be billed to my American Express Card for
one year of membership, unless I call to cancel. If satisfied, I will
receive continuous annual renewal of my cl... 阅读全帖 |
|
n***h
发帖数: 1613 | 27 Dear xxxx:
Give your benefits a boost with this exclusive offer. Get automatic Gold
Elite status for the remainder of the current year—plus an additional year
—when you make four separate stays. As a Gold Elite member, enjoy exclusive
benefits including upgrades, free Internet and a 25% point bonus.
Register online by 04/08/2014, make four stays in the following three months
and get the recognition and rewards you deserve.
有Chase Marriott卡的自己看一下邮箱吧 terms里没写不能和mega bonus搭配使用 |
|
Y*****o
发帖数: 1173 | 28 【 以下文字转载自 EB23 讨论区 】
发信人: Yaoayao (Yaoayao), 信区: EB23
标 题: 大家都来签这个-Remove Dependent Count ！！
发信站: BBS 未名空间站 (Thu Jul 31 23:42:55 2014, 美东)
http://wh.gov/lMNjz
需要在8.21 之前征到十万签名， 目前才七百多！！！ 正在排着的EB23 和配偶，还有
即将排队的都应该来签一个！！
Use the executive powers to fix the broken immigration system for legal
immigrants
We are creating this petition to bring to your attention the following issue
that can help eliminate the backlog in Employment Based green cards.
Elimination of Dependents from Employment〣ased Coun... 阅读全帖 |
|
t*********u
发帖数: 26311 | 29 [–]Caveet 2 points 27 days ago
Has anyone tried using multiple visa gift cards in the same transaction to l
oad Redbird at Target? Does their system automatically drain the balance and
then allow you to use a different card to pay the remainder?
permalink
[–]bewareofduck 2 points 26 days ago
Yes and yes
permalink
parent
[–]WhatTheL 1 point 5 days ago
How many cards can you use in a single transaction?
permalink
parent
[–]bewareofduck 2 points 4 days ago
I've done 7 with the A... 阅读全帖 |
|
n*******y
发帖数: 3337 | 30 发信人: newjersey (NJ furniture dealer), 信区: EasyMoney
标 题: Re: BBVA NBA : 无年费 + $100 Bonus + 5% Everywhere (转载)
发信站: BBS 未名空间站 (Fri Jun 5 12:13:22 2015, 美东)
Mitchell says:
June 5, 2015 at 11:50 am
I can tell you that whoever told you there is a 5k limit doesn’t really
know. Because I purchased 2k at CVS and then I paid off the remainder of my
NBA season tickets which were 3800. So I have already spent 5820 and its not
even noon. And yesterday I did another 2k and paid off my insurance for th... 阅读全帖 |
|
d********4
发帖数: 860 | 31 大家好，要enroll新的保险了，想用HSA plan，有2000 deductible per person和4000
per family， out of pocket maximum也是2000每人，4000每个family。但是我
enroll的就是family，是不是我不eligible for 2000 deductible／OOP maximum，只
能想meet 4000 才能让保险cover the remainder？
换句话说，就是哪怕一个人做手术花了5000，我们也要先交4000，然后保险cover the
rest？因为deductible和OOP maximum一样，所以如果超过deductible就只交4000刀，
不再多交了，对吧？ |
|
g*********e
发帖数: 14401 | 32 Tax and retirement contribution is half.
Then you can talk about how much you save in the remainder. |
|
u***************r
发帖数: 11227 | 33 发信人： blacklv(黑驴), 信区： Money
标题： 瞪大眼睛看一下8分部
发信站： BBS未名空间站(Wed Aug 9 10:49:21 2017,GMT)
Who Can Participate in the Section 8 House Choice Voucher Program?
Housing choice vouchers exist to help low-income families better afford a
place to live within their community. They're issued by your local public
housing agency, working in conjunction with the federal government's
Department of Housing and Urban Development (HUD), and they're assigned
according to need.
Tenant Requirements
Need is based on to... 阅读全帖 |
|
d**w
发帖数: 14889 | 34
yes, the remainder will be in your account to use for next time. |
|
w*****o
发帖数: 807 | 35 Increased basal body temperature (10/18)
In order to know if your basal body temperature has increased, you would
need to be keeping track of it prior to ovulation. A woman who keeps a bbt
chart may be able to tell she is pregnant just by looking at the
temperatures on her chart. After ovulation, progesterone causes a woman’s
temperatures to rise. Sometimes a woman will see a second rise in
temperature around 7 days past ovulation. When this happens, it is called a
triphasic chart. A triphasic c... 阅读全帖 |
|
b*********k
发帖数: 335 | 36 【 以下文字转载自 Military 讨论区 】
发信人: bluedropddk (bluedropddk), 信区: Military
标 题: 常春藤名校录取有多腐败The Myth of American Meritocracy
发信站: BBS 未名空间站 (Mon Feb 23 20:35:25 2015, 美东)
常春藤名校录取有多腐败？ 此博文包含图片 (2015-02-23 10:01:24)转载▼
标签： 杂谈 歧视 亚裔 分类： 美国见闻
读罗恩·昂茨（Ron Unz）的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人，哈佛本科，斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功，但当时他获得了34.3%的选票，被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》（The
Myth of American Meritocracy）在美国教育界如同重磅炸弹，其翔实的资料（有120
处引文）和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据，让人更难以挑战他... 阅读全帖 |
|
l***2
发帖数: 48 | 37 A first grade school teacher had twenty-six students in her class. She
presented each child in her classroom the first half of a well-known proverb
and asked them to come up with the remainder of the proverb. It's hard to
believe these were actually done by first graders. Their insight may
surprise you. While reading, keep in mind that these are 6-year-olds because
the last one is a classic!
1. Don't change horses
until they stop running.
2. Strike while the
bug is close.
3. It's always dark |
|
J*****i
发帖数: 2622 | 38 After a few failed attempts trying to charge with Visa, I finally was able to pay
Dangdang by American Express (thanks for the remainder from another
member on this board) for about $150 books and audio materials. Now the
order is showing as shipped by Dangdang. Let’s see if the package shows up
in the next two months. It’s said to be approx. 4-6 weeks from shipping to
delivery.
By the way, a lot of the books listed here seem to be western stories. Can
we just buy the English version here instea... 阅读全帖 |
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s***n
发帖数: 2366 | 39 http://www.npr.org/2012/06/20/155431944/asian-americans-on-the-
On Tuesday, the Pew Research Center released a study that found Asian-
Americans have surpassed Hispanics as the fastest growing racial group in
the U.S. Plus, the report showed that they're the highest earning and best-
educated. Host Michel Martin discusses the findings and the implications of
these demographic changes with three experts.
Copyright © 2012 National Public Radio®. For personal,
noncommercial use only. See ... 阅读全帖 |
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f**r
发帖数: 865 | 40 我看到的说法是这样的:
Romney says that if you don't pay income tax, you have no
personal responsibility. Most of the people who don't pay
income taxes are children, or retired people, or serving in the
military. Of the remainder, most are low-wage earners. A
calculation shows that for a family of four with typical
deductions and one parent working, the family would pay
payroll taxes, but would only pay income tax if their total
income exceeds $45,000. Suppose the worker in that family
has a job at minimum... 阅读全帖 |
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W******e
发帖数: 3319 | 41 1. Introduction
My interest in studying creativity was inspired by the frustrations that I
felt as a student, then as a professor. I wanted to know how I could
encourage creativity in myself, my students, and my colleagues.
Politicians, industrial managers, academic administrators, and other leaders
often say that innovation is critical to the future of civilization, our
country, their company, etc. But in practice, these same people often act as
if innovation is an evil that must be suppressed,... 阅读全帖 |
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b*******g
发帖数: 1040 | 42 负责人回信，目前还尚在调查中。
Dear Mrs.XX,
I would like to update you as to the progress of my investigation into this
matter. I have met with the Supervisor of the swim lesson program and will
be questioning the instructor whom your son had class with first thing
Saturday morning. I have already confirmed that your son will not be placed
with the same instructor next week or for the remainder of his lessons.
Once I have met with the instructor I will follow up regarding a meeting. I
have already informed... 阅读全帖 |
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b*******g
发帖数: 1040 | 43 负责人回信，目前还尚在调查中。
Dear Mrs.XX,
I would like to update you as to the progress of my investigation into this
matter. I have met with the Supervisor of the swim lesson program and will
be questioning the instructor whom your son had class with first thing
Saturday morning. I have already confirmed that your son will not be placed
with the same instructor next week or for the remainder of his lessons.
Once I have met with the instructor I will follow up regarding a meeting. I
have already informed... 阅读全帖 |
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s*****o
发帖数: 22187 | 44 【 以下文字转载自 Military 讨论区 】
发信人: starphage (坐以待币), 信区: Military
标 题: 诸位将军来做份UW大学生只能得58分得数学卷子
发信站: BBS 未名空间站 (Fri Apr 25 11:53:48 2014, 美东)
http://cliffmass.blogspot.com/2010/01/how-good-are-uw-students-
The overall grade was 58%
43% did not know the formula for the area of a circle
86% could not do a simple algebra problem (problem 4b)
75% could not do a simple scientific notation problem (1e)
52% could not deal with a negative exponent (2 to the -2)
43% could not do simple long division problem w... 阅读全帖 |
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t*******r
发帖数: 22634 | 45 我觉得隔壁五年级的有关 divisable / remaindet 数学题那个高楼，证伪了你关于"抽
象能力"的看法。
因为那个 divisable 的方程组，跟一般线性代数方程组的唯一差别，是线性代数方程
组是基于 "line structure" 上，而 divisable / remainder 的方程组，是基于 "
ring structure" 上。。。如果拥有 "抽象思维能力"，可以直接类比肉算线性代数方
程组的 "凑平" 的思想，脑子里想着瓢虫而计算求解。。。
所以我怀疑你说的那个代数转折点，对很多娃而言，并不是抽象思维能力的发展，而是
娃开始愿意接受 routine 思维了。 |
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t*******r
发帖数: 22634 | 46 如果没有瓢虫，能不能学完解线性方程组，不问高斯，直接解 divisable / remainder
的方程组？
如果没有瓢虫，能不能学完排列组合，不学 combinatorics 就直接解 combinatorics
的题目？
// 递话筒 |
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m*****t
发帖数: 239 | 47
汗，我没怎么看懂你这个帖子的意思...不过我觉得所谓的线性代数方程组，也是基于
ring structure上，当然可能我不明白什么是你所指的line structure和线性代数方程组
至于所谓的抽象思维能力，我在这方面当然是外行，也就是随便说说而已，不过要说到
隔壁高楼那道题，其实我觉得比较重要的一步是看懂题吧...当然，更进一步的抽象思
维是能够formulate并且证明出Chinese remainder theorem |
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b*********k
发帖数: 335 | 48 读罗恩·昂茨（Ron Unz）的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人，哈佛本科，斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功，但当时他获得了34.3%的选票，被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》（The
Myth of American Meritocracy）在美国教育界如同重磅炸弹，其翔实的资料（有120
处引文）和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据，让人更难以挑战他的论述。
可惜的是，这样的真知灼见不能为今天的主流媒体所容，这篇文章很快就“沉下去”了
。他这篇文章的篇幅如此之大，以至于连华裔家长也没几个读完。
正因为此，我特意写了一个浓缩篇，算是节约一下大家的时间，但是本人水平有限，还
是强力推荐大家去读原文：The Myth of American Meritocracy
常春藤录取制度的时代背景
昂茨文中第一页就点明了整个问题的大背景：今日美国贫富悬殊愈演愈烈，中产阶级每
况愈下。在这种向上流动性大减，“胜者全拿”的社会里，对绝大多数... 阅读全帖 |
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p********i
发帖数: 2003 | 49 ABC倒有可能像你说的，没准儿更痛苦，毕竟我不是abc，也不知道。但你说的这个异族
通婚大于本族，数据说话好了
In 2010, 25% of Asians, 25% of Hispanics, 17.1% of blacks, and 9.4% of
whites married interracially.[3] Of the 275,500 new interracial marriages in
2010, 43% were white-Hispanic couples, 14.4% were white-Asian, 11.9% were
white-black, and the remainder were other combinations
来自wiki。当然这里说的是asian，我没找到chinese的数据，如果你有的话，欢迎贴出
来。asian中，应该是菲律宾日本等比华人异族通婚率更高，但印度人通婚率要低很多
。两下平均，我不觉的华人的异族铜婚律会高于50%，这个数据很难得到。我不知道你
的数据是哪里来的，我觉的你可以找找，80%实在太高，这个我很难相信。
你也可以... 阅读全帖 |
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t******l
发帖数: 10908 | 50 In the other hand, as my trials above. What I found is:
Though when apply pigeon hole, your proof seems not as strong
as "plus"'s brilliant "1111...11".
However, it seems your direction is more inline with fundamentals
of number theories / remainder pattern. And if we throw pigeon hole
away, your direction lead to the most optimal solution I think.
So blunt is another side of brilliant? :-) |
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