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全部话题 - 话题: lapses
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p*******m
发帖数: 20761
1
来自主题: Automobile版 - 久经考验的行车记录仪神器
http://www.banggood.com/A118-H_264-Car-Dash-Cam-DVR-1_5-Inch-1080P-Novatek-96650-Capacitor-Battery-p-1066354.html?p=LN06232958747201511E
用了快两年了 最近更新了软件
Released beta firmware:
https://dl.dropboxusercontent.com/u/22493212/A118C/VIOFO_A118C_FW_0727_Beta.
zip
Change log:
1. Added: Motion detection sensitivity
2. Added: Turkey Language
3. Added: Loop Recording Icon on screen
4. Added: Time-lapse option
5. Improved: Show "MASS Storage" directly while connected with computer
6. Improved: Press once SO... 阅读全帖
p*******m
发帖数: 20761
2
来自主题: Automobile版 - 久经考验的行车记录仪神器
Released beta firmware:
https://dl.dropboxusercontent.com/u/22493212/A118C/VIOFO_A118C_FW_0727_Beta.
zip
Change log:
1. Added: Motion detection sensitivity
2. Added: Turkey Language
3. Added: Loop Recording Icon on screen
4. Added: Time-lapse option
5. Improved: Show "MASS Storage" directly while connected with computer
6. Improved: Press once SOS button to lock the file while in screen save
mode
7. Improved: Format warning while the card is not FAT32 format
8. Improved: GPS data not accurate is... 阅读全帖
p*******m
发帖数: 20761
3
来自主题: Automobile版 - 选择行车记录仪的误区
Released beta firmware:
https://dl.dropboxusercontent.com/u/22493212/A118C/VIOFO_A118C_FW_0727_Beta.
zip
Change log:
1. Added: Motion detection sensitivity
2. Added: Turkey Language
3. Added: Loop Recording Icon on screen
4. Added: Time-lapse option
5. Improved: Show "MASS Storage" directly while connected with computer
6. Improved: Press once SOS button to lock the file while in screen save
mode
7. Improved: Format warning while the card is not FAT32 format
8. Improved: GPS data not accurate is... 阅读全帖
l****c
发帖数: 50
4
恩可能我说的不够仔细吧。
其实我平时运动挺多的,一周打两三次球,平时偶尔有低血糖的感觉。
而那次是活动摄像,起立蹲下比较多,而且还上台发言,比较兴奋了之后有小段lapse
of consciousness。之后几秒钟后就没事了,喝了些可乐等,当天也就没事了。
之后一周都没有症状,但是我想着慎重起见,既然也有保险就索性去校医院检查一下。
其实医生本来还安排了脑部CT,她可能比较慎重。而在校医院的lab检查,各个参数都
是没问题的。
同时已经过去四五个月了,也没有发生问题。
h****5
发帖数: 871
5
"校医院一个华裔医生做了简单的检查后,发现基本检查都没有异样,然后说给我约校
外的神经科检查,然后提醒我近期最好不要开车。"
脑部CT是校医order的还是你去神经科后的specialist order的?校医refer你去神经科
,是Neurologist么?神经科去看了么?你的脑CT做了么?脑CT的cost是多少?你的保
险付多少,你自己out of pocket付多少?
如果你看了Specialist,也作了Brain CT,也一切正常的话,让这个Specialist开一个
证明,你可以开车。你就可以拿着这个证明去DMV要回驾照了。前提是Specialist的检
查也一切正常。你以后多注意吧,每半年去做个Brain MRI,如果保险允许的话。小命比
较重要。

lapse
m*********w
发帖数: 376
6
California physicians are mandated by law to report the identity of “every
patient at least 14 years of age or older whom the physician or surgeon has
diagnosed as having a case of a disorder characterized by lapses of
consciousness.”
s*****e
发帖数: 893
7
I've gone through a similar journey with my 11 month old XC90 here in London
, UK. Bought my first Volvo (moving from Audi / Range etc) partially because
I'm Swedish and though that I should pay tribute to an excellent piece of
design and safety work (yes, I know that Geely owns the business)..
Brakes were squealing from day one; when releasing the brakes at standstill,
as well as just before standstill when breaking.. Sounds like a tractor.
Passengers often ask what's wrong..
Brought the car to... 阅读全帖
h*******l
发帖数: 112
8
来自主题: Automobile版 - [无标题]
Geico有发cancellation notice.我没注意,cancelled了才想起来。说是已经断了不能
再续了,从再续那天开始算,所以有lapse.自己太大意了!


: 我的state farm就不是。

: 我六个月前忘了付。半个月后收到cancellation notice。赶紧去它们网上交。
没罚

: late fee,也没涨。

: 我很久以前用Geico。后来给我没理由的涨。把其列入黑名单。从此不再用。

: 第二个黑名单是Allstate。

k***t
发帖数: 569
9
要是描述是真的
4000 真是deal 良心价格
北卡storage car 是要turn in plate 这个保险明显有lapse了
北卡的保险要求本来就比较严格
N*******7
发帖数: 74
10
Plate turned in on 4/30。保险是有lapse了,但是和赔偿多少没有关系
n******n
发帖数: 12088
11
【 以下文字转载自 Stock 讨论区 】
发信人: newgumin (新股民), 信区: Stock
标 题: 铁矿石谈判中国终屈从33%降幅 (转载)
发信站: BBS 未名空间站 (Wed Jul 15 02:00:08 2009, 美东)
还以为鬼子会给34%意思意思呢。
闹了半天,抓了几个买办,最后还是从了。
发信人: digital (你是疯儿我是傻?), 信区: Military
标 题: Re: 铁矿石谈判,中国钢企再次完败
发信站: BBS 未名空间站 (Wed Jul 15 01:05:01 2009, 美东)
China Accepts Ore Cut, May Allow Rio Talks to Lapse (Update4)
Share | Email | Print | A A A
By Bloomberg News
July 15 (Bloomberg) -- Major Chinese steelmakers have accepted a temporary
33 percent iron ore price cut from Rio Tint
l*******t
发帖数: 48
12
二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
Samsung H204 FHD Camcorder almost new
单张面值:
$400
可接受价格(必须明码标价!):
$400
物品新旧要求:
Almost new, only used a couple of times.
This product was launched in the middle of march. I used for less than a
month.
邮寄方式要求:
free shipping
买卖双方谁承担邮寄损失(Required if not code only):
me
付款方式说明:
paypal
其他补充说明:
* 16GB Built-In SSD Memory
* Full 1920x1080/60i HD Recording
* 20xOptical Zoom/4.7MP Photo Resolution
* Magic Finger Touch/Shot
* Time Lapse Recording
http://ww
N*********o
发帖数: 1167
13
MEANING THAT, DA GOST DOCTOR DOES NOT, FOR WHATEVER REASON, HAS
ANY MONEY, HE BASICALLY JUST TOOK ADVANTAGE OF THE LAPSE BETWEEN
THE STATEMENT DATE AND THE DUE DATE OF HIS/HER CREDIT CARDS , SO THAT AS
TO MAKE AN APPEARANCE THAT HE/SHE HAS A LOT OF MONEY.
b****w
发帖数: 692
14
来自主题: Faculty版 - 请问关于faculty的tax treaty问题
IRS 回信了,但是跟没说一样....
The Answer To Your Question Is:
Thank you for your recent inquiry concerning the U.S. China Income Tax
Treaty as it relates to teachers. I apologize for the delay in our response
to your question.
An individual who is a resident of the People's Republic of China and who is
temporarily in the United States primarily to teach, lecture, or conduct
research at a university or other accredited educational institution or
scientific research institution is exempt from U.S. income t... 阅读全帖
l***n
发帖数: 731
15
Summary of Fiscal 2011 Budget Bill
Published April 12, 2011
| FoxNews.com
* Print
* Email
* Share
* Comments (12)
*
*
* Text Size
The following is a summary of the budget bill for the rest of fiscal year
2011, as released by the House Appropriations Committee:
Overall Spending Limit: The final CR will include a total of $1.049 trillion
in funding, a nearly $40 billion reduction from last year's (fiscal year
2010) levels. This includes the $12 billion in red... 阅读全帖
p*l
发帖数: 1359
16
做个广告。
我做多色的FLIM-FRET,现在显微镜差不多好了,找了个合作准备做multi-color 3D
time lapse FRET看signal cascade。基本能用FRET成像的我都能做。果蝇,yeast,鱼
,还有细胞,能上显微镜台的都成。将来想做活老鼠的话,我也能自己做endoscope。
a**********y
发帖数: 2367
17
来自主题: Faculty版 - 加入professional societies的意义?
有一个society的会议我是每年必去的,所以有意义。但另外几个我加入的时候也是为
了找工作,似乎没有多少我感兴趣的东西。现在又LAPSE了,要RENEW要交两年钱,加起
来400多了,这都得自掏腰包。要是加入4个SOCIETY,每年会费就是700多了,
可是在和一个faculty talk时,他们问我打算在society里担任什么leader role,好像
他们还挺看重这些的。
请问各位,这些society在career发展中能有多大的意义?另外就是可以用grant或者
startup来pay这些dues吗?
谢谢
l**********1
发帖数: 5204
18
来自主题: Faculty版 - NIH Announcement on the shutdown
CNY rate should be 4: 1 US dollar otherwise tg holds US bond can’t be down
size to 1/3,
then lapse of federal gov will happen annually from 2013 Oct.
l**********1
发帖数: 5204
19
Sure, DoD Muri today is its white paper deadline, as same as last Year now,
no lapse there.
pls go to
http://www.arl.army.mil/www/default.cfm?page=8
or
http://www.mitbbs.com/article_t/Faculty/31543305.html
12f
s******y
发帖数: 28562
20
今天接到的NIH通知。
Interim Guidance on Resumption of NIH Extramural Activities
Notice Number: NOT-OD-14-002
“NIH is working to reestablish dates for grant and contract submissions,
determine how to handle missed review meetings, and reschedule dates for
training and other activities that were scheduled to occur during and
immediately following the period of the government shutdown. As of today, we
can confirm that we will be rescheduling all October grant application
submission deadlines to the Novembe... 阅读全帖
M****o
发帖数: 4860
21
来自主题: Faculty版 - Leaving Science, by Leon Avery. (转载)
【 以下文字转载自 Mathematics 讨论区 】
发信人: soze (Dominique Bretodeau), 信区: Mathematics
标 题: Leaving Science, by Leon Avery. (转载)
发信站: BBS 未名空间站 (Wed Feb 12 12:52:44 2014, 美东)
"My immediate plans are to go back to school and get a
degree in Mathematics." -什么叫做一错再错,哈哈
发信人: demoner (New York State of Mind), 信区: Biology
标 题: Leaving Science, by Leon Avery.
发信站: BBS 未名空间站 (Tue Feb 11 00:50:43 2014, 美东)
Leaving Science
February 8, 2014
Why I’m leaving
I have decided, after 40 years as a lab scientist and 24 y... 阅读全帖
s*******t
发帖数: 1743
22
直接贴一下吧
Sir, My wife and I are affluent Americans with postgraduate degrees. We are
socially liberal and fiscally mildly conservative. We are not the sans-
culottes you see as the prototypical Trump voter. We are well aware of his
vulgarity and nous deficiency yet we contemplate voting for him. Why?
Electing the standard-bearer of the Democratic Party seems purposeless. The
neanderthal Republicans barely respected the legitimacy of Bill Clinton’s
or Barack Obama’s election, let alone that of Hill... 阅读全帖
s*******t
发帖数: 1743
23
直接贴一下吧
Sir, My wife and I are affluent Americans with postgraduate degrees. We are
socially liberal and fiscally mildly conservative. We are not the sans-
culottes you see as the prototypical Trump voter. We are well aware of his
vulgarity and nous deficiency yet we contemplate voting for him. Why?
Electing the standard-bearer of the Democratic Party seems purposeless. The
neanderthal Republicans barely respected the legitimacy of Bill Clinton’s
or Barack Obama’s election, let alone that of Hill... 阅读全帖
c******V
发帖数: 80
24
全新未开封Huawei Honor 5x手机出售,android os, 5.5 inch screen, 支持双卡,
unlocked(AT&T, T mobile插卡即用),支持多国语言, US warranty,很好用的一款手
机. 本来是买给家人的,后来家人说不需要所以打折转卖。
Best buys and amazon sell $199 + tax
Feature highlights:
* Unlocked Dual SIM LTE smartphone with three card slots. Supports nano-sim,
micro-SIM, and a microSD card up to 128GB. Works with AT&T and T-Mobile
Networks.
* Sleek, robust housing crafted from aircraft-grade aluminum made with four
metal finishing processes.
* An accurate fast fingerprint senso... 阅读全帖
i****n
发帖数: 13151
25
The reporting may have been incomplete. Please allow 30 days for automatic
processing to occur before requesting missing purchase research.
Please resubmit your request after this timeframe has lapsed.
L*****k
发帖数: 13042
26
来自主题: HiFi版 - dash
我也听过一些.说说我的口味吧
Knopfler后来单干的专辑也可听听
pink floyd的那张 the wall被称为摇滚歌剧。有不少好歌
包括another brick in the wall, comfortably numb 之类
但有些拖沓。
看你喜欢gilmore还是waters了. The Wall和之后的专辑
是gilmore担纲。之前好像waters多些. Pink Floyd的唱片
封面设计很有特色。
我听过
# Ummagumma
# Atom Heart Mother
# The Dark Side of the Moon (*)
# Wish You Were Here (*)
# Animals
# The Wall
# A Momentary Lapse of Reason
# The Division Bell
最喜欢(*)
我觉得和pink floyd最接近的是Queen
d******0
发帖数: 22800
27
来自主题: HiFi版 - dash
恐怖海峡属于成人摇滚。
Eric Clapton,老鹰,talking head,甚至到U2,因该是那个调调的。
他们专辑不少, Mark Knopfler单飞后的也不错。
pink floyd 张张是经典。
The Piper at the Gates of Dawn (1967)
A Saucerful of Secrets (1968)
Soundtrack from the Film More (1969)
Ummagumma (1969)
Atom Heart Mother (1970)
Meddle (1971)
Obscured by Clouds (1972)
The Dark Side of the Moon (1973)
Wish You Were Here (1975)
Animals (1977)
The Wall (1979)
The Final Cut (1983)
A Momentary Lapse of Reason (1987)
The Division Bell (1994)
从早期的迷幻(前3张那是syd Barrett还在乐团)到后期的风格有不同
s*l
发帖数: 10
28
来自主题: Investment版 - The Mythical Recovery
The Mythical Recovery, Stephen Roach
[He pretty much says it all here. I will try to find some good rebuff from
bull side]
"From my jaundiced perspective, renewed weakness in the US economy hardly
comes as a surprise. It’s an unmistakable outgrowth of an upturn that has
been of highly dubious quality from the start. The consensus view is that
America has entered nothing more than a “soft patch” -- the momentary lapses
that most recoveries experience before resuming their upward march. Now that
t
s******d
发帖数: 323
29
来自主题: Investment版 - [合集] 再问VUL
☆─────────────────────────────────────☆
nuvi (nuvi) 于 (Sun Feb 11 12:57:41 2007) 提到:
最近收到policy,发现跟agent说的很不一样。买了VUL的大侠们能否confirm一下我的
理解?
Expenses: 有guaranteed 和 non-guaranteed之分。guaranteed cost很高,agent只给
我们看了non-guaranteed,而且没有解释它们之间的关系。但合同上说的是他们可以提
高cost到guaranteed level。这样子还有谁敢放心去买?
虽然我们属于super preferred, 但是如果他们提高expense到guaranteed level还是很
快会lapse。
Policy Loan:agent说的是每年有3%的利息,同时他们会给你3%的credit,所以实际上
是no cost。但是policy上说的是,3%的credit是固定的,利息现在已经变成了4%,最
高(guaranteed)可以是6%。这样子借(自己的)钱都很危险了。
Po
b********k
发帖数: 431
30
来自主题: Investment版 - 20年100万的term价格?
大概总结一下关于终身和定期保险的比较:
1. 总体来说保险公司的任务是两个: 一是赚钱,就是赚的term ins 的钱,以为pay
out rate只有 1%. 二就是帮你管钱,拿去投资各种金融产品,这样如果赚钱的话大家
一起赚,于此同时投保人还得到一定的COVERGAE ,这是WHOLE LIFE,一般来说是
GAURANTEED WHOLE LIFE(不要与vul混淆了)
2. 75%的定期保险会在半路上lapse, 所以很多小的保险公司最爱TERM, FREE MONEY.
..
3. 一般大公司也喜欢term, 因为有机会给你convert. 这也就是一石二鸟吧。会先叫
你买term,后来再推销给你whole life, 因为每个定期险都有这个免费的rider.
关于convertibility, 一般5年的term折合绿是37%,10年的是11%, 20年的只有8%。
所以时间越长的term是小保险公司一般比较喜欢卖的,越短的term越不推荐客户购买。
支付能力强的公司(广告插播,象我们公司,哈哈哈),更喜欢卖5yr term 或者是
yearly convertible... 阅读全帖
u****e
发帖数: 99
31
来自主题: Investment版 - 哪位科普一下IUL?
I did some research recently in this product. It is very deceiving in it's illustration and people believing the demonstrated
illustration may have many unhappy findings later on. The inconvenient truth that the agents usually don't like to
disclose include, but not limited to:
1) the index return excludes divident gain. If a index total return of 10% includes 2% of dividends return, then the return
is cut to 8%;
2) there is a "participation rate" that needs to be applied to the return. Dependin... 阅读全帖
M********r
发帖数: 278
32
来自主题: Investment版 - 我准备调研一下loyal3了
I believe loyal 3 is paid by the companies listed on their platform. Listed
companies pay for the costs (buy/sell, account management etc) as well as
for loyal 3 's service. In return, these companies get promoted on loyal 3 '
s website (company logos). More important, stock owners tend to have brand
loyalty towards the companies they own. In essence, loyal 3 is a marketing
company and makes money as such. Very smart.
(another likely source of profit, they say they trade once a day at the end
of... 阅读全帖
c*********g
发帖数: 154
33
来自主题: Investment版 - 理性看待IUL
先回答你关于ROR的问题吧。ROR可用于比较不同投资方案的收益率,在金融界早已人所
共知,但在大家的帖子里我看到得比较少,所以就连带科普一下吧。另外不同投资方案
可能很难做到投资的schedule都一样,这时候用未来某时刻的cash value来比较就变成
不可能。比如说,有一笔钱,是用来买投资房咧还是放在股市?投资房有cash flow,
那么未来的cash value跟放股市就不可比了。在我所讨论的这三种方案中,term+VFINX
跟IUL或者term+VFINX跟WL的schedule可以做到一样,但WL跟IUL就很难做到一样。用
ROR才能更清楚更公平的把三种方案放在一起进行比较。另外我说我不是Excel guy,不
是想说我自己不会算,这点你可能误会了。
1. 在我没有跑我的程序之前,没有实实在在的数据支持,我没法直接做你这个泛化到
所有情况的论断。因为如我在原帖说的那样,税率(income tax rate & capital gain
tax rate)以及term的费用是计算term+VFINX ROR的关键参数(当然VFINX的performance
也是另一个关键... 阅读全帖
j******n
发帖数: 2644
34
来自主题: Investment版 - 请教几个关于IUL保险的问题
正在进行Nationwide IUL protector保险的购买申请,但是发现了几个问题,agent没
能给出确切答复,想看这里有没有人了解。
按照保险公司提供的购买方案,在默认7.1%收益率的情况下,选择20年按月付款的方式
,一个月付$210,付满20年就可以cover终生,到死可以拿回$50万。
这里有几个问题:
1、买时是按照7.1%收益率,但如果买了以后,如果有的年份实际收益率低于7.1%,而
有的年份高于7.1%,是不是每月的premium都会随之变动?极端一点,如果20年内实际
收益率一直低于7.1%,该怎么算?是每月多交?还是20年以后再计算差值补交?如果是
20年以后补差值,那是已经5、60岁了,计算的rate是不是要按照5、60岁来计算,那样
的话将会非常昂贵。
2、按照7.1%的收益率,一切都顺利,买完20年,可以不用买了。但根据保险公司计算
的方式,实际是20年以后你的本金加增长的资金按照7.1%的收益率,已经足够可以
cover买保险的premium,所以你不用再交钱了。但如果20年以后,收益率大幅下降,我
是不是又要开始再交钱?如果是,当时的rate会按照... 阅读全帖
p******g
发帖数: 15
35
来自主题: Investment版 - 请教几个关于IUL保险的问题
我猜你的收入不高。所以这人忽悠你买这种保险。这种是没有no lapse guarantee的。
也就是说如果你的保费不够cover,保险就失效。让他给你用3% run一个illustration.
你就明白了。
u****e
发帖数: 99
36
来自主题: Investment版 - 紧急求助--误入VUL怎么办???
I would say bite the bullet and get out. Let the policy lapse.
You got into a complex product that you don't understand. VUL is in general
not a good idea, and with your level of payment it is almost certainly a bad
idea. Get out when the sunk cost is still relatively low.
Don't get into Whole Life, Variable Life, anything you don't understand.
Just buy a boring cheap term life policy, and invest the rest.
s*****r
发帖数: 374
37
来自主题: JobHunting版 - opt加急
Dear ***,
On January 4, 2010, you contacted the I-800 number and requested expedite of
your I-765 application. National Customer Service Center referral was resp
onded to on January 5, 2010 the response stated:
“Your expedite request has been denied.
Your case is currently under review. You should receive a decision or notic
e of other action within 60 days of the date of this letter.”
You have to allow 60 days lapse before you can contact the NCSC Follow-Up Ac
count.
z*******i
发帖数: 2904
38
2015-09-10
The STEM OPT Program: Next Steps and Planning for F-1 Students and Employers
United States
Following the recent court ruling in Washington Alliance of Technology
Workers v. DHS (WashTech), the Department of Homeland Security is expected
to publish the regulation that established the STEM optional practical
training (OPT) program for notice and comment to ensure that the program
continues uninterrupted. Meanwhile, the STEM OPT regulation remains in
place, allowing F-1 STEM students t... 阅读全帖
b**********5
发帖数: 7881
39
来自主题: JobHunting版 - twitter ID 怎么变成 uuid?
yes, i know. but i still want to convert that twitter ID to a uuid.
actually, there are various version of uuid, time based, name based, random.
twitter gives u the time based unique ID, the first 53 bits or so defines
the time lapsed. But let's say we have a cassandra schema table whose
primary key is uuid (or timeuuid). how can I convert the twitter ID to that
cassandra uuid?

发帖数: 1
40
来自主题: JobHunting版 - 系统后续统统没法work
Immigration petitions can still be filed at any time. USCIS, US Citizenship
and Immigration Services, office are open throughout the government shutdown
. According to a statement by USCIS, “fee-for-service activities performed
by USCIS are not affected by a lapse in annual appropriated funding.”
H**********5
发帖数: 2012
41
来自主题: JobHunting版 - 系统后续统统没法work
E-Verify, the component of USCIS that checks the work eligibility of
employees being hired by U.S. employers. According to USCIS, more than 500,
000 employers currently use the system. E-Verify depends on annual
appropriations and therefore would be unable to operate if there were a
lapse in funding.

Citizenship
shutdown
performed
f*******s
发帖数: 3046
42
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: funsports (玩伴), 信区: SanFrancisco
标 题: 有没有招人的公司可以考虑这样
发信站: BBS 未名空间站 (Wed Sep 9 14:46:58 2009, 美东)
我的情况比较特殊,所以我想看看有没有特别的渠道。
简单说,EE PhD,毕业后做过几年跟wireless有关的东东,大公司、小公司全职,也做
过contractor。但因为最近几年没工作,现在决定重新上班,这个lapse给我找工造成
很大障碍。我的心态已经摆正,公司不论大小,我也不求高工资,只要有项目做,有正
常员工的福利就好。
不知道能不能有人帮忙?另外我清华本科的,没有身份问题,有校友的公司缺人帮忙吗?
多谢!
M*******r
发帖数: 522
43
来自主题: Living版 - [zz]15 worst holiday gift ideas
前两天还有人帮人出主意说给老婆买内衣做礼物保证好使...
这个主意荣登十五馊... hahaha
***************************************************
You're sweating, panicked. You're about to recycle an old gift, buy a
weight-loss book for Aunt Josephine or grab the Victoria's Secret
catalog. Stop! Break the cycle of Holiday Gift-Shopping Syndrome!
By MP Dunleavey
Pressure, stress and confusion, inexplicable choices and a complete
lapse of taste.
Alzheimers? No, it's Holiday Gift-Shopping Syndrome! If you suffer panic
attacks at the mall or y
d**b
发帖数: 211
44
来自主题: Living版 - $8,000 homebuyers tax credit extended
http://money.cnn.com/2009/11/06/real_estate/tax_credit_extended/?postversion=2009110615
NEW YORK (CNNMoney.com) -- President Obama signed an extension and expansion
of the first-time homebuyers tax credit on Friday.
The $8,000 credit was scheduled to lapse on Dec. 1 but will now be in effect
through the end of June. Homebuyers must sign a contract before April 30
and close by June 30. The income limits were also raised: Single buyers can
now earn up to $125,000 and still get the full credit whil
l***n
发帖数: 731
45
Pending home sales 'fell off a cliff'
By Les Christie, staff writerJuly 1, 2010: 11:10 AM ET
NEW YORK (CNNMoney.com) -- The experts expected home sales to drop once the
homebuyer tax credit lapsed at the end of April, but the depth of the
decrease was shocking.
According to the National Association of Realtors (NAR), pending home sales
fell a whopping 30% in May. Their index, which measures signed sales
contracts but not closed sales, plunged to 77.6 from 110.9 in April. It's
even off 15.9% from
i****a
发帖数: 36252
46
来自主题: Living版 - 有人买 whole life insurance 吗?
they are pretty hard to understand.
if you have term life already, only get whole life if you want more coverage
, and extended coverage after your
term life expires.
make sure you understand the fine prints, the risk (for example can it lapse
if the stock market crashes?), the
admin fees etc.
in general, it maybe better if you just buy term life and invest money in
stock market or buy mutual funds
yourself.
t**e
发帖数: 1805
47
来自主题: Living版 - 利率一时半会涨不了
Sir: You are an agent! According to you professionals, it is always a wise
move to refinance! It is always a good time to buy! But I respectfully
disagree with you professionals!
In my example above, 15-year loan refinance five times, you elongate the
loan term by 5 years! A 15-year fixed became a 20-year fixed. The worthwhile
refinance is (1) zero-cost, (2) lower interest rate, and (3) refinance to a
shorter loan term (minus the number of years lapsed since your last
financing).
For example, ... 阅读全帖
s***y
发帖数: 3299
48
The Internal Revenue Service (IRS) and the Social Security Administration (
SSA) have suspended certain services as a result of the federal government
shutdown. As a result, we are currently unable to complete 4506-T, ProScan
SSN and SSN Confirm orders.
While the SSA and IRS service lapses have affected 4506-T & SSN verification
products, at this time other government-related programs and products
appear to be unaffected, including:
1. Fannie Mae
2. Freddie Mac
3. OFAC Specially Design... 阅读全帖
l********n
发帖数: 33
49
There are no waiting periods for diagnostic and preventive services, and
emergency treatment of dental pain. There is a 6-month waiting period for
fillings and extractions and for all other services there is a 12-month
benefit waiting period. The waiting period is waived if you were covered
under a Delta Dental of Wisconsin employer-sponsored group policy within 60
days of the start of your coverage under this policy. Waiting periods must
be satisfied if there has been a lapse in coverage or for... 阅读全帖
b****b
发帖数: 199
50
No! Don't cancel (surrender) and don't pay surrender charge. The surrendar
charge is not what you have to pay to them, but the maximum you will lose given
you have such amount of cash value in your account. It'll decrease after 5
years and vanish after 15 years.
I am glad that you finally realized it's a mistake. If you only have $4000 and
probably just started a year ago, the best way to exit is just to stop
contribution, and make right investment choice and hope to delay the lapse,
which will
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