y***u
发帖数: 101 | 1 越想越不make sense，如果两个人publication一样，funding少的不是更证明他
更加efficent吗？少花钱，多做事啊。
我明白作为学校看中funding是因为可以有分成，不过作为政府，作为整个community，
不是应该以提高efficiency = productivity / expense 作为目标吗？
当前以funding为标准，导致大家大多时间在写proposal看怎么吹牛骗钱，没时间
做真正的research。拿到funding后要尽可能花光，产生大量浪费。 |
|
p*l
发帖数: 1359 | 2 学校很大一部分收入来自于funding overhead,你只灌水发paper怎么行.举个例子,我们
学校前一阶段为裁减经费,考虑合并系,第一件事就是把每个系每年funding列出来,比较
总funding以及人均funding.一个系里如果只发文章不捞钱的faculty多了,系的生存都
会成问题. |
|
w******t
发帖数: 1422 | 3 first, it is very wired your first proposal(s) will be funded.(not to
discourage, but how many of us got the 1st proposal funded? or even first 6
proposal funded?)
2nd, it is very wired you remove the 大牛's name. you will offend him.
normal case is that the 大牛 includes you in his proposal and give you some
small funding to start. |
|
j****s
发帖数: 156 | 4 我在欧洲学校工作，已经决定明年底或者后年换个地方，可能去别的国家，这边的
funding跟NSF不一样，是不能带走的。
请问一下我这2年还应该申请funding么？现在申请了批下来估计也就剩1年左右或者1年
不到。 所以肯定都结不了题。而且如果是我中止funding，很麻烦也很伤rp。
但是如果不申请funding，record不好，会影响明年重新找工作。
希望大家给些建议 |
|
q***e
发帖数: 50 | 5 possible. You need to be the PI in the first place.
if you get a national funding: depending on the bilateral agreement between
your new country and current one, there are some possibilities. check your n
ational funding agency's webpage for FAQs
if you get an EU funding: usually not a problem, sometimes also depending on
your univ's policy
if you get an industry funding: well, depending on how you talk with the ind
ustry partner! |
|
b********e
发帖数: 128 | 6 我被系里指定为下年度我们学科某组织在本校的chapter的faculty representative，
算是department service 的一部分。我的前任和我交接工作时说，to qualify for a
faculty representative， 必须是该组织的会员，并且说，以往是系里给他付的会员
年费，让我再向秘书了解一下具体情况。结果，秘书说：这个会员费只能从我
departmental fund里面出。我说，我的前任说以前是系里付的。秘书说，肯定也是从
他的departmental fund里扣的。
我想跟系主任double check一下，但又有点犹豫。这个会员费每年40刀，不算大钱，为
此惊动系主任，会不会显得小气，留下不好的印象？但是，我本来又不想成为这个组织
的member，只是为履行department service的责任才加入的，贡献了时间，还得从自己
的departmental fund里出钱，有点不爽。专业穷不来钱，这点fund我平时都算计
着花，40刀好歹也是两本书的钱，每年都扣一笔的，还是挺郁闷的。
新人不知深浅，大事小事都如履薄冰，想听听 |
|
v****x
发帖数: 980 | 7 除了有些funding必须要绿卡，NSF, NASA的funding,PI有没有绿卡有没有关系？
俺现在还在EB-2排着期,估计还有一年才能到。
LD的公民批了已经一年了，我一直都没跟着申请，懒人一个，一想到要体检啥的重新做
就觉得头大。
我们系很看重funding，俺投的proposal都石沉大海。大家看看是不是把绿卡搞定能增
加拿funding的可能性。多谢 |
|
m******t
发帖数: 44 | 8 Hi all,
I have a curious question. Say if one has an existing NSF fund for 3 years
or 4 years, can one ask for supplementary fund? When can one ask for the
supplementary fund? Must it be in the last year of the existing fund or you
can ask for supplement in any year?
Thanks, |
|
s**********g
发帖数: 953 | 9 前些天军方一funding manager联系ld，问他是否需要funding，是那种unclassified
，因为我们连绿卡都没有。
ld非常不热心，担心拿过军方funding就是支持美国军队，因为去年美国航空母舰就开
在中国附近，所以对来自军方的支持
非常抵制，口口声声说不能不爱国，否则就不是中国人了。。。。
其实ld只是做很基础的science研究，和科技以及武器什么的相差十万八千里，而且如
果军方真的涉及国防的事情，怎么可
能给他这样一个拿h签证的人呢？
ld做faculty没有很久，眼看startup就快用完了，还没有其他funding，真是替他担心
啊。
请问军方的钱难道就真的这么sensitive么？ 还是ld太过谨慎、杞人忧天了？
过来人说说吧，sigh。。。。
十分感谢 |
|
a*******1
发帖数: 210 | 10 真是学校越差，funding压力越大。
当初面试时候dean就一直在强调Return on Investment，说希望funding一直要增长。
今天和一个朋友聊，他说他们系招了3个人，但他们系其实就打算给一个人tenure，也
就是说这三个人不仅要和外面竞争funding，而且还要相互竞争，然后几年后其中一个
人获胜拿到tenure。
回来一想，我们系也是这种情况啊。。。哎，一想起来还有好几个co-author在催我
paper，然后8月份学校就开学要上课，还没有开始备课。申请funding还没一点眉目，
心里压力真的大啊 |
|
s******y
发帖数: 28562 | 11 今天我们收到另外一个法考题发来的一个信件，说是众院的一个财政委员会已经通过的
明年的财政案里，对教育部门将大幅削减资金。加上已经实施的sequestration, 总共
削减度达到20%。
有人知道这个是怎么回事么？这个是来真的还是吓吓我们而已？如果真的削减20%,很多
实验室都要关门了吧。
mmediate action requested: Institutions are urged to use the current
congressional recess to express concern with the House Appropriations
Committee decision to cut funding for the Labor-HHS-Education subcommittee,
which includes NIH, by nearly 20 percent in FY 2014.
The House of Representatives Appropriations Committee May 21 formally
approved its su... 阅读全帖 |
|
x********e
发帖数: 1089 | 12 一个NSF GOALI proposal已经被PM recommended,现在问题是公司的合作者说他们公司
不能和我们签IP agreement,理由是他们公司只签涉及钱的IP agreement,比如说雇佣一
个Consultant, 可以和这个consultant签IP agreement. NSF Goali不能给公司任何
Funding,所以他认为公司不能和我们签这个 Ip agreement.现在怎么办呢？ 好像听说
有类似情况，没有IP agreement 最后还是拿到 GOALI funding 的。非常想拿到这个
funding,现在NSF funding 太难了。 |
|
F*****3
发帖数: 97 | 13 【 以下文字转载自 Postdoc 讨论区 】
发信人: Faust23 (Faust), 信区: Postdoc
标 题: 在美国有中国学生可以申的FUNDING吗
发信站: BBS 未名空间站 (Wed May 11 15:53:33 2016, 美东)
好像不少FUNDING要求是美国公民，有没有中国学生申的FUNDING，就是不要求美国公民
的。
我是生命科学方向的
如果有，求大神们提供些信息，多谢啊
中国学生申这类FUNDING难度大吗 |
|
d******u
发帖数: 111 | 14 1. 100 ranking engineering. I am apparently not average in my department.
MIT or Standard is nothing, but a name or platform; apparently a lot of
trash in there, who get in there just because of their advisors. Funding is
nothing too; if you target only funding, you get nothing. Only when you are
targeting products that benefit the whole society, you can get funding or
worse case, a Science or a Nature paper.99.9% of faculty just have no idea
what research is for; apparently, it is not for spend... 阅读全帖 |
|
b*****d
发帖数: 61690 | 15 对hard science支持还是有的。但对文科，社科，climate science,geo science的支
持是有保留的。比如这位议员的文章。
When NSF is only able to fund one out of every five proposals submitted by
scientists, why did it award $225,000 to study animal photos in National
Geographic or $920,000 to study textile-making in Iceland during the Viking
era? Why did studying tourism in northern Norway warrant $275,000 of limited
federal funds?
These grants and hundreds like them might be worthwhile projects, but how
are they in the national interest ... 阅读全帖 |
|
s******d
发帖数: 323 | 16 ☆─────────────────────────────────────☆
Ringer (new year good) 于 (Tue Mar 6 19:35:05 2007) 提到:
After some thinking, i think actively-managed funds can also be
worth investing. However, they are more difficult to understand
than passively-managed funds. My theory:
When investing in an actively managed fund, I get the following:
1) The average return of the asset class.
(i.e. the return of the index for that asset class)
2) The added value of the fund management.
(i.e. how m |
|
k**f
发帖数: 372 | 17
All income taxes.
Normally taxable MM funds have higher yield than muni MM funds, so you want
to buy taxable MM funds. But occasionally, like in late September this year,
the muni MM funds has much higher yield for a month due to the crazy MM
situation. |
|
k**f
发帖数: 372 | 18 Fidelity may have less index funds than Vanguard, but its S&P 500 index fund
(FSMKX) charges very low expense 0.1%, although you need 10k minimum to
invest in this fund.
Fidelity also offers a lot of other services like bond purchasing, checking
account. Fund transfer between its accounts and external bank accounts is
fast, although there's holding period (about 5 business days) for withdrawal
of incoming money.
Their customer service is very good, too. |
|
m*****u
发帖数: 1342 | 19 If he/she was asking index fund, FXI and CAF are the way to go. FXI is
larger I think.
Mutual fund is a totally different animal, most mutual funds can not beat
index or benchmark. Matthew fund has been in the business for a while, but I
don't know what's their main stratety and current investments. Personally I
felt LFC (China Life) is a better proxy to get exposure to China. They main
invest in bonds though (less than 20% in stocks). |
|
O***C
发帖数: 1219 | 20 I have about $20000 and I won't use it in next 6-18 months.
Now I am looking for some 5% yield fund to park my money.
The money is already deposited in the Roth IRA account at Fidelity, so I can
't choose the reward checking accounts.
The treasury bond yield is too low, the corp bond price volation is too high.
Anyone here invested in Ginnie Mae Funds? Is it a good choice for my
situation?
Fidelity recommend their Ginnie Mae Funds (FGMNX).
Anyone hold this fund before?
Thank you very much for yo |
|
m*****u
发帖数: 1342 | 21 ETF is different from mutual fund. I believe ETF has higher expense (usually
at investor's cost).
There are a lot of index funds, the most common one is S&P 500, most big
mutual fund companies (Fidelity, Vanguard etc.) should have such a fund.
市有 |
|
c*****x
发帖数: 429 | 22 Index giant Vanguard saw its total net assets under management top $1
trillion in October, closing the month with precisely $1,002 billion,
according to new data from Morningstar.
The company was helped by strong flows into its fixed-income funds. The
Vanguard Total Bond Market Index and Vanguard Short-Term Investment Grade
funds were the No. 2 and No. 3 funds in the U.S. for net inflows in October,
trailing only the Pimco Total Return fund.
Not surprisingly, Vanguard and Pimco are the No. 1 and |
|
l**********t
发帖数: 5754 | 23 retail/mutual fund firm's revenue is based on AUM. As long as a firm can
attract assets from less-informed retail investors, by better marketing/
brand-recognition/distribution channel, etc, under-performance is not a
problem. Many simply run a closet index fund but charge investors with
active management fees -- unless you do your homework, you can't tell from
the popularity of the fund or the firm. |
|
s********n
发帖数: 1962 | 24 401k 可选 funds 是公司决定的，目的是帮你控制风险。
401k 可选 funds 是公司决定的，没有办法投资更多的 fund。
401k 可选 funds 是公司决定的，没有办法转到别家。
以上问题只有等到你换工作的时候才有解决方法。 |
|
c*****x
发帖数: 429 | 25 Fidelity target date funds consist of mostly active funds that you would
otherwise not want to buy individually.
For example, top 10 holding of FFFFX (Freedom 2040):
Fidelity Series All-Sector Equity 10.44%
Fidelity Series Large Cap Value 10.22%
Fidelity Disciplined Equity 9.53%
Fidelity Growth Company 8.28%
Fidelity Series Commodity Strategy 7.15%
Fidelity Series 100 Index 6.55%
Fidelity Series Investment Grade Bond 6.38%
Fidelity H... 阅读全帖 |
|
c*****x
发帖数: 429 | 26 I don't see much difference between Freedom K funds and Freedom funds. For
example, the top holdings of FFKFX (Freedom K 2040):
Fidelity Series All-Sector Equity F 10.44%
Fidelity Series Large Cap Value F 10.21%
Fidelity Disciplined Equity F 9.53%
Fidelity Growth Company F 8.28%
Fidelity Series Commodity Strategy F 7.16%
Fidelity Series 100 Index 6.55%
Fidelity Series Investment Grade Bond F 6.37%
Fidelity High Income F 4.53% ... 阅读全帖 |
|
a**e
发帖数: 5794 | 27 如果是money market fund，第二天就可以卖。
international fund一般要180天。
其他fund 30 -- 90天。
fund的prospectus上会有说明。 |
|
S****F
发帖数: 39 | 28 我在American Funds开的Roth IRA，以前一直没有sales charge，但是从2009年开始，
每个fund都开始收5.75%左右的sales charge，还有一个fund还收了$10的annual fee。
这个sales charge是不是也太高了？
大家建议我换掉American Funds吗？要换的话，换到哪一家呢？谢谢。
新年快乐！ |
|
j*****h
发帖数: 3292 | 29 Fund 都有prospectus吧，把关键的东东藏在几百页中
有几个投资的会认真看过，
一般投资者只想到FUND帮着分散风险
有几个坐下来，想/写清楚选FUND的1，2，3，4。。。
有几个算过，front loaded fund, 如何算投资回报 |
|
O*********9
发帖数: 48 | 30 "For your 401k lineup, I think PTTRX is good although it may be a little too
big, Dodge & Cox made inexcusable mistakes in 2008 and thanks god I had
never invested with them, Thornburg is very fine shop but Thornburg
International Equity seems to be a privately offering make it difficult to
judge. So all index portfolio in 401k looks good, or using PTTRX for bond
portion. Finally, you could take the best in your 401k plan and leave the
rest to your taxable and IRA, as long as the total allocatio... 阅读全帖 |
|
p******i
发帖数: 1763 | 31 有的fund有short term penalty
但是VFINX是没有的
不过，在Vanguard，一旦卖了某个fund，3个月内是不能再买同一只fund的
除了money market fund |
|
n****u
发帖数: 229 | 32 1,一般Vanguard的ETF的Expense Ratio比同样的Investor级别的Mutual Fund要低。
例如VNQ是REIT Index ETF，ER是0.12%，而同样REIT Mutual Fund Investor Share
VGSIX的ER要0.26%
但是，但是，REIT Index Fund Admiral Shares VGSLX的ER也是0.12%
VGSLX和VGSIX的区别是前者要$10000min,后者只要$3000。
2, ETF除了ER之外，还有Bid-ask spread cost，而Mutual fund没有。所以ETF比
Investor Share要省cost，（0.12%比0.26%要省了一半多啊，即使算上Bid-ask spread
cost）但是比Admiral share多cost.（0.12%对0.12%，但是ETF多了Bid-ask spread
cost）
3,Vanguard有money market，可以把钱放在那里VMSXX
4,Roth/IRA/401k 可以tax free or tax deferred。如果... 阅读全帖 |
|
n****u
发帖数: 229 | 33 1,一般Vanguard的ETF的Expense Ratio比同样的Investor级别的Mutual Fund要低。
例如VNQ是REIT Index ETF，ER是0.12%，而同样REIT Mutual Fund Investor Share
VGSIX的ER要0.26%
但是，但是，REIT Index Fund Admiral Shares VGSLX的ER也是0.12%
VGSLX和VGSIX的区别是前者要$10000min,后者只要$3000。
2, ETF除了ER之外，还有Bid-ask spread cost，而Mutual fund没有。所以ETF比
Investor Share要省cost，（0.12%比0.26%要省了一半多啊，即使算上Bid-ask spread
cost）但是比Admiral share多cost.（0.12%对0.12%，但是ETF多了Bid-ask spread
cost）
3,Vanguard有money market，可以把钱放在那里VMSXX
4,Roth/IRA/401k 可以tax free or tax deferred。如果... 阅读全帖 |
|
k**o
发帖数: 15334 | 34 因为他手里hold的不是股票，而是他们家的其他fund，每个fund本身都有expense，然
后它freedom fund自己又有一份expense。我觉得还不如我自己去多hold几个普通fund。 |
|
s********z
发帖数: 5411 | 35 it is one of the best fund out there. it is a fund of funds. 85/15 stock/
bond.
very balanced, relatively low cost, low maintenance;
you never need to worry about rebalancing.
but again, it depends on your investing object and horizon. if you are 45
years old, it might not be a good fund but if your retirement is more than
25 years away, it is a great choice.
|
|
J**********y
发帖数: 1891 | 36 请大家推荐几个好的401k里用的mutual fund吧。。。
请教大家：
是不是只能投资于Fidelity里面的那几个mutual fund.
我看了一下那个Sp500的fund有如下的expense fee等，是否太贵了？
还有什么其他比较好的mutual fund请大家推荐？
非常感谢！
Fees
Management Fee
0.03%
Expenses & Fees
Expense Ratio
as of 05/04/2011 0.05%
($0.50 per $1000)
Expense Ratio after Reductions
as of 08/31/2011 0.05%
($0.50 per $1000) |
|
c*****e
发帖数: 1106 | 37 I am not sure it makes a lot of sense to compare a balanced fund (mix of
stocks and bonds) with a 100% stock fund.
Maybe you want to compare with another balanced fund, say, Vanguard Star (
similar stock/bond mix but with a healthy portion in int'l stocks), or to
some degree target funds since you asked about those in another thread. |
|
b******l
发帖数: 299 | 38 One simple way to choose your 401K fund is to pick up the freedom fund at
your specific retirement year. For example, if you plan to retire in year
2040, you choose fidelity freedom fund 2040. That fidelity freedom fund will
take care of everything for you. |
|
l*******g
发帖数: 137 | 39 我投基金快2年了。 最初选择的是vanguard total stock market index (VTSMX). 没
有选择vanguard给的target fund. 原因：
1） expense ratio， VTSMX 略低，0.18%， target fund是0.19%
2） 因为离退休还早， 比较aggresive。 就全投的是stock
我最近也在加入一些其他的core fund 来多样化我的portfolio， 例如 VBMFX
请问我这样的选择对否？ 或者大家给些其他不同的选择。多谢 |
|
s********z
发帖数: 5411 | 40 呵呵，如果是额外0.2％的fee,我肯定不会买的。
是额外0.1％的，underlying fund本来的费用是0.13％，一共是0.23％，然后有0.02％
的waiver，最后是0.21％
你说的对，绝大多数fund of fund的费用是不包括底层的fund的，fidelity比较厚道还 |
|
S**C
发帖数: 2964 | 41 What you described is not "material change" to me.
Material change refer to change of management (e.g., MM retires, jump ship
etc), investment strategy (e.g., a value fund become growthy, turn-over
ratio jumps), and to some extent, behavior (e.g. a historically steady-eddie
becomes more volatile than its peers), and fees increase or lack of fee
reduction when AUM increase substantially. A fund remains open with large
AUM will make me pause.
I typicaly are not into sector funds. If a previously d... 阅读全帖 |
|
p**h
发帖数: 1105 | 42 这是你东家提供的401K选择？ 你东家很大牌呀， 有芥末多选择！！！
如果你实在没有knowledge自己做组合， 你可以考虑：
（1） 看看你打算哪一年退休， 然后就买 FID FREEDOM K 20？？。 for example, 如
果你打算20年后退休， 那时是2032， 就可以考虑买“FID FREEDOM K 2035” （2030
）。。 越靠近现在的fund, 越保守 = lower risk, lower return..
(2) 买追踪大盘的fund， 比如 “SPTN 500 INDEX INST”，如果它的ticker是FUSVX，
就没错了。 它是追踪S&P500指数的 mutual fund... 据说有统计数据显示， 95% 的
fund 的long term performance 是beat不了大盘的， 所以最简单的投资方法就是买大
盘。。 |
|
l******l
发帖数: 209 | 43 入职有段时间了，401k一直没有enroll，才开始接触，今年30出头了，所以原则定在
30% 风险，70% 稳定的原则上。
Vanguard Small Cap Index Instl % Frontegra Small Cap Core %
Vanguard Mid Cap Index Ins % MidCap Core Stock Fund %
Vanguard Institutional Index Fund % Vanguard Total Bond Market
Index Inst %
Putnam Stable Value Fund % T. Rowe Price
Retirement Income Trust %
T. Rowe Price Retirement 2005 Trust % T. Rowe Price Retirement 2010
Trust %
T. Row... 阅读全帖 |
|
c*****e
发帖数: 1106 | 44 建议先投Putnam Stable Value Fund，你也可以直接投Vanguard Institutional
equity funds 到你能够承受的风险，我个人觉得股市年底前会很动荡，建议先存在
Stable Value Fund，股市走低时逐渐转进。不建议买Bond fund， FED QE 导致价值
严重扭曲。
T. Rowe Price Retirement 2045 Trust 也不错，但expense比较高。
既然有Vanguard Institutional class，不如自己组合。
Equity Allocation:
Total Intl ： Index : MidCap : SmallCap
40% : 30% : 15% : 15% |
|
c*****e
发帖数: 1106 | 45 I don't like chasing performance, I would rather buy low and sell high. That
's partly why I don't like buying Bond funds here, and also why I suggest
you slowly moving to equity funds. Since you have extremely low cost
Vanguard Institutional class index fund, I would buy those vs hot active
funds which may go cold the next quarter/year. |
|
K****n
发帖数: 5970 | 46 【 以下文字转载自 Bond 俱乐部 】
发信人: KeeVan (Kevin), 信区: Bond
标 题: Bonds vs bond funds
发信站: BBS 未名空间站 (Sat Nov 17 13:30:07 2012, 美东)
新手请多指教
因为觉得没有太多时间跟踪股票，打算把股票换成ETF和一些基金。股票帐户的现金考
虑转成一些短期的bond，保持一定流动性和增加受益。
现金大概就几万块，看了fidelity的一些买bond建议，说买bond也要分散风险，所以没
有200k的话最好买bond fund。不过bond fund没法hold to maturity，我想它受利率影
响可能比直接买bond要大，那现在的利率是否历史低点，bond fund是否在一个高点？
以我的几万块，直接买一些grade高的bond靠谱么？
谢谢！ |
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M********n
发帖数: 23 | 47 各位大神，求推荐401k funds,下面是list,谢啦~！
Fidelity Government Securities %
Dimensional Emerg Mrkts ValueP %
Fidelity Institu Money Mkt - I %
Fidelity Contrafund - Class K %
Fidelity OTC Port - Class K %
Fidelity LowPrice Stk - ClassK %
American EuroPac Grwth R6 %
Amer Capital Wrld Grwth&Inc R6 %
Vanguard Windsor II Adm %
American Beacon Sml Cap Val %
PIMCO Total Return Inst %
Vanguard Explorer Fund-Admiral %
Vanguard Inst Index Fund... 阅读全帖 |
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r****m
发帖数: 1204 | 49 Footnote 3 -
3. Fidelity may deduct a small balance maintenance fee of $12.00 from a fund
balance with a value less than $2,000. Fund positions opened after
September 30 will not be subject to the fee for that calendar year. This fee
will not be deducted from fund positions opened after January 1 of that
calendar year if those positions use regular investment plans. Refer to the
fund prospectus for details. |
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S*********s
发帖数: 1963 | 50 谢谢。我就是只看到这个。
但是这个不是大家所说的“Annual index fund fee (for fund balances under $10,
000)：$10”，所以很疑惑。不知道有没有买过这个fund的同学帮忙解惑一下。
谢谢
fund
fee
the |
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