s*******8
发帖数: 363 | 1 事情是这样的，父母来美，母亲在美国生病，改行程提前回去，cancel了一张UA单程票
，应该是剩了几百的credit。
看到FAQ里有这样写（http://www.mitbbs.com/article/Travel/31222439_3.html）：
nonrefundable fare:
取消：150美元手续费--剩余票款可用（注2）。留作credit。
该credit须在一年内使用（注3）。只能用于购买乘客为原始机票上乘客的新机票。
如果购买新机票以后，credit上还有余额，该余额会变作一张voucher。该voucher只能
用于ua/uax的航班，不可以用在code share的航班上。（注5）
按道理可以给原始乘客订一张很便宜的票，剩下的voucher等他们寄过来再自己用。父
母短期是不可能来美的。
但是我刚打电话给UA，他们说剩下的credit只能用于原始乘客，即使用几次也只能用于
原始乘客。我很费解，UA网站上找了一阵也没找到相关规定,甚至Contract_of_
Carriage也暂时没有找到，实在比较长。请问各位有没有遇到过类似的事情，或者有没
有看到过UA的官方规... 阅读全帖 |
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g******a
发帖数: 4774 | 2 想退票，结果只能退成Credit.
CREDIT要一年内使用。
有多人被退成Credit, 应该一年内很难全部使用掉。
请教：
1。有办法不要Credit吗？
2。买票时怎么知道若退票是退Credit的 ?
谢谢！ |
|
r*********n
发帖数: 13992 | 3 http://dealsea.com/view-deal/61720
American Express $10 Statement Credit with $10 Purchase at Best Buy, more
statement credit offers
›Other American Express coupon codes & deals
›(13 comments)
American Express s offering a $10 Statement Credit with $10 or more spent at
Best Buy (online or in-store) through March 31.
1. Click here & Sync your eligible American Express Card with Twitter
2. Tweet the following from that same account: #AmexBestBuy10
3. Hit @ in Twitter and check... 阅读全帖 |
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x5
发帖数: 27871 | 4 我是昨天收到的信，钱还没到卡上。。估计还得等几天
We would like to notify you that we issued credit in the amount of $xxxx
on 09/28/12
The Credit was issued to the credit card ending with ************xxxx.
Please allow 3-4 business days for this credit to show on your statement.
Enclosed please find a copy of your credit invoice.
Thanks again for placing your order and trust with Adorama.
We hope to continue to serve you with all your photography needs.
If you have any questions please feel free to call or email us.
Tha... 阅读全帖 |
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l*****t
发帖数: 35 | 5 去年就在考虑换窗户，正好现在有tax credit. 拿了几个quotes, range from $6500
to $11,800 including material and labor).所有的quotes都用的是符合tax credit
要求的产品。
$6500那个不用salesmen.说我们能得到至少$900 tax credit. 别人说我们能拿$1500是
在骗我们，说我们将很难justfy the cost of the material of 9 windows plus one
patio door to be over $5000.
但一个公司 (quoted $7900 with $1500 tax credit) 说it's up to them how they
put the cost of the material and installation on the receipt and the Federal
will only look at the numbers on the receipt.他还说那个说tax credit $900的
是为了降低 |
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i***0
发帖数: 55 | 6 BCI - Financial Services Recruiting
Would you or someone from your professional network be interested in this
opportunity:
Job Order:
DM0490-003-711
Title:
Senior Credit Risk Analyst
Location:
Chicago, IL
Summary:
The brokerage arm of a diversified financial services firm seeks a Senior
Credit Analyst, to work in their Credit Risk Management department.
Responsibilities:
OBJECTIVES:
The Credit Risk Management Department is primarily responsible for
counterparty credit via mitigating firm exposur |
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M*****t
发帖数: 85 | 7 在看一个job description，某bank（非credit card），没有详细写明需要什么model，只说是做credit risk scorecard / rating model，而且用的编程工具是matlab或者sas。要计算probability of default和loss given default等metrics。我觉得这个job应该涉及的是retail credit risk，和Basel II有关，model应该是regression，decision tree等statistics model。
有可能是涉及corporate bonds方面的credit risk，或者用merton model吗？应该重点准备哪些modeling方法呢？大家给点意见，谢谢~~ |
|
K******Q
发帖数: 62 | 8 将要有个银行credit card产品analytics的面试，请问有经验的同学们，一般会有哪些
统计方面的问题呢？
下面是职位描述和要求，感觉写得挺泛的，没有什么具体的技术要求，像regression之类的。我是fresh graduate有些
intern的经验，职位要求4 - 8 years of relevant experience in data modelling and marketing analytics，没想到
给了我面试。下面的职位描述有点长，麻烦大家帮忙看完，给我点准备方向，我面完一定上来写详细面经回馈本版。
Incumbent will be responsible for analytical coverage of Credit Credit within CPP Decision Mgmt team (CPP
应该是指credit card protection plan):
a) Responsible for analytics coverage of Credit Card products, setting up data metrics,... 阅读全帖 |
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a*********r
发帖数: 139 | 9 If the company uses its own internal model, then it's firm-specific. You
will learn the modeling process once you are part of the company.
For example, FICO score is the scores provided by a specific credit company.
In general, there is no single best credit models. As far as I know there
are four major models: credit migration model (based on discrete Markov
Chain), KMV model (based on Merton's option pricing model. It's just a
simple application of Ito's lemma), creditrisk+ model (based on a P... 阅读全帖 |
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M*****t
发帖数: 85 | 10 在看一个job description，某bank（非credit card），没有详细写明需要什么model，只说是做credit risk scorecard / rating model，而且用的编程工具是matlab或者sas。要计算probability of default和loss given default等metrics。我觉得这个job应该涉及的是retail credit risk，和Basel II有关，model应该是regression，decision tree等statistics model。
有可能是涉及corporate bonds方面的credit risk，或者用merton model吗？应该重点准备哪些modeling方法呢？大家给点意见，谢谢~~ |
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l******h
发帖数: 855 | 11 credit analyst, risk analyst, 而我现在offer的title是statistician。 名字无所
谓，就是关于loan credit评分方面的工作。正式工作1年不到，想知道以后应该有个怎
样的发展思路。我感觉有两条：
1. 走专门技术路线：modelling 部分，不用和客户打交道，只需要build custom
credit score card.
2. 类似我们公司一位vp， 属于product strategy 方面，有深厚的credit loan方面的
经验，但是不专注于细节的建模，有和客户打交道的时间。
我感觉单纯做credit analyst的发展，包括未来薪水都不是有太大提升，所以仅以此作
为一个入行的起步，但是各位给一下建议，将来的方向应该怎样把握。（包括以后回国
求职也能有优势）下一份工作是转大银行，还是一般公司的risk management部门即可
再次谢谢大家，如果有什么想问的，我也会尽力回答。 |
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w*******y
发帖数: 60932 | 12 Gettysburg (Widescreen Edition) (1993) $5.99 with free $4 Video On Demand
Credit. Free shipping with Prime (FSSS) from Amazon ( Other cheap Movies
also Available with $4 credit )
Too many to list, but all of the Movies in Link come with a $4 Amazon Video
on Demand Credit
Get $4 worth of eligible movies and TV shows from Amazon Video On Demand
after you order your item. Limited to one promotional credit per customer.
Gettysburg Widescreen Ed. Link:
http://www.amazon.com/Gettysburg-Widescreen-Tom |
|
w*******y
发帖数: 60932 | 13 Earn Double Credit When You Fly Into or Out of Philadelphia or the DC Area!
Take advantage of our Philly/DC-area Double Credit promotion where you get
one bonus Rapid Rewards credit each time you fly into or out of Philadelphia
, Baltimore/Washington, or Washington (Dulles) between July 15 and September
30, 2010! That means you can earn two credits for every one-way flight (
four credits when you travel roundtrip!) to or from any of these three
destinations. Purchase a Business Select Fare wit |
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w*******y
发帖数: 60932 | 14 Stole this from a deals blog:
It seems like these daily deal sites just keep popping up heres yet another
one. Thru 10/25, Rue-La-La:
http://www.ruelala.com/invite/shopwme
is offering up a FREE $20 Credit to new members who sign up here. This
credit could take up to 48 hours to show up in your account. You can use
this credit to purchase anything on their site and the deals change daily,
so if you dont like anything you see when you get the $20 credit, youll have
until 12/31/10 to redeem the c... 阅读全帖 |
|
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w*******y
发帖数: 60932 | 16 Southwest (via Chase) is offering their best offer again this year. Looks
like an awesome deal
LINK:
http://www.mychasecreditcards.com/6000054/Default.aspx
Open to everybody
No annual fee first year
16 RR credits enough for 1 roundtrip
upto $500 in southwest gift cards for spending $5000 in the first 3 months
Details
SPECIAL OFFER! Get up to $500 in southwestgiftcardsnbsp; !1 PLUS, up to 26
Rapid Rewards Credits - enough for a FREE Flight! 2
Earn up to $500 in southwestgiftcards in the first thr... 阅读全帖 |
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w*******y
发帖数: 60932 | 18 I have tried this twice for new accounts and it worked both the times:
1. Go to: Link:
http://www.amazon.com/b/ref=sa_menu_aab2/191-5767445-8872907?ie
and sign up to get free 2 credits for new customers only.
2. Confirm that you have two credits by looking at the top right corner of
the page. It should say "Credits: 2"
3. Go to "Account Details" and click on "Change My Membership"
4. Scroll down to the bottom of the page and click "Cancel Membership" (don'
t worry, we are not canceling the memb... 阅读全帖 |
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w*******y
发帖数: 60932 | 19 Just received this year invitation from AMEX
Go to:
Link:
http://www.americanexpress.com/mycreditscore
or alternatively go to:
Link:
http://www.americanexpress.com/creditreport
Log in into your AMEX account and proceed with instructions.
Enjoy.
Must be an AMEX customer.
Free score is Experian PLUS Score.
"Congratulations ! You are now eligible to receive your annual
complimentary Credit Score and Report, exclusively for American Express
Cardmembers.
With this valuable benefit, you will be ab... 阅读全帖 |
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w*******y
发帖数: 60932 | 20 Hello,
As someone who has purchased digital movies or TV shows in high-definition (
HD) from Amazon Instant Video, we wanted to provide you more information
about how we deliver HD content. It is our goal to provide you an
uninterrupted viewing experience without any video reloading or "buffering."
To provide you uninterrupted viewing we may lower the resolution of HD
videos to standard definition during streaming playback. We do this if we
detect that your Internet connection to our service may... 阅读全帖 |
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w*******y
发帖数: 60932 | 21 Frm Travel zoo:
$79 -- Trendy 4-Star Las Vegas Hotel incl. $79 Daily Credit* Get away to
Las Vegas when the pool scene is in full swing with this $79 deal from The
Palms. It includes a daily $79 pool credit -- making the room virtually free.
Travel Sunday-Thursday, June 1 - Sept. 29, and use the credit toward food,
drinks, cabanas and bottle service.
A magnet for celebrities and trendsetters, The Palms offers spectacular
views of The Strip and some of the hottest nightlife in town.
Grab a bite... 阅读全帖 |
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w*******y
发帖数: 60932 | 22 Nimble Travel:
http://nimbletravel.com/
is offering a hot promotion. New sign ups get a $10 Credit PLUS if you
use the code below to sign up and you will also get an additional $10 FREE
Credit! You will score a total of $20 in credits.
What makes this particularly hot is that you can get tickets to attractions
and events dirt cheap..some FREE! Traveling to Orlando? You can even apply
your credit towards Disney and Universal Tickets!
To Grab Your $20 in FREE Credit:
Enter promo code: launch w... 阅读全帖 |
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w*******y
发帖数: 60932 | 23 Credit Karma:
http://dealnews.com/lw/artclick.html?2,485138,1679857
is offering its credit monitoring service for free. Credit Karma also
provides credit score tracking, financial tools and calculators, comparisons
, and more. Deal expires after 3,000 redemptions.
|
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w*******y
发帖数: 60932 | 24 I just booked Jan 1st - Jan 3rd (I think most people have Jan 2nd off).
Getting $100 credit for a 2 night booking at only $138 is amazing. The newly
renovated hard rock rooms...well, rock!
Just a price comparison, that sunday night (1/1) goes for $249 and monday
night (1/2) is $89 on their site.
There aren't too many black out dates; just the typical new years eve and a
couple big conferences (CES)
Link:
http://www.groupon.com/deals/ga-a-hard-rock-hotel
From Groupon:
What You Get
For $138, a two... 阅读全帖 |
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w*******y
发帖数: 60932 | 25 Link:
http://us.venteprivee.com/register/Default.aspx
We're pleased to introduce you to vente-privee,Europe's original online
private sale destination. Soon,you can shop top designers from all over the
world at up to 70% off retail.
As a vente-privee member, you will have access to:
New brand events starting every day. Up to 70% off an exceptional selection
of European and American designers The combined commitment of vente-privee.
com, the original private sale destination, and American Express... 阅读全帖 |
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w*******y
发帖数: 60932 | 26 Use this link to add your American Express card to your Facebook account:
Link:
http://www.facebook.com/americanexpress?sk=app_216352075054740
Click the offers to add them to your account.
Here's a few of the offers:
$10 statement credit when you spend $100 at Best Buy
$2 statement credit when you spend $10 at Burger King
$5 statement credit when you spend $20 at Whole Foods
Free ground shipping at NikeStore.com (use with all the coupon codes they've
had recently)
$300 statement credit when you ... 阅读全帖 |
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w*******y
发帖数: 60932 | 27 Here is the new offer for the Citi AA Credit Card for card churners.
$3,000 spend in the first 4 months. No fee first year, after that $85.
The reward is very nice: 50K AA points plus $150 Credit plus 2 Admirals Club
Passes:
http://creditcards.citicards.com/usc/Travel/AA/Oct/2011/Plat/50
Tree cards to choose from. Multiple application possible if done right. Also
, it looks that even if you took advantage of the 75K offer in the past, you
may be able to apply again (even if your old card is not ... 阅读全帖 |
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w*******y
发帖数: 60932 | 28 Hanky Panky: Free Shipping (no minimum) + $10 credit when you join their
mailing list...items start at $0 + Tax
Free shipping through Friday, no code needed
Join their mailing list for a $10 credit via e-mail at the bottom left on
the home page (*Each code is unique; No minimum purchase required; My e-mail
came immediately via yahoo mail)
Link:
http://www.hankypanky.com/
For items less then $10, the credit will be adjusted down. Credit does not
cover tax.
Care Items: FREE- $2 (the lingerie wash ... 阅读全帖 |
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l**o
发帖数: 1240 | 29 扯蛋，信用消费不是免费的，其中的风险和代价和普通消费者均摊的。最基本的玩法就
是无限度的credit去刺激大家过度的消费，银行赚利息和fees，风险大家承担。
中国的支付符合中国人的理财观念和生活习惯。这两种之间没有什么先进和落后的区别
[在 qianjin (前进) 的大作中提到：]
:现在天朝就是个没信用的社会，骗子到处都是，所以各种消费手段都满是没信用社会
的特点，这种哪里谈得到先进可言？
:国内普遍信用缺失，缺乏信任，消费者和商家普遍没有credit，所以基本都是现金交
易，手机支付只是外壳，本质还是穷屌丝花现金买东西，跟你用储蓄卡有什么分别？
:信用卡，你交易支付的就不是现金，是信用卡公司给你的credit.只有信用度高的社会
:才能这么干。
:有信用的社会，比没信用的社会强了不知道哪里去了。举个例子，这边你基本不怕信
用卡被盗用，那种对用户消费的保护，就这一条，没有信用的社会永远也做不到，因为
骗子太多。
:什么手机支付，只是个外壳而已，有个什么先进的？applepay这边也没多少人用，不
比国内那个什么手机支付强多了。
:有的傻叉瞎逼逼半天，根本连信用卡消费的本质是啥都... 阅读全帖 |
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l****z
发帖数: 29846 | 30 by n*****[email protected] (The blogprof)
Via memeorandum, the predictable result of liberal policies: S&P executive
says it could take over a decade to restore US credit rating
John Chambers, the chairman of Standard & Poor’s sovereign debt ratings, on
Sunday estimated that it could take between 9 and 18 years for the nation
to regain its AAA credit rating.
Chambers said the credit agency could further downgrade the national rating
depending on whether President Obama and congressional leaders can ... 阅读全帖 |
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l****z
发帖数: 29846 | 31 Yesterday, Members of the House Ways & Means Committee voted 22-12 to stop
the IRS from giving refundable tax credits to illegal aliens.
Last year, the Inspector General for the U.S. Treasury Department released a
report revealing that illegal aliens annually receive $4.2 billion in
refundable tax credits, primarily through the Additional Child Tax Credit (
ACTC).
The Ways and Means Committee voted to close this tax credit loophole by
requiring that individuals who claim the ACTC provide a valid... 阅读全帖 |
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L*********4
发帖数: 883 | 32 看了bill，tax credit部分：
30岁以下：$2,000
30-40：$2,500
40-50：$3,000
50-60：$3,500
60+：$4,000
年收入$75,000以上的，按照收入AGI超过$75,000部分递减10%（如$100,000 AGI则tax
credit减少$2,500）。Married filing jointly翻倍($150,000上限）。
其它limitation：
1家最多计算5口人（含spouse和dependent）
1个tax return最多可以得到$14,000的refund(这个数字等于两个$4,000 + 三个$2,000)
我的sense是老人的credit太少了而30岁以下的有点多，我希望老人能到$6,000而年轻
人大概减少到$1,000。但其它是合理的。一家最多计算5口人最赞！
另外就是收入上限太高了，肯定会被砍的。估计最后被砍到$50,000 (joint filer $
100,000)开始phase out比较合理。
$14,000够买大部分全家的保险了。tax credit最大的好处是鼓励人工作。而不是像
O... 阅读全帖 |
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q*******4
发帖数: 215 | 33 4月8号financing买了了新toyota，今天却收到了toyota credit corporation的信说
they are unable to offer me credit。但明明第一份statement我都已经收到了。。。
而且当时买车的时候我问过dealer怎么确定这个贷款批没批，dealer说10天内没消息就
是好消息，而现在都已经过了一个月了，想问下他们还有权利说不批我的credit而要涨
利率或者改合同么？
也不敢打电话问dealer，怕他趁机让我多付利率，麻烦版子上的大家来帮忙看看该怎么
办，非常谢谢了。。。
信上有句话说"If you are already in possession of your vehicle, and have accepted financing from your dealer or anonther finance source, no further action on your part is necessary"，按这句话说的，我就不用管了么？（如果我不管，利率会不会变？。。。） |
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u****r
发帖数: 2053 | 34 【 以下文字转载自 Money 讨论区 】
发信人: ustcer (cong), 信区: Money
标 题: 这个credit score能拿到什么样的车贷
发信站: BBS 未名空间站 (Wed Jan 9 07:36:29 2013, 美东)
最近打算买新车，不知道自己的这个情况能拿到什么样的APR。
3年多点的history，
credit.com score:733
credit karma:755
credit sesame: 783 |
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s**********t
发帖数: 104 | 35 租车的时候需要credit卡，但是我没有credit卡。我可以用debit卡拿去当credit卡刷
吗 |
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g*q
发帖数: 26623 | 36 当然有关.
7500是non-refundable credit,小孩每人1000是refundable(收入>110K的递减).
如果你原来要交7500的税,然后小孩给退2000 credit,那么你就应该交5500的税.如果原
来扣了6000的税,那么就退你500.买电车后,可以给你7500的credit,就是说最后会退你
8000.
如果你本来要交5500的税,没有小孩的credit,预扣6000,正常情况退你500.买电车的话
只能退6000,不是8000. |
|
发帖数: 1 | 37 买2016，honda Crv, dealer 给我finance 时，说我credit 不够高，说不适用厂家的0
.9 apr. 然后给我们看了厂家的回信，我们适用 3.35 APR.
然后我们说去外边贷款。 后来dealer 又说，让我们买secure insurance, 可以拿到 0
.9 APR.
当时不太懂，就签字了。
回家研究了一下贷款单子，就是被dealer 强制买了 lift credit insurance 和
disability credit insurance。 买完这个，就给了我们 0.9 的APR
这个合理吗？还是被 dealer 骗了？ 如果我们不适用厂家0.9 APR, 为什么买完这两
个insurance, 就申请到了？ |
|
发帖数: 1 | 38 VW Credit 批了 tier-B credit. 本人剛畢業，3 year credit history (~10 cards)
, 750 FICO. 這怎麼解釋。。
（dealer 給看了一張 vw credit 的 printout，上面的確寫的是 decision 是 tier B
。） |
|
g*q
发帖数: 26623 | 39 1.credit跟车的电池大小有关，绝大多数PHEV拿不到7500
2.你的1040表line 44超过你所有可以申请的non-refundable tax credit，就可以拿全
这些credit.跟你需要补交税还是要退税无关。这个一般买新车而且没有太多其他non-
refundable的家庭都能做到。目前child tax credit全部是refundable，所以不影响（
以后要每个小孩加1K non-refundable,可能会影响)。
owed
you
3K |
|
w********t
发帖数: 5586 | 40 我想要的物品:
OfficeMax GC/Reward/Store Credit
单张面值:
For GC 25 or higher, (not store credit)
For rewards > 90 in one account
For Store credit >50 each card
可接受的价格(必须明码标价！):
.87 rate for Gift Card
.85 rate for store credit
.80 rate for ink/rewards certificate
物品新旧要求:
new in hands
邮寄方式要求:
email code or i choose FC+DC i pay
买卖双方谁承担邮寄损失(Required if not code only):
default
付款方式说明:
noncc paypal
其他补充说明:
minimum 200 trade
广告的有效期:
long term
物品来源:
我的联系方式:
PM
二手交易风险自负！请自行验证是否合法和一手卡！: |
|
s**********y
发帖数: 44 | 41 [出售]Southwest Airlines Credit (25% discount)
我想卖的物品:
Southwest Airlines Credit
单张面值:
$86.30
可接受价格:
$65 or best offer
邮寄方式要求:
s**********[email protected] or 站内
付款方式说明:
paypal
其他补充说明:
必须在Feb 13, 2012年前使用
我会给你一个code或者我可以帮你订机票
物品来源(Required for All Cards!):
Refund credit
能否证明是合法的一手卡?(Required for All Cards!):
一手，from my own refund credit |
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z*****m
发帖数: 22 | 42 二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
1-year Zipcar Membership+$30 credit
单张面值:
$30 REDEEM BY 7/7/12
可接受价格(必须明码标价！):
$40
物品新旧要求:
NEW
邮寄方式要求:
站内/EMAIL
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
PAYPAL
其他补充说明:
Includes:
• One Zipcar membership
• Application fee ($25 value)
• Annual fee for one year ($60 value)
• $30 driving credit
•Must have your driver\'s license and credit or debit card handy &#
8226;Must be 21 or older
•Members must have valid U.S. driver\'s ... 阅读全帖 |
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c**********u
发帖数: 661 | 43 二手交易风险自负！请自行验证是否合法和一手卡！:
Toysrus/babiesrus GC, Kohls store credit.
我想卖的物品:
Toysrus/babiesrus GC, Kohls store credit
单张面值:
Toysrus/babiesrus GC $195.25
Kohls store credit $149.53 和$88.66
可接受价格(必须明码标价！):
Toysrus/babiesrus GC @0.9
Kohls store credit @0.87
物品新旧要求:
new
邮寄方式要求:
code only
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
boa
其他补充说明:
广告的有效期:
物品来源(Required for All Cards!):
store return
我的联系方式:
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
kohls 的都有收据。
toysrus的只有当初买这张gc的收据是$140,后来又退了个... 阅读全帖 |
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c**********u
发帖数: 661 | 44 二手交易风险自负！请自行验证是否合法和一手卡！:
Toysrus/babiesrus GC, Kohls store credit.
我想卖的物品:
Toysrus/babiesrus GC, Kohls store credit
单张面值:
Toysrus/babiesrus GC $195.25
Kohls store credit $149.53，$121.84, $88.66
可接受价格(必须明码标价！):
Toysrus/babiesrus GC @0.9
Kohls store credit @0.87
物品新旧要求:
new
邮寄方式要求:
code only
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
boa
其他补充说明:
广告的有效期:
物品来源(Required for All Cards!):
store return
我的联系方式:
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
kohls 的$149.53，$88.66都有收据, $121.84的收据... 阅读全帖 |
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d******n
发帖数: 89 | 45 credit 必须在11/22/17当天或之前用掉，有兴趣可联系，[email protected], Paypal
支付。
credit在两个账号下保存 一个账号有credit $ 299.85
另外一个账号有credit $91.25 |
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b******t
发帖数: 1397 | 47 【 以下文字转载自 NewYork 讨论区 】
发信人: biorobot (机器人), 信区: NewYork
标 题: what to do if collection info went on my credit report?
发信站: BBS 未名空间站 (Mon Oct 25 10:19:12 2010, 美东)
今年初去医院,没看到医生,我给了我的INSURANCE INFORMATION后护士告诉我说我有
INSURANCE,没必要来这家医院和拿MEDICARE的人混一起.
后来他们给我一张$100的BILL.还送去了COLLECTION AGENT. 我的INSURANCE COPAY是$
25. 我再给他们我的INSURANCE INFO的时候他们说已经到我的CREDIT REPORT上了．
我以前几百块不应该付的钱都付了，就是要CREDIT REPORT干净，现在这＄100弄上去了
真冤．
有什么办法拿掉那一项么？因为很可能最近要用到CREDIT. |
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a*******w
发帖数: 3805 | 48 【 以下文字转载自 Money 讨论区 】
发信人: alpenglow (alpenglow), 信区: Money
标 题: How many credit cards should have for a good credit
发信站: BBS 未名空间站 (Tue Mar 15 11:18:51 2011, 美东)
RT
from Credit Karma more than 20 is a grade A |
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