h*****8
发帖数: 1896 | 1 Nov 15, 2011 3:48 AMIn transitCHEK LAP KOK HK
I don't think it's gonna arrive on time..bummer |
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r****m
发帖数: 1204 | 2
pandabig -
Thanks for showing the return numbers.
However, I want to point out this is a simple, but not the right way to
compare IUL and Term+Index, because each year, IUL got chipped away a large
chunk of expenses and cost of insurances. Even at the same % returns of the
two over the same time period , if you compare the cash values of the two,
you will be amazed by how much Term+Index's cash value will outperform IUL.
Of course, if the policyholder dies during the period, Term+Index's payout... 阅读全帖 |
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S**C
发帖数: 2964 | 3 did one pay iul premiums every year? if so, should it be compared with dca?
large
the
bummer |
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p******g
发帖数: 15 | 4 redism, you are 100% correct. the problem with IUL is its high costs. long
term return doesn't come close to term + index.
bummer
Actually, IUL's works by hedging the equity risk using options. as we know,
dividends are priced into the option price. so IUL will not miss out on
dividends. it's implicitly included in the returns.
In theory, IUL could work. it's basically a combination of fixed income and
options. but you need to understand the risks, especially interest rate risk
. as an investmen... 阅读全帖 |
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p******g
发帖数: 15 | 5 redsim, you are 100% correct. the problem with IUL is its high costs. long
term return doesn't come close to term + index.
bummer
Actually, IUL's works by hedging the equity risk using options. as we know,
dividends are priced into the option price. so IUL will not miss out on
dividends. it's implicitly included in the returns.
In theory, IUL could work. it's basically a combination of fixed income and
options. but you need to understand the risks, especially interest rate risk
.
there are bette... 阅读全帖 |
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p******g
发帖数: 15 | 6 redism, you are 100% correct. the problem with IUL is its high costs. long
term return doesn't come close to term + index.
bummer
Actually, IUL's works by hedging the equity risk using options. as we know,
dividends are priced into the option price. so IUL will not miss out on
dividends. it's implicitly included in the returns.
In theory, IUL could work. it's basically a combination of fixed income and
options. but you need to understand the risks, especially interest rate risk
. as an investmen... 阅读全帖 |
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c**s
发帖数: 23 | 7 Bummer,
"Run Status: Time Limit Exceeded"
It took 3 seconds on my PC tough |
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i**********n
发帖数: 196 | 8 ... ... 他家hr说目前不招software engineer... bummer.
你们有啥消息没？ |
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l*********s
发帖数: 1183 | 9 上礼拜HD的dw745不是又降价$30了么，于是就决定去试试HFT的25% off coupon, 如果
多少能用点就它了。
昨天去了隔壁免税州的一家HD，以前是让用的up to $50， 结果在customer service那
里排队的时候，一个HD的小伙子过来问要帮助么，我就说有张HFT的coupon, 他看也没
看就说不行，我说之前的manager说可以的啊，他说哪个manager, 他就是这里的总
manager, bummer! 立马就走人了，这家伙好像挺有attitude的，还说HFT不是个legit
retailer, 只是wholesaler，blar blar.
去了当地的第二家HD，进去就找dw745, 看见最后一台，然后去customer service, 有
惊无险，让用up to $50.
最后是$269 - $50, 用掉了捂热捂了大半年的$200 gift card, walked away with
dw745 for $19, sweet!
拿到家，发现rip capacity是20"的，尽管HD网上还是说16“的，nice. |
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F***Q
发帖数: 6599 | 10
bummer, I missed that part. I guess for that, he will definitely need a
snake (putting it in from the other end of course) |
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g****x
发帖数: 223 | 12 谢谢！我们买了这个trap，可是关键老是抓到松鼠，今天又抓了一只raccoon,就抓到一
只groundhog后，就再也抓不到了，请教了别人也没什么好办法呀。
bummer |
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y****i
发帖数: 17878 | 13 New Member CD
5.00% APY
$1,000 maximum --- bummer |
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y****i
发帖数: 17878 | 14 This is the first time for a long time that Ally/GMAC Bank ever let me down.
http://www.depositaccounts.com/blog/2010/06/ally-bank-is-now-limiting-the-number-of-ach-links.html
As Ken the bank deals guy well put it, this is disturbing on three levels:
1) there's now a limit on the ACH links,
2) no apparent notification of this change,
3) no info on what the limit is.
currently I have 22 active links. I just tried, sure enough I was unable to
add more external links. What a bummer! |
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y****i
发帖数: 17878 | 16 No, they do the checking manually. it has to be your real, full payroll DD.
what a bummer!
PAYPAL |
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c******n
发帖数: 16666 | 17 嗯 点进去看了 果然不便宜
5w点的话 送1w5 但是要550的手续费。。
bummer... |
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y****i
发帖数: 17878 | 18 bummer
last time Lowe's GCs were okay. |
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m******r
发帖数: 2950 | 20 Quote from FrequentMiler Blog:
CVS isn’t the only major chain with reload card cash-only memos flying
around. Safeway got in the game too, with respect to Reloadit cards. See
the photo, below, that was sent to me by a reader. Reloadit cards are
similar to Vanilla Reload cards in how they work (but cannot be loaded to
Bluebird or Serve). Some people have been able to use their credit cards to
buy Reloadit cards at Safeway owned stores (Safeway, Vons, Pavilions,
Dominick’s, Randalls, Tom Thumb... 阅读全帖 |
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p****l
发帖数: 830 | 21 mine got cancelled as well. called citi and was told that they approved the
transaction but GCM later reversed it. called GCM and they said the
automated system did not recognize my address, and they can not override it
manually.
big bummer. |
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y****i
发帖数: 17878 | 22 would be good news if this thing does accept vanilla visa GC, but has it
been confirmed yet?
used OneVanilla to load AMEX for Target card several times before, but
always chose credit as payment method, never tried to change it to debit.
wait, not available in CA?
bummer |
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n*******y
发帖数: 3337 | 23 Yesterday, 10:51 pm #24
dchou
Join Date: Dec 2014
Posts: 2
I was in Sears tonight and tried to purchase a $100 amazon card to start
with. The cashier told me that I could never use a sears gift card to
purchase other gift cards! Bummer! |
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S*******e
发帖数: 1749 | 28 "We’ve been so fortunate to be able to offer you a very generous 5% cash
back rate at one of your favorite online stores, Amazon.
As they say, all good things must come to an end. We’ve been notified by
Amazon that we will no longer be able to offer 5% cash back, effective
November 1 at 12:01am Pacific Time.
$#%&! We get it. It’s such a bummer. " |
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m*********4
发帖数: 356 | 29 Hi Fellow Giver,
We’ve been so fortunate to be able to offer you a very generous 5% cash
back rate at one of your favorite online stores, Amazon.
As they say, all good things must come to an end. We’ve been notified by
Amazon that we will no longer be able to offer 5% cash back, effective
November 1 at 12:01am Pacific Time.
$#%&! We get it. It’s such a bummer.
The silver lining? You’ve still got time to shop. All qualifying purchases
made at Amazon through October 31st will receive 5% cash back. |
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g***g
发帖数: 200 | 34 Mine got canceled too.Bummer! |
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F**********e
发帖数: 1883 | 36 呵呵，what a bummer!
这个叫什么来着？如果把工具当做追求，也没有什么不好；只是我想我的孩子会去追求
用工具来实现他
的上进心。 |
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d****v
发帖数: 248 | 37 昨晚上加班，就是为了可以参加小孩的EOY Party。早上问小孩Party的事，儿子彬彬有
礼地说：“妈妈你可以参加，但是我并不想要你参加，这袋子胡萝卜我自己带去就好了
”。 Bummer！想来想去，还是没有去了。
周末想要儿子去同学家玩，他不乐意去，我想知道原因，人家想了一会，认真地回答：
“不是所有事情都有为什么的”。当妈的顿时哑口，最终也没去。
这才即将从K毕业，展望将来的十几年，得有多郁闷。 |
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u*****a
发帖数: 6276 | 38 校报说：
So, you’ve been admitted to Harvard. (I say this genuinely this time:
congratulations!) However, there is a lot that Harvard should tell you in
your admissions letter, yet they choose to conceal. Fear not, Flyby is here
to help. Here is what your admissions letter should have told you:
1.You think you beat out the competition, but you haven’t. During the first
week of school, I was rejected by a zumba class. This is the norm. You’ll
get used to it, though. It builds character.
2.You probabl... 阅读全帖 |
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j*******4
发帖数: 306 | 39 received the check just now. spent $39.99. came back $34.99 bummer! |
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i********b
发帖数: 222 | 40 just got the item. no 220v. bummer. |
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a**********d
发帖数: 130 | 42 How is this one? deal?
$20 ePromocard with your $ 100 Staples eGift card purchase, online only,
limit 2, ends 12/20/2014
It is on homepage of staples website
--UPDATE, Just bought one, here is the bummer
This ePromo card($20) is valid for redemption between 1/2/15 and 1/31/15.
ePromo
cards not redeemed before 1/31/15 will no longer be valid |
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f*******p
发帖数: 704 | 43 same problem. Just got one for self use, bummer... |
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l*********n
发帖数: 401 | 44 为什么我每次做完poll后都碰到shuffle呢? 然后总是"Bummer", 是我哪儿玩错了吗? |
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v****e
发帖数: 19471 | 45 IMHO, this "bummer" guy needs to be replaced. |
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N********n
发帖数: 8363 | 46
Obama is certainly a bummer but it's not all his fault tho. |
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N********n
发帖数: 8363 | 47 Gap analysis on GLD is not very useful IMO as it only tracks the price
actions @ CRIMEX.
The main sequence of CRIMEX trading happens from 8:20 to 13:30. Riggers
tend to launch their strikes at early hours. Rigging usually happens on
specific days when there are Future OE, 30-Year Bond auction, job #s, GDP
or some other important Fed/Treasury announcement. Riggers want US$ to
appear strong during those days.
When GLD trading starts @9:30, the action @ CRIMEX has been on for 1 hr
already so you se... 阅读全帖 |
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p*****t
发帖数: 3824 | 48 looks like Win8 is doing alright, but surface is a bummer.
UPDATE: Microsoft Has Sold 40 Million Windows 8 Licenses
Nov 27, 2012 18:26:12 (ET)
--Surface running Windows 8 Pro to ship in January
--Windows 8 adoption outpacing Windows 7 launch
--Investing heavily in developing apps for Windows Store
(Updates beginning in third paragraph with executive's comments.)
By Steven D. Jones
Microsoft Corp. (MSFT) has sold 40 million licenses for its new Windows 8
operating system, a pace of adoption th... 阅读全帖 |
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i*********n
发帖数: 5465 | 49
我的个人感觉：
从split 以后，market 一直想去test new high
但是苹果不确定因素太高，一会iphone 6 不行了，一会iwatch 又推迟。阻力位一直过
不了。感觉现在也是在test new high的过程中吧。
iPhone 6 会是个hit，这个感觉已经price in了。果子从380 涨起来太多了 （很大原
因是iphone 5，5c，5s的销量一直beat expectation）。还记得当时大家都觉得5c是个
bummer嘛。5c 竟然卖的很好 |
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