Some suggestions if you are not a computer guy.
(1) Never use IE, use Firefox
IE has zillions of security holes and it is the major target of virus/
spyware/adware etc.
(2) Never follow any link (bank/credit/paypal) in an email message.
Firefox will give you warnings if that link is suspicious. But IE won't do
anything.
(3) Never fill in your personal information (address/phone/birthday/SSN) in
any website unless you are 100% sure you are safe. Do not give away your
personal information for some