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发帖数: 60932 | 1 Many prescription plans offer you the choice between getting your
prescription drugs order from a mail order pharmacy (90 day fill) versus a
Retail Pharmacy (30 days or sometimes 90 days).
On the surface, it appears to many people that "mailorder" is the way to go,
many times it is, however, many times it is not!
Many mail order pharmacies have a "minimum" $ amount assigned to fill any
given prescription. For instance, if you take generic Synthroid or generics
for Naproxen (high dose), etc a 90 day prescription might cost you $15-50
depending on your mail order company and insurance plan.
However, many medications that are generic, may actually be lots cheaper
using the "retail" route. Say a $5 co pay for 30 days (or $15 for 90, versus
more than $15 on the mail order). Additionally, some retail phcy's acutally
have deals on 90 day fills like WalMart and Target, sometimes as low as $8-
12 for 90 days for a generic.
On brand name medications: there are many drug company sponsored programs
which may actually give you a $0 copay per 30 days if you use one of their
savings coupons. If this program is ongoing, you can get 90 days of supply (
3 seperate RX's at 30 day fills each month) for $0 co pay vs the $50-75 you
might be paying via mail order. As mail order DOES NOT accept these coupons
typically, you are definitely saving more via Retail.
use this website, which is an amazing resource of drug company offers FOR
BRAND NAME drugs (asthma, blood pressure, diabetes, kids meds, sleep aids,
etc...every disease known to man!)
www.internetdrugcoup ons.com:
http://www.internetdrugcoupons.com
to search for possible offers on the drugs you are already taking. If the
offer lowers your co-pay to $0-20 per month, it might be a better deal to go
the retail route for these medications than mail order. Typically, you'll
need to sign up and print out the savings coupon (sometimes you have to
register the offer over the phone as well, so read the fine print carefully.
Some states may be prohibited as are most gov't funded RX programs)
The downside--yes, you have to "schlep" to the store every month to pick up
your prescriptions, but if you're a deal hunter already, you're probably
going to Rite Aid or CVS or Walgreens, etc at least once or month anyway.
Also, at Rite Aid, you get 25 wellness points for EACH RX filled w/well ness
card. So if you have just two medications per month filled there, you'd
earn 600 wellness points in 12 months.
At CVS, you earn .50 ECB for each RX filled with your card. These earnings
print out quarterly.
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