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Saving for Retirement without Living Like a Pauper or Winning the Lottery [
Kindle Edition]
by Gail Marksjarvis
From Amazon:
Review
Leading financial columnist MarksJarvis presents the everymans guide to
saving for retirement. The idea of navigating the world of 401Ks and Roth
IRAs leaves many people scared, cold, or both. This book will help reduce
the confusion, anxiety and avoidance that many people associate with saving
for retirement. Informed by thousands of calls and emails from readers over
the years, MarksJarvis understands exactly what people want and need to know
about managing their personal finances. Here, she provides guidance and
answers common questions in an organized and reader-friendly style. Readers
will learn how to calculate what theyll need for their nest egg, how to open
an IRA, make sense of mutual funds and when to consult a financial advisor.
Sensiblebut not stuffythis book will convince young people to start saving
now, and will help ensure that panicked middle-aged readers will not be
spending their golden years in the poor house." --Kirkus Reports
Product Description
Award-winning personal finance columnist read by millions of people each
week
The Incredibly Simple, Step-by-Step Guide to Investing Money for Your Future!
A cover-to-cover must-read for everyone 16 to 60 who wants to live the
American Dream. The earlier we choosetosave the sooner we can stop saving,
and the later we start saving the more we need to know in order to catch up
. What you need to know; where you can find the answers; how you can take
action. It is all here.
Dallas Salisbury, CEO, Employee Benefit Research Institute and American
Savings Education Council (www.choosetosave.org:
http://www.choosetosave.org
)
Bookstores are full of tomes advising people how to save for retirement, yet
millions of people are still hopelessly confused about what they should do.
Gail MarksJarvis breaks it down into simple steps that anyone can do to
ensure a more comfortable retirement. Read this book and prosper!
Liz Pulliam Weston, MSN Money Personal finance columnist and best-selling
author of Your Credit Score
This book offers a sensible, sophisticated approach for tackling the
daunting challenge of saving for retirement. The good news? You can
retirewithout living on canned food or buying lottery ticketsif you follow
Gails realistic strategies for saving, investing, and ultimately spending
money in retirement.
Susan Tompor, Detroit Free Press
You can wallpaper a warehouse with all of the awful investment advice
offered up every year in newspapers, magazines, and books. One of the most
difficult tasks is to separate the get-rich-quick hype from the truly
worthwhile knowledge that will make you wealthy over time. Im thrilled to
say that Gail MarksJarvis has cut through the claptrap of investment
cacophony and provided not only a solid plan for retirement saving, but a
realistic, common-sense approach to personal finance in general. This is a
triumph.
John F. Wasik, Bloomberg News personal finance columnist and author, The
Merchant of Power
Drawn from responses to questions from over 20,000 readers of the authors
personal finance columns.
Over the years, Chicago Tribune financial columnist Gail MarksJarvis has
taken the time to listen and respond to thousands of her readers about the
issues, questions, and concerns that are most important to them. Saving and
investing for retirement has never been more important...and with this book,
its never been clearer what you need to do and how to do it.
Dont wait another day! Discover
How much youll need and how to get thereeven if youve fallen behind
Exactly how to set up IRAs, 401(k)s, or 403(b)s in minutes and pocket your
tax money
How to harness the money-making power of the stock market
How to pick the right mutual funds confidently with simple strategies and
specific recommendations
Incredibly easy, safe investing strategies based on professional money-
management techniques
"Gimmick-free" investing shortcuts that wont backfire on you
How to keep debt from making you poor
How to get reliable help if you need itand avoid incompetents or scam
artists
How the new 2006 pension laws affect you
MarksJarvis eliminates the insider jargon, confusion, and mathtakes the
mystery out of the stock marketsimplifies investing techniquesanswers all
your questionsclears away every obstacle in your way so you make money
without taking foolish risks. Shes already done it for millions, in the
nations top newspapers and most popular financial radio and TV shows. Now,
shell do it for you, too!
Introduction
1 Start Investing Early, or Start Now 1
2 Know What You'll Need 9
3 Savings on Steroids: Use a 401(k) and an IRA 39
4 An IRAEvery Americans Treasure Trove 59
5 IRA Decisions: How to Start, Where to Go 65
6 Why the Stock Market Isn't a Roulette Wheel 89
7 What's a Mutual Fund? 105
8 Making Sense of Wacky Mutual Fund Names 115
9 Know Your Mutual Fund Manager's Job 127
10 The Only Way that Works: Asset Allocation 151
11 Do This 163
12 How to Pick Mutual Funds: Bargain Shop 181
13 Index Funds: Get What You Pay For 189
14 Simple Does It: No-Brainer Investing with Target-Date Funds
209
15 Do You Need a Financial Adviser? 219
Index 229
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