l****z
发帖数: 29846 | 1 受奥巴马医疗法案影响，2013年2月以来个人医疗保险费用上涨39%，家庭保险费用上涨
56%，比之前8年上涨总和还高
Report: Premiums rising faster than eight years before Obamacare COMBINED
Health insurance premiums have risen more after Obamacare than the average
premium increases over the eight years before it became law, according to
the private health exchange eHealthInsurance.
The individual market for health insurance has seen premiums rise by 39
percent since February 2013, eHealth reports. Without a subsidy, the average
individual premium is now $274 a month. Families have been hit even harder
with an average increase of 56 percent over the same period — average
premiums are now $663 per family, over $426 last year.
Between 2005 and 2013, average premiums for individual plans increased 37
percent and average family premiums were upped 31 percent. So they have
risen faster under Obamacare than in the previous eight years.
An important caveat is that eHealth’s prices don’t include subsidies, so
the prices for anyone earning between 100 and 400 percent of the federal
poverty level will be lower. The Department of Health and Human Services (
HHS) has repeatedly claimed patients will pay as little as $18 per month,
without noting the taxpayer cost.
Premiums are being hiked across the board for several reasons, but the
biggest contributor is the Obama administration’s highly touted “essential
health benefits,” services that insurers on and off exchanges must provide.
Some benefits, such as emergency and laboratory services, are
uncontroversial. But others, like maternity, newborn and pediatric services,
are causing headaches for huge swaths of the population that don’t need
them. Anyone past childbearing age, single men, the infertile, even nuns —
their premiums are rising as well, because their plans must, by law, provide
more services.
But premiums aren’t the only key to health care costs — deductibles and
out-of-pocket costs like co-pays are also rising. When it comes to employer
health plans alone, four out of five U.S. companies have increased
deductibles or are considering doing so. (RELATED: 4 of 5 companies may hike
deductibles due to Obamacare)
Prices may be people away from purchasing health insurance. The latest
survey from consulting firm McKinsey found that half of those who haven’t
purchased health insurance yet this year cited their inability to pay the
premium. | l*******g
发帖数: 27064 | 2 能不涨么
左逼搅屎棍的每一项政绩都是用来搅乱整个社会的 | T*********I
发帖数: 10729 | |
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