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发帖数: 29846 | 1 Thousands Of Consumers Get Insurance Cancellation Notices Due To Health Law
Changes
by Jammie
Health plans are sending hundreds of thousands of cancellation letters to
people who buy their own coverage, frustrating some consumers who want to
keep what they have and forcing others to buy more costly policies.
The main reason insurers offer is that the policies fall short of what the
Affordable Care Act requires starting Jan. 1. Most are ending policies sold
after the law passed in March 2010. At least a few are cancelling plans
sold to people with pre-existing medical conditions.
By all accounts, the new policies will offer consumers better coverage, in
some cases, for comparable cost — especially after the inclusion of federal
subsidies for those who qualify. The law requires policies sold in the
individual market to cover 10 “essential” benefits, such as prescription
drugs, mental health treatment and maternity care. In addition, insurers
cannot reject people with medical problems or charge them higher prices. The
policies must also cap consumers’ annual expenses at levels lower than
many plans sold before the new rules.
But the cancellation notices, which began arriving in August, have shocked
many consumers in light of President Barack Obama’s promise that people
could keep their plans if they liked them. |
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