h********n
发帖数: 15 | 1 http://www.jewishworldreview.com/cols/sowell1.asp
保守派作家中最为睿智的一位，总是能非常简单的说明一个问题。Limbaugh, Coulter,
Hannity 还有FOX的王牌R'reilly虽然都很能舌辩，但是深度上要差一些。
The ‘Ponzi’ Sound Bite
By Thomas Sowell
Many in the media and in politics have gone ballistic over the fact that
Texas Governor Rick Perry called Social Security "a Ponzi scheme."
Although many act shocked, shocked, as if Rick Perry had said something
unthinkable, Governor Perry is not even among the first thousand people to
call Social Security a Ponzi scheme. Not only conservatives, but even some
liberals, have been calling Social Security a Ponzi scheme for decades.
Moreover, neither the media nor the politicians who are carrying on over the
use of the words "Ponzi scheme" show the slightest interest in any hard
facts that would tell us whether Social Security is or is not a Ponzi scheme
. It is a "gotcha" moment, and that is apparently what some people live for.
What makes this nonsense become fraud is the insinuation that calling Social
Security a Ponzi scheme means advocating that people who are depending on
Social Security be abandoned and left with nothing to live on in their
retirement years. That is the big scare — and the big lie.
People getting Social Security checks are going to keep on getting those
checks. Nobody has advocated anything else, or would dare to cut off a
financial lifeline for millions of people.
What is at issue is the particular mechanism through which people can be
provided for in their retirement years. Some politicians loudly proclaim
that they want to "save Social Security." But programs exist for people —
and it is the people who should be saved.
Whether or not the checks that retirees continue to get say "Social Security
" is beside the point. The point is that they keep on getting the money they
need to live on, whether that money comes from a different institution or
from Social Security.
The fundamental problem of Social Security is that the irresponsible way its
finances are set up, and the changing demographics of the country, mean
that there is simply not going to be enough money in its trust fund to pay
today's young people what they are legally entitled to, when time comes for
them to retire.
The money is just not there, some of it having been spent for unrelated
purposes. Making up a growing shortfall, as baby boomers stop paying into
the system as they retire, and start drawing money out of the system, would
mean ever-increasing burdens on the taxpayers that the taxpayers are
unlikely to put up with.
Social Security worked fine when the small generation from the 1930s
received pensions from the money being paid in by the larger and more
prosperous "baby boom" generation that followed. It worked fine when the
average life expectancy of the first generation was not long enough for most
of them to collect Social Security checks for more than a few years — if
at all.
Declining birth rates and greatly increasing lifespans have created havoc
with Social Security's finances, which are based on having the first
generation's pensions paid with money collected from the second generation
— and the second generation's pensions paid by the next generation, etc.
Any private financial scheme set up in a similar way would be illegal. That
is why Charles Ponzi went to prison.
The politically expedient way of dealing with the situation is to "save
Social Security" with short-term fixes that kick the ever-growing shortfall
down the road for some later Congress to deal with — or to be overwhelmed
by, when voters refuse to pay ruinous tax increases to keep the system going.
Another way to deal with the problem is to give younger workers the option
to set up privately-owned retirement accounts instead. These accounts would
be beyond the reach of politicians, and based on each generation setting
aside money for its own retirement. Studies have shown that private accounts
would pay retirees far better than Social Security.
Meanwhile, people currently depending on Social Security can continue to get
what they were promised, even if that requires taxpayer subsidies for the
current generation of retirees — as distinguished from subsidizing unending
generations to come.
These are the kinds of options that need serious discussions, instead of "
gotcha" sound bites. Sound bites are usually not very sound, and they are an
irresponsible way to discuss serious issues. | c*******d
发帖数: 1283 | 2 在这点上,中国做的很好.只有以前有工作的人,才能享受社会保险.觉得部分的农民,都
没有这个益处.这就是社会主义的好处:自立更生
Coulter,
【在 h********n 的大作中提到】
: http://www.jewishworldreview.com/cols/sowell1.asp
: 保守派作家中最为睿智的一位，总是能非常简单的说明一个问题。Limbaugh, Coulter,
: Hannity 还有FOX的王牌R'reilly虽然都很能舌辩，但是深度上要差一些。
: The ‘Ponzi’ Sound Bite
: By Thomas Sowell
: Many in the media and in politics have gone ballistic over the fact that
: Texas Governor Rick Perry called Social Security "a Ponzi scheme."
: Although many act shocked, shocked, as if Rick Perry had said something
: unthinkable, Governor Perry is not even among the first thousand people to
: call Social Security a Ponzi scheme. Not only conservatives, but even some
| c****n
发帖数: 21367 | 3 SS is a Ponzi scheme. it's a fact.
ppl who deny this fact is either mind twistted or brain washed.
however, setting up private accounts is too idealistic. there are always
some unlucky people who cannot save enough and many irresponsible people
who spend too much. they will ruin the society when they lack of money.
the only reasonable way is to lawfully bind the children's income with
their parents' senior care. the birth rate problem solved, the parents
would educate their children more responsbilly, and everyone's senior
income is determined by how well they contribute to the society --
both how well they work and how well they educate their children.
one can save money and energy from raising kids. but he/she has
to save enough. one can invest more for kids, and receive part of
their income when he/she getting old -- or none if they don't do well.
either way, they help building a healthier society. more importantly,
the society would save huge amount of money from encouraging birth,
which is the root cause for so many single black / latino mothers.
Coulter,
【在 h********n 的大作中提到】
: http://www.jewishworldreview.com/cols/sowell1.asp
: 保守派作家中最为睿智的一位，总是能非常简单的说明一个问题。Limbaugh, Coulter,
: Hannity 还有FOX的王牌R'reilly虽然都很能舌辩，但是深度上要差一些。
: The ‘Ponzi’ Sound Bite
: By Thomas Sowell
: Many in the media and in politics have gone ballistic over the fact that
: Texas Governor Rick Perry called Social Security "a Ponzi scheme."
: Although many act shocked, shocked, as if Rick Perry had said something
: unthinkable, Governor Perry is not even among the first thousand people to
: call Social Security a Ponzi scheme. Not only conservatives, but even some
| c*******d
发帖数: 1283 | 4 the only good social security system is that you save money for yourself so
that you can afford to care yourself when you become old.
【在 c****n 的大作中提到】
: SS is a Ponzi scheme. it's a fact.
: ppl who deny this fact is either mind twistted or brain washed.
: however, setting up private accounts is too idealistic. there are always
: some unlucky people who cannot save enough and many irresponsible people
: who spend too much. they will ruin the society when they lack of money.
: the only reasonable way is to lawfully bind the children's income with
: their parents' senior care. the birth rate problem solved, the parents
: would educate their children more responsbilly, and everyone's senior
: income is determined by how well they contribute to the society --
: both how well they work and how well they educate their children.
| l****z
发帖数: 29846 | | c*******d
发帖数: 1283 | 6 against lz
【在 l****z 的大作中提到】
: 支持一下楼主.
|
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