m*****p
发帖数: 325 | 1 大家好，2020年的税最近被audit了，基本情况是这样：
2020年自住房贷款利息大概4万多，贷款是和女朋友一起贷款（1098表有两人名字），
房子也写两人名字，但截至2020年底两人未结婚，所以2020年各自作为单身报税。当时
是找人帮忙报税的，直接把全部贷款利息给了我做itemized deduction（我收入高一些
）没有考虑750k的limit。最近收到IRS audit，按750k limit（2019年买的房）说最多
抵扣3万。
我想请问下，现在可以file女朋友的2020年tax amendment把那一万多的额度给女友抵
扣吗？谢谢！ | M*******s
发帖数: 4074 | 2 In your situation, each of you can only claim the interest that you actually
paid. In order to claim the deduction you must have a legal ownership in
the property and a responsibility to pay the mortgage. Generally, this means
that you both are on the mortgage and responsible for paying the lending
institution.
So if you both paid, both should be able to deduct the amount paid by him/
her. |
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