i******e
发帖数: 312 | 1 准备买房想把401k取出来，看了一下vanguard的提示，还是不清楚怎么计算penalty
假设有10k在401k，最后能拿到多少（把报税也算在内）？
Vanguard info:
•
Any pre-tax money you withdraw is included in your taxable income for the
year and increases your tax bill (or reduces your refund).
•
Vanguard is required to withhold 20% from most pre-tax withdrawals; this
amount will reduce your federal tax bill (or increase your refund).
•
If you are under age 59½, you may have to pay a 10% federal tax penalty
on any pre-tax money you withdraw in addition to regular income tax. Some
exceptions may apply. For example, if you leave your employer af | S**I
发帖数: 15689 | 2 买房子没必要取呀，可以从401k里贷，最多可以贷一半。可能要交点手续费，但是总比
交罚款合算多了。
【在 i******e 的大作中提到】
: 准备买房想把401k取出来，看了一下vanguard的提示，还是不清楚怎么计算penalty
: 假设有10k在401k，最后能拿到多少（把报税也算在内）？
: Vanguard info:
: •
: Any pre-tax money you withdraw is included in your taxable income for the
: year and increases your tax bill (or reduces your refund).
: •
: Vanguard is required to withhold 20% from most pre-tax withdrawals; this
: amount will reduce your federal tax bill (or increase your refund).
: •
|
|
