b*****e 发帖数: 762 | 1 在8889表格的说明里有这么一段:
Eligible Individual
To be eligible to have contributions made to your HSA, you must be covered
under a high deductible health plan (HDHP) and have no other health coverage
except permitted coverage. If you are an eligible individual, anyone can
contribute to your HSA. However, you cannot be enrolled in Medicare or be
claimed as a dependent on another person's tax return. You must be, or be
considered, an eligible individual on the first day of a month to take an
HSA deduction for that month (see Last-month rule next).
就是说要成为Eligible individual, 必须有一个HDHP, 但是那个月必须没有 Medicare
. 我实在搞不动这个HDHP和Medicare都是啥. 公司有医疗保险, 那个就算HDHP了吧? 这
个Medicare是个什么? 大写第一个字母就是专有名词,是个品牌吧? | k*b 发帖数: 1256 | 2 往下翻,有HDHP的定义。对照你的公司保险看看是否符合,或者直接问公司。 | H******e 发帖数: 767 | 3 If your company provides medical insurance, then you do not have Medicare
issue.HDHP is high deductible insurance that you have to pay negotiated rate
until deductible (couple thousands) is met. | h**6 发帖数: 4160 | 4 high deductible health plan (HDHP)
IRS的要求是deductible不能低于1200,如果公司同时提供HDHP和HSA,那么必然是符合
要求的。
Medicare是给退休低收入的老人用的,也就是每次工资单上的Medicare税,楼主可以不
必关心。 |
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