c*********h
发帖数: 324 | 1 401K 和retirement contribution 有 tax credit 吗?
我们公司有retirement plan, 我还有 Roth 401 K
但是我实在搞不清那么多的种类, 不知道该怎么填.
我用的turbo tax | b***t
发帖数: 1104 | | h***b
发帖数: 1233 | 3 No. 401k contribution is fed & state (if any) tax exempt already.
not on Roth
【在 c*********h 的大作中提到】
: 401K 和retirement contribution 有 tax credit 吗?
: 我们公司有retirement plan, 我还有 Roth 401 K
: 但是我实在搞不清那么多的种类, 不知道该怎么填.
: 我用的turbo tax
| g*****n
发帖数: 1428 | 4 如果你的收入沟底的话, 可以claim the saver's tax credit：
Example 2
Susan and John are married and file their federal income-tax return jointly.
For 2010, their adjusted gross income would have been $34,000 if they had
not made any retirement contributions. During 2010, Susan elected to have $2
,000 contributed to her employer's 401(k) plan. John made a deductible
contribution of $2,000 to an IRA for 2010.
As a result of these contributions, their 2010 adjusted gross income is $30,
000. If they had not made the $4,000 contribution, they income tax would
have been about $4,260. By making the contribution, their income tax is
reduced to about $3,660 and they are eligible for a credit of $2,000. Thus,
by saving $4,000 for their retirement, Susan and John have also reduced
their taxes by $2,600. |
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