j****2
发帖数: 1 | 1 版上各位神奇的大牛，每天看你们的各种分析预测，小蝌蚪学到很多东西。非常感谢。
近期有点闲钱想买一点基金，因这一块完全是小白，以前也从来没有买过基金，所以不
知道买哪只好一点，是否应该现在开始买。咨询了一个银行工作的客服，因为听朋友介
绍这个客服帮他们一家购买基金12年，一共投入10多万，现在基金账户总额涨到80多万
，这个客服经理建议我12月份才开始购买基金。恳请版上各位大牛不吝赐教，我已经预
备好包子答谢各位。
再次感谢! | w*******h
发帖数: 819 | 2 建议短期投入到money market，就是类似于国内的余额宝之类的货币基金。过一两年直
接买指数基金就行了 | j****2
发帖数: 1 | 3 转帐完成
转给用户:widemouth,现金(伪币):100,收取手续费:1.00
多谢建议！
【在 w*******h 的大作中提到】
: 建议短期投入到money market，就是类似于国内的余额宝之类的货币基金。过一两年直
: 接买指数基金就行了
| w*******h
发帖数: 819 | 4 客气啥，经济长期总是牛的，看过去十年，三十年，一百年的历史，大市的增长率都是
远远超过任何其它的投资品。这就是资本主义，或者说资本的力量。但是timing
market基本是要见姥姥的。投资个股也很容易死翘翘（没有不死的企业）。所以最佳的
投资品绝对是指数，SP500和NQ100都是很好的投资品，很多基金，ETF都是跟踪这两个
指数的。
【在 j****2 的大作中提到】
: 转帐完成
: 转给用户:widemouth,现金(伪币):100,收取手续费:1.00
: 多谢建议！
| Y*****e
发帖数: 619 | 5 良心建议。。。。。
【在 w*******h 的大作中提到】
: 建议短期投入到money market，就是类似于国内的余额宝之类的货币基金。过一两年直
: 接买指数基金就行了
| A****y
发帖数: 2467 | 6 啥基金这么牛逼 不是托吧 12年前股市可是高点
【在 j****2 的大作中提到】
: 版上各位神奇的大牛，每天看你们的各种分析预测，小蝌蚪学到很多东西。非常感谢。
: 近期有点闲钱想买一点基金，因这一块完全是小白，以前也从来没有买过基金，所以不
: 知道买哪只好一点，是否应该现在开始买。咨询了一个银行工作的客服，因为听朋友介
: 绍这个客服帮他们一家购买基金12年，一共投入10多万，现在基金账户总额涨到80多万
: ，这个客服经理建议我12月份才开始购买基金。恳请版上各位大牛不吝赐教，我已经预
: 备好包子答谢各位。
: 再次感谢!
| j****2
发帖数: 1 | 7 应该不是托。这个客服前段时间股市开始大跌的时候又叫我朋友一家准备了3万美金加
仓，她的做法好像是每个周定投，然后股市大跌的时候多倍价钱买。但具体不知道是买
哪个基金。
【在 A****y 的大作中提到】
: 啥基金这么牛逼 不是托吧 12年前股市可是高点
| w*******h
发帖数: 819 | 8 所有客服的喜欢客户来购买他们的主动管理型基金，他们的佣金最为丰厚。但是还是建
议自己买入被动型指数基金，在牛市还是熊市，主动型基金并没有大概率超越指数ETF
的回报率。
【在 j****2 的大作中提到】
: 应该不是托。这个客服前段时间股市开始大跌的时候又叫我朋友一家准备了3万美金加
: 仓，她的做法好像是每个周定投，然后股市大跌的时候多倍价钱买。但具体不知道是买
: 哪个基金。
| j****2
发帖数: 1 | 9 widemouth大牛，我是在vanguard开的户。你说的那两个指数，具体是下面的哪一个啊？
Mutual funds
General attributes
Name (Minimum)Sort TickerSort Asset
ClassSort Fund No. Expense ratio
Federal Money Market ($3,000 minimum) VMFXX Money Market 0033
0.11%
Prime Money Market ($3,000 minimum) VMMXX Money Market 0030
0.16%
Treasury Money Market ($50,000 minimum) VUSXX Money Market
0011 0.09%
California Municipal Money Market ($3,000 minimum) VCTXX Money
Market 0062 0.16%
Municipal Money Market ($3,000 minimum) VMSXX Money Market
0045 0.15%
New Jersey Municipal Money Market ($3,000 minimum) VNJXX Money
Market 0095 0.16%
New York Municipal Money Market ($3,000 minimum) VYFXX Money
Market 0163 0.16%
Pennsylvania Municipal Money Market ($3,000 minimum) VPTXX Money
Market 0063 0.16%
Limited-Term Tax-Exempt ($3,000 minimum) VMLTX Bond - Short-term
National Muni 0031 0.19%
Short-Term Bond Index ($3,000 minimum) VBISX Bond - Short-term
Investment 0132 0.15%
Short-Term Federal ($3,000 minimum) VSGBX Bond - Short-term
Government 0049 0.20%
Short-Term Inflation-Protected Securities Index ($3,000 minimum)
VTIPX Bond - Short-term Government 1967 0.15%
Short-Term Tax-Exempt ($3,000 minimum) VWSTX Bond - Short-term
National Muni 0041 0.19%
Short-Term Treasury ($3,000 minimum) VFISX Bond - Short-term
Government 0032 0.20%
Short-Term Investment-Grade ($3,000 minimum) VFSTX Bond - Short-
term Investment 0039 0.20%
Ultra-Short-Term Bond ($3,000 minimum) VUBFX Bond - Short-term
Investment 1492 0.20%
California Intermediate-Term Tax-Exempt ($3,000 minimum) VCAIX
Bond - Inter-term State Muni 0100 0.19%
Emerging Markets Bond ($3,000 minimum) VEMBX International
1431 0.60%
Emerging Markets Government Bond Index ($3,000 minimum)
Purchase Fee: 0.75% VGOVX International 1120 0.49%
GNMA ($3,000 minimum) VFIIX Bond - Inter-term Government 0036
0.21%
Inflation-Protected Securities ($3,000 minimum) VIPSX Bond -
Inter-term Government 0119 0.20%
Intermediate-Term Bond Index ($3,000 minimum) VBIIX Bond - Inter-
term Investment 0314 0.15%
Intermediate-Term Tax-Exempt ($3,000 minimum) VWITX Bond - Inter-
term National Muni 0042 0.19%
Intermediate-Term Treasury ($3,000 minimum) VFITX Bond - Inter-
term Government 0035 0.20%
Total Bond Market Index ($3,000 minimum) VBMFX Bond - Inter-term
Investment 0084 0.15%
Core Bond ($3,000 minimum) VCORX Bond - Inter-term Investment
1320 0.25%
Intermediate-Term Investment-Grade ($3,000 minimum) VFICX Bond -
Inter-term Investment 0071 0.20%
Total International Bond Index ($3,000 minimum) VTIBX
International 1231 0.13%
High-Yield Corporate ($3,000 minimum) VWEHX Bond - Inter-term Low
Quality 0029 0.23%
California Long-Term Tax-Exempt ($3,000 minimum) VCITX Bond -
Long-term State Muni 0075 0.19%
Long-Term Bond Index ($3,000 minimum) VBLTX Bond - Long-term
Investment 0522 0.15%
Long-Term Tax-Exempt ($3,000 minimum) VWLTX Bond - Long-term
National Muni 0043 0.19%
Long-Term Treasury ($3,000 minimum) VUSTX Bond - Long-term
Government 0083 0.20%
Massachusetts Tax-Exempt ($3,000 minimum) VMATX Bond - Long-term
State Muni 0168 0.15%
New Jersey Long-Term Tax-Exempt ($3,000 minimum) VNJTX Bond -
Long-term State Muni 0014 0.19%
New York Long-Term Tax-Exempt ($3,000 minimum) VNYTX Bond - Long-
term State Muni 0076 0.19%
Ohio Long-Term Tax-Exempt ($3,000 minimum) VOHIX Bond - Long-term
State Muni 0097 0.15%
Pennsylvania Long-Term Tax-Exempt ($3,000 minimum) VPAIX Bond -
Long-term State Muni 0077 0.19%
Tax-Exempt Bond Index ($3,000 minimum)
Purchase Fee: 0.25% VTEBX Bond - Long-term National Muni 1491 0.
19%
High-Yield Tax-Exempt ($3,000 minimum) VWAHX Bond - Long-term
National Muni 0044 0.19%
Long-Term Investment-Grade ($3,000 minimum) VWESX Bond - Long-
term Investment 0028 0.22%
Balanced Index ($3,000 minimum) VBINX Balanced 0002 0.19%
Convertible Securities ($3,000 minimum) VCVSX Balanced 0082
0.35%
STAR ($1,000 minimum) VGSTX Balanced 0056 0.32%
Wellesley Income ($3,000 minimum) VWINX Balanced 0027 0.22%
Wellington ($3,000 minimum) VWELX Balanced 0021 0.25%
LifeStrategy Conservative Growth ($3,000 minimum) VSCGX Balanced
0724 0.12%
LifeStrategy Growth ($3,000 minimum) VASGX Balanced 0122 0.
14%
LifeStrategy Income ($3,000 minimum) VASIX Balanced 0723 0.
11%
LifeStrategy Moderate Growth ($3,000 minimum) VSMGX Balanced
0914 0.13%
Target Retirement Income ($1,000 minimum) VTINX Balanced 0308
0.13%
Target Retirement 2015 ($1,000 minimum) VTXVX Balanced 0303
0.13%
Target Retirement 2020 ($1,000 minimum) VTWNX Balanced 0682
0.13%
Target Retirement 2025 ($1,000 minimum) VTTVX Balanced 0304
0.14%
Target Retirement 2030 ($1,000 minimum) VTHRX Balanced 0695
0.14%
Target Retirement 2035 ($1,000 minimum) VTTHX Balanced 0305
0.14%
Target Retirement 2040 ($1,000 minimum) VFORX Balanced 0696
0.15%
Target Retirement 2045 ($1,000 minimum) VTIVX Balanced 0306
0.15%
Target Retirement 2050 ($1,000 minimum) VFIFX Balanced 0699
0.15%
Target Retirement 2055 ($1,000 minimum) VFFVX Balanced 1487
0.15%
Target Retirement 2060 ($1,000 minimum) VTTSX Balanced 1691
0.15%
Target Retirement 2065 ($1,000 minimum) VLXVX Balanced 1791
0.15%
Managed Payout ($25,000 minimum) VPGDX Balanced 1498 0.34%
Global Wellesley Income ($3,000 minimum) VGWIX Balanced 1496
0.42%
Global Wellington ($3,000 minimum) VGWLX Balanced 1567 0.45%
Market Neutral ($250,000 minimum) VMNFX Stock - Long-Short
0634 1.54%
Equity Income ($3,000 minimum) VEIPX Stock - Large-Cap Value
0065 0.26%
High Dividend Yield Index ($3,000 minimum) VHDYX Stock - Large-
Cap Value 0623 0.15%
U.S. Value ($3,000 minimum) VUVLX Stock - Large-Cap Value 0124
0.23%
Value Index ($3,000 minimum) VIVAX Stock - Large-Cap Value
0006 0.17%
Windsor ($3,000 minimum) VWNDX Stock - Large-Cap Value 0022
0.31%
Windsor II ($3,000 minimum) VWNFX Stock - Large-Cap Value 0073
0.34%
500 Index ($3,000 minimum) VFINX Stock - Large-Cap Blend 0040
0.14%
Diversified Equity ($3,000 minimum) VDEQX Stock - Large-Cap Blend
0608 0.36%
Dividend Appreciation Index ($3,000 minimum) VDAIX Stock - Large-
Cap Blend 0602 0.15%
Dividend Growth ($3,000 minimum) VDIGX Stock - Large-Cap Blend
0057 0.26%
Growth and Income ($3,000 minimum) VQNPX Stock - Large-Cap Blend
0093 0.34%
Large-Cap Index ($3,000 minimum) VLACX Stock - Large-Cap Blend
0307 0.17%
PRIMECAP Core ($3,000 minimum) VPCCX Stock - Large-Cap Blend 1220
0.46%
Total Stock Market Index ($3,000 minimum) VTSMX Stock - Large-Cap
Blend 0085 0.14%
FTSE Social Index ($3,000 minimum) VFTSX Stock - Large-Cap Growth
0213 0.20%
Growth Index ($3,000 minimum) VIGRX Stock - Large-Cap Growth
0009 0.17%
Morgan Growth ($3,000 minimum) VMRGX Stock - Large-Cap Growth
0026 0.38%
PRIMECAP ($3,000 minimum) VPMCX Stock - Large-Cap Growth 0059 0
.39%
U.S. Growth ($3,000 minimum) VWUSX Stock - Large-Cap Growth
0023 0.43%
Capital Value ($3,000 minimum) VCVLX Stock - Mid-Cap Value
0328 0.27%
Mid-Cap Value Index ($3,000 minimum) VMVIX Stock - Mid-Cap Value
0835 0.19%
Selected Value ($3,000 minimum) VASVX Stock - Mid-Cap Value
0934 0.39%
Extended Market Index ($3,000 minimum) VEXMX Stock - Mid-Cap
Blend 0098 0.21%
Mid-Cap Index ($3,000 minimum) VIMSX Stock - Mid-Cap Blend
0859 0.17%
Strategic Equity ($3,000 minimum) VSEQX Stock - Mid-Cap Blend
0114 0.18%
Capital Opportunity ($3,000 minimum) VHCOX Stock - Mid-Cap Growth
0111 0.44%
Mid-Cap Growth ($3,000 minimum) VMGRX Stock - Mid-Cap Growth
0301 0.36%
Mid-Cap Growth Index ($3,000 minimum) VMGIX Stock - Mid-Cap
Growth 0832 0.19%
Explorer Value ($3,000 minimum) VEVFX Stock - Small-Cap Value
1690 0.55%
Small-Cap Value Index ($3,000 minimum) VISVX Stock - Small-Cap
Value 0860 0.19%
Small-Cap Index ($3,000 minimum) NAESX Stock - Small-Cap Blend
0048 0.17%
Strategic Small-Cap Equity ($3,000 minimum) VSTCX Stock - Small-
Cap Blend 0615 0.29%
Explorer ($3,000 minimum) VEXPX Stock - Small-Cap Growth 0024
0.44%
Small-Cap Growth Index ($3,000 minimum) VISGX Stock - Small-Cap
Growth 0861 0.19%
Energy ($3,000 minimum) VGENX Stock - Sector 0051 0.38%
Health Care ($3,000 minimum) VGHCX Stock - Sector 0052 0.38%
Real Estate Index ($3,000 minimum) VGSIX Stock - Sector 0123
0.26%
Developed Markets Index ($3,000 minimum) VDVIX International
1397 0.17%
Emerging Markets Select Stock ($3,000 minimum) VMMSX
International 0752 0.92%
Emerging Markets Stock Index ($3,000 minimum) VEIEX International
0533 0.32%
European Stock Index ($3,000 minimum) VEURX International 0079
0.26%
FTSE All-World ex-US Index ($3,000 minimum) VFWIX International
0770 0.23%
FTSE All-World ex-US Small-Cap Index ($3,000 minimum) VFSVX
International 1684 0.25%
Global Capital Cycles ($3,000 minimum) VGPMX International
0053 0.37%
Global Equity ($3,000 minimum) VHGEX International 0129 0.
48%
Global ex-U.S. Real Estate Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25% VGXRX International 0738 0.34%
Global Minimum Volatility ($3,000 minimum) VMVFX International
1194 0.25%
International Dividend Appreciation Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25% VIAIX International 2015 0.35%
International Explorer ($3,000 minimum) VINEX International
0126 0.38%
International Growth ($3,000 minimum) VWIGX International 0081
0.45%
International High Dividend Yield Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25% VIHIX International 1530 0.42%
International Value ($3,000 minimum) VTRIX International 0046
0.40%
Pacific Stock Index ($3,000 minimum) VPACX International 0072
0.26%
Total International Stock Index ($3,000 minimum) VGTSX
International 0113 0.17%
Total World Stock Index ($3,000 minimum) VTWSX International
0628 0.19%
ETF
【在 w*******h 的大作中提到】
: 所有客服的喜欢客户来购买他们的主动管理型基金，他们的佣金最为丰厚。但是还是建
: 议自己买入被动型指数基金，在牛市还是熊市，主动型基金并没有大概率超越指数ETF
: 的回报率。
| A****y
发帖数: 2467 | 10 了解了 原来是active management，这种小型对外发行得平均下来一般跑不赢指数 不
要光看贼吃肉 不看贼挨打 一把归0也是有的
【在 j****2 的大作中提到】
: 应该不是托。这个客服前段时间股市开始大跌的时候又叫我朋友一家准备了3万美金加
: 仓，她的做法好像是每个周定投，然后股市大跌的时候多倍价钱买。但具体不知道是买
: 哪个基金。
| j****2
发帖数: 1 | 11 多谢提醒。那就还是自己摸索着买指数基金稳妥一些
【在 A****y 的大作中提到】
: 了解了 原来是active management，这种小型对外发行得平均下来一般跑不赢指数 不
: 要光看贼吃肉 不看贼挨打 一把归0也是有的
| v*****1
发帖数: 2200 | 12
：版上各位神奇的大牛，每天看你们的各种分析预测，小蝌蚪学到很多东西。非常感谢
。近期有点闲钱想买一点基金，因这一块完全是小白，以前也从来没有买过基金，所以
不知道买哪只好一点，是否应该现在开始买。咨询了一个银行工作的客服，因为听朋友
介绍这个客服帮他们一家购买基金12年，一共投入10多万，现在基金账户总额涨到80多
万，这个客服经理建议我12月份才开始购买基金。恳请版上各位大牛不吝赐教，我已经
预备好包子答谢各位。
：再次感谢!
胆子小就上spy, qqq
胆子大就上tqqq
包子拿来 |
|
