i********t
发帖数: 215 | 1 想家人公司的401k计划， 不过3，5年之后很有可能要回国. 今天问了给我们公司介绍
计划的人， 他说，我如果离开美国就可以取且没有penalty， 但要交税就是了.如果这
样的话，我就加入，当又怕理解错了。 有知道的xdjm能说一声吗？ 谢谢了！！ | b*******e
发帖数: 6389 | | i********t
发帖数: 215 | 3 谢谢！
【在 b*******e 的大作中提到】
: 找个税务顾问吧，跑这里问业余人士也不靠谱啊。
| o*********l
发帖数: 1807 | 4 this is not true. Even if you leave the country. Plan adminstrator will
still withhold 20% for taxes and If you ever do come back and that 20% doesn
't cover taxes, IRS may still track you down and make you pay more taxes.
Best Solution
1. Leave the money in USA until you are 55. Then you can withdraw it without
penalties.
2. Take the distribution over your life time using acturial calculation,
again to avoid penalties.
Keep in mind that lump sum distribution will trigger not only penalties, bu |
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