s**m
发帖数: 1564 | 1 anyone get today's rate info from broker? or if you are broker, please let me know
your rate.
no cost no point refinance
5/1 ARM
loan amount $220k-230k
ltv 70%-75%
credit store >760
thanks | h**********e
发帖数: 413 | 2 For your loan,
2.75% no point, $1350 closing cost
2.875% no point, $700 closing cost
3.25% no point no closing cost
Since your loan is relative small and it is ARM, there will be some closing
cost if you want to get a good rate
For 30 years fixed,
We can do 3.875% no point no fee and $500 cash back.
For 15 years fixed,
We can do 3.25% no point $200 fee,
or 3.375% no point no fee with $1100 cash back.
Agent phone number: 425-919-3401
MITBBS 西雅图贷款买房俱乐部每天有利率更新，欢迎参加。
http://www.mitbbs.com/club_bbsdoc/SeattleMortgageRealty.html
me know
【在 s**m 的大作中提到】
: anyone get today's rate info from broker? or if you are broker, please let me know
: your rate.
: no cost no point refinance
: 5/1 ARM
: loan amount $220k-230k
: ltv 70%-75%
: credit store >760
: thanks
| b****d
发帖数: 1 | 3 Carefully watch your loan cost. To compute the cost, from your Good Faith
Estimate form, compute A+B-9-10.
Banks like to use bait and switch tatic. They quote you a low interest rate,
but increase your cost at closing.
I recently refused to sign a loan paper because the bank increased the cost
over $5000 from the initial GFE form. | h**********e
发帖数: 413 | 4 Too bad to heard your experience. $5000 closing cost 太多了，你这还是增加了$
5000. 一般refinance 的closing cost也就是不到三千.
我在西雅图贷款买房俱乐部里贴了一个怎么确认是no closing cost no point 的简单
方法：
http://www.mitbbs.com/clubarticle_t/SeattleMortgageRealty/30530
希望make borrowers to be knowledgeable to protect their own rights.
我会按这个公式给client一个final calculation确保client
understand and agree。
如果你还没贷成，我们可以帮助你。 We make sure你是no point no fee而且closing 时的rate是quote你的rate.
rate,
cost
【在 b****d 的大作中提到】
: Carefully watch your loan cost. To compute the cost, from your Good Faith
: Estimate form, compute A+B-9-10.
: Banks like to use bait and switch tatic. They quote you a low interest rate,
: but increase your cost at closing.
: I recently refused to sign a loan paper because the bank increased the cost
: over $5000 from the initial GFE form.
| l*****n
发帖数: 577 | 5 What is your recent 5/1 or 5/5 ARM rate for:
Loan 280k
credit score 800
了$
closing 时的rate是quote你的rate.
【在 h**********e 的大作中提到】
: Too bad to heard your experience. $5000 closing cost 太多了，你这还是增加了$
: 5000. 一般refinance 的closing cost也就是不到三千.
: 我在西雅图贷款买房俱乐部里贴了一个怎么确认是no closing cost no point 的简单
: 方法：
: http://www.mitbbs.com/clubarticle_t/SeattleMortgageRealty/30530
: 希望make borrowers to be knowledgeable to protect their own rights.
: 我会按这个公式给client一个final calculation确保client
: understand and agree。
: 如果你还没贷成，我们可以帮助你。 We make sure你是no point no fee而且closing 时的rate是quote你的rate.
:
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