d*****n
发帖数: 1 | 1 看到一个房子的产权disclosure，有下面的部分。是不是这个房主有欠款？那房子买了
后会不会被收回去还款？（房子卖价70W）
这种有高额贷款的房子能买么？
EXCEPTIONS
(continued)
CLTA Preliminary Report Form - Modified (11.17.06)
6. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $950,000.00
Dated: December 19, 2013
Trustor/Grantor XXXX， an unmarried man
Trustee: Senior Official with Responsibility for Single Family Mortgage
Insurance
Programs in the Department of Housing and Urban Development filed with
Jurisdiction over the property
described below, or a designee of that Official
Beneficiary: Mortgage Electronic Registration Systems, Inc. (MERS), solely
as nominee for
The Secretary of Housing and Urban Development
Loan No.: XXXXXXX
Recording Date: December 26, 2013
Recording No.: XXXXXX, of Official Records
Said Deed of Trust secures a reverse mortgage and is subject to all
regulations applicable to reverse
mortgages.
7. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $950,000.00
Dated: December 19, 2013
Trustor/Grantor: XXXXX, an unmarried man
Trustee: First American Title
Beneficiary: Mortgage Electronic Registration Systems, Inc. (MERS), solely
as nominee for
Reverse Mortgage Solutions Inc. dba Security 1 Lending
Loan No.: XXXXXXXX
Recording Date: December 26, 2013
Recording No.: XXXXXXX, of Official Records
Said Deed of Trust secures a reverse mortgage and is subject to all
regulations applicable to reverse
mortgages.
An assignment of the beneficial interest under said deed of trust which
names:
Assignee: Reverse Mortgage Solutions Inc., its successors and assigns
Recording Date: November 29, 2017
Recording No: XXXXXXX, of Official Records | d*****n
发帖数: 1 | 2 谢谢。
关于这个我问过我的realtor，感觉他也不是非常明白的样子。不过他帮忙带着看了房
子给我发了这个disclosure，现在换realtor似乎不太地道。所以来问问。
房子价格70W，贷了90W多的，感觉怪怪的，银行不应该给贷款呀。另外这个屋主长着去
年过世了，是别人帮着卖的。似乎屋主没有子女。 | s*********3
发帖数: 2890 | 3 这怎么能讲不是非常明白呢？ 你的经纪knowledge， 功力不够啊！没有说贷了90万，
只是说最多可以贷到90万，像个line of credit 一样。没有抢客户的意思呵.
【在 d*****n 的大作中提到】
: 谢谢。
: 关于这个我问过我的realtor，感觉他也不是非常明白的样子。不过他帮忙带着看了房
: 子给我发了这个disclosure，现在换realtor似乎不太地道。所以来问问。
: 房子价格70W，贷了90W多的，感觉怪怪的，银行不应该给贷款呀。另外这个屋主长着去
: 年过世了，是别人帮着卖的。似乎屋主没有子女。
| d*****n
发帖数: 1 | 4 realtor说等offer拿下了，再问escrow公司。只是我自己有些担心，所以来问问 :(
【在 s*********3 的大作中提到】
: 这怎么能讲不是非常明白呢？ 你的经纪knowledge， 功力不够啊！没有说贷了90万，
: 只是说最多可以贷到90万，像个line of credit 一样。没有抢客户的意思呵.
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