c*f
发帖数: 977 | 1 bought the house a few months ago, and the heating system did not work
after working for a few days. The home warranty company sent a contractor to
check, and the technician said the whole heating system needs to be
replaced. They will replace the system, but we need to pay $1300 out of
pocket. Is it normal to pay out of pocket? Is $1300 too much? Thanks! |
s*********3
发帖数: 2890 | 2 要仔细读一下你的 Home Warranty 合同。 一般来说， co－pay 是$50-$70 per claim
. 如果要你付$1,300, 说明这一修理项目不在合同范围之内。 但是暖气系统是个典型
的cover item。 不懂。
to
【在 c*f 的大作中提到】
: bought the house a few months ago, and the heating system did not work
: after working for a few days. The home warranty company sent a contractor to
: check, and the technician said the whole heating system needs to be
: replaced. They will replace the system, but we need to pay $1300 out of
: pocket. Is it normal to pay out of pocket? Is $1300 too much? Thanks!
|
c*f
发帖数: 977 | 3 Thanks. Our home warranty is of First American. Here is the breakdown of the
out of pocket payment:
—flue pipe 175
—gas flex 135
—access 250
—electronic modification 175
—transition 185
—return modification 185
—permit 250
—title 24 350
I do not understand most of the above items.
claim
【在 s*********3 的大作中提到】
: 要仔细读一下你的 Home Warranty 合同。 一般来说， co－pay 是$50-$70 per claim
: . 如果要你付$1,300, 说明这一修理项目不在合同范围之内。 但是暖气系统是个典型
: 的cover item。 不懂。
:
: to
|
s*********3
发帖数: 2890 | 4 问你的agent啊。好像 Fidelity 的好一些。
the
【在 c*f 的大作中提到】
: Thanks. Our home warranty is of First American. Here is the breakdown of the
: out of pocket payment:
: —flue pipe 175
: —gas flex 135
: —access 250
: —electronic modification 175
: —transition 185
: —return modification 185
: —permit 250
: —title 24 350
|
c*f
发帖数: 977 | 5 Thanks, squirrel123.
Talked to the home warranty company, they said they don't cover the
modifications that are made necessary. These modifications are necessary to
install the new unit, as they cannot use old parts on the new unit.
They just order and cover a $600 furnace, but require me to pay $1375 out of
pocket. So these home warranties do like a scam. Can and how I argue with
them? any suggestion is appreciated.
【在 s*********3 的大作中提到】
: 问你的agent啊。好像 Fidelity 的好一些。
:
: the
|
s*********3
发帖数: 2890 | 6 Again, ask your Realtor. S/He should help you out.
to
of
【在 c*f 的大作中提到】
: Thanks, squirrel123.
: Talked to the home warranty company, they said they don't cover the
: modifications that are made necessary. These modifications are necessary to
: install the new unit, as they cannot use old parts on the new unit.
: They just order and cover a $600 furnace, but require me to pay $1375 out of
: pocket. So these home warranties do like a scam. Can and how I argue with
: them? any suggestion is appreciated.
|
c*f
发帖数: 977 | 7 My realtor did talk to his contact at the home warranty company. Here was
the reply he got: We don't cover the modifications that are made necessary.
No one warranty does. So these modifications are necessary to install the
new unit they [their contractor] cannot use old parts on the new unit.
【在 s*********3 的大作中提到】
: Again, ask your Realtor. S/He should help you out.
:
: to
: of
|
s*********3
发帖数: 2890 | 8 Then, you have to pay out of your pocket on your own. Since they don't cover
, you can try to get an cost estimate from outside 3rd partyMaybe it is even
lower than Home Warranty company quote.
Good luck!
.
【在 c*f 的大作中提到】
: My realtor did talk to his contact at the home warranty company. Here was
: the reply he got: We don't cover the modifications that are made necessary.
: No one warranty does. So these modifications are necessary to install the
: new unit they [their contractor] cannot use old parts on the new unit.
|
