q***l
发帖数: 177 | 1 care credit?
小孩去年花了8000， 多出的3000 可以要credit? |
q***l
发帖数: 177 | |
c*********o
发帖数: 471 | 3 Google is your friend.
DCAP do not roll over, but you are asking if u can still apply for Child
care credit. Seems yes.
Which is better child tax care credit or DCAP?
Friday, October 29, 2010
We often are asked if participating in the 125 Cafeteria Plan Dependent
Care
Assistance Program is better than taking the child care credit
available to
tax-payers. In most cases the DCAP is better, but you may be able to
use
both the pre-tax option through the cafeteria plan as well as the tax
credit.
If you have the option to participate in a dependent care assistance
program
(DCAP) through your employer, that is usually better than taking just
the
child care tax credit. The money you contribute to the DCAP is deducted
from your gross wages before federal, state and FICA (Social Security
and
Medicare) taxes. So if you fall in the 15% federal, have state tax of
8%
and FICA is 7.65% and are contributing the maximum of $5,000, you will
save
$1,532.50 in taxes.
Taking the child care tax credit depends on the number of children, the
cost
of care and your income. You can count up to $3,000 in child care
expenses
for one child or $6,000 for two or more. The credit is a percentage of
the
amount spent on child care and it decreases as your income increases.
Families earning less than $15,000 can claim a credit for 35% of
qualifying
expenses; families earning more than $43,000 can claim 20% towards
qualifying expenses. If you pay $5,000 in child care expenses for two
kids
and earn $43,000 or more annually, the credit would lower your tax bill
by $
1,000.
If you are like many who spend more than $5,000 per year in child care
expenses, you can take advantage of both. Using the example above, you
would save a total of $2,532.50 in taxes by using the DCAP and tax
credit.
That is incredible savings on your child care expenses.
http://www.baseonline.com/pt/blog/default.aspx?id=98&t=Which-is
child-tax-care-credit-or |
q***l
发帖数: 177 | 4 我理解是我仍然可以要3000*0.2=600 的Credit, 是吗？ |
l*****s
发帖数: 623 | 5 不是
如果你有两个孩子，还可以要1000*0.2
如果你只有一个孩子，就不能再要了
【在 q***l 的大作中提到】
: 我理解是我仍然可以要3000*0.2=600 的Credit, 是吗？
|
r*******F
发帖数: 250 | 6 should be 3000*0.2=600 for two kids
we filed the tax return last week, and the account did so for us. |
l*****s
发帖数: 623 | 7 如果你用了公司的dependent care account，你的accountant就做错了。
【在 r*******F 的大作中提到】
: should be 3000*0.2=600 for two kids
: we filed the tax return last week, and the account did so for us.
|
j*******1
发帖数: 352 | 8 1. If you deduct $5000 at employer pre-tax money, you can not get child tax
credit. You only can have one - either pre-tax deduction or child tax credit
.
2. There is income limit to get child tax credit that makes me never get any
child credit although my income is below "poor" limit in CA. How possible
low of you income in CA can get the child tax credit? |
l*****s
发帖数: 623 | 9 1.如果两个孩子还是有一千可以算credit，因为公司一般只让用五千
2.federal没有income limit
tax
credit
any
【在 j*******1 的大作中提到】
: 1. If you deduct $5000 at employer pre-tax money, you can not get child tax
: credit. You only can have one - either pre-tax deduction or child tax credit
: .
: 2. There is income limit to get child tax credit that makes me never get any
: child credit although my income is below "poor" limit in CA. How possible
: low of you income in CA can get the child tax credit?
|
Y***o
发帖数: 4135 | 10 Turbo Tax 之类的软件应该会自动算出来？
【在 q***l 的大作中提到】
: 我理解是我仍然可以要3000*0.2=600 的Credit, 是吗？
|
|
|
r******l
发帖数: 10760 | 11 谁说没有limit？自己填一填1040 instruction里面的Child Tax Credit Worksheet不
就知道了？今年如果married file jointly的话，AGI超过11000这个credit就开始减少
，超过13000的话就一点没有了。 |
l*****s
发帖数: 623 | 12 Come on, do you guys know the difference?
Child Tax Credit is not Credit for Dependent Care.
【在 r******l 的大作中提到】
: 谁说没有limit？自己填一填1040 instruction里面的Child Tax Credit Worksheet不
: 就知道了？今年如果married file jointly的话，AGI超过11000这个credit就开始减少
: ，超过13000的话就一点没有了。
|
r******l
发帖数: 10760 | 13 你回的那个贴子就在讲child tax credit有limit啊
【在 l*****s 的大作中提到】
: Come on, do you guys know the difference?
: Child Tax Credit is not Credit for Dependent Care.
:
|
l*****s
发帖数: 623 | 14 所以我说you guys
楼主问的是credit for dependent care，从第一个回答的开始就和child tax credit
混着说
【在 r******l 的大作中提到】
: 你回的那个贴子就在讲child tax credit有limit啊
|
x*****u
发帖数: 4750 | |
l*****s
发帖数: 623 | 16 好久没见你在这儿发贴啦
【在 x*****u 的大作中提到】
: lagoons姐姐是行家！
|
