P*O
发帖数: 4324 | 1 Keith Jurow: Goldman Is All Wrong, There Is No Housing Bottom In Sight
Across California, and especially in Los Angeles, Jurow thinks the biggest
problem is home equity lines of credit (HELOC). This type of loan uses the
borrower's equity in his home as collateral. HELOC interest rates vary, and
a spike could see borrowers' repayments jump. The subprime mortgage crisis
has in part been attributed to HELOC and Jurow explains the scale of the
problem in California:
"There were over 2 million home equity lines of credit that were taken out
during just the bubble years in California. A third of all of the home
equity lines of credit are in California. Every one of those houses is now
underwater. That is scary.
…In 2013, those home equity lines of credit which have been interest only
payments, they turn into 15-year amortizing loans. You know what a typical
payment is going to be on a home equity line of credit then? $1,500 a month."
Jurow expects more people to walk away from their payments and thinks a turn
around in the housing market is just wishful thinking.
http://articles.businessinsider.com/2011-12-06/markets/30480969 |
P*O
发帖数: 4324 | 2 恩，房黑可以逛逛这个网站，坚定抄底的决心哈。
http://www.doctorhousingbubble.com/three-dramatic-housing-trend
NAR修改房屋销售数字， 修低从2007年以来的数据？
Massive Downward Revisions Imminent: National Association of Realtors Miscounted Millions of Home Sales Over Last Five Years
“(CNBC) Data on sales of previously owned U.S. homes from 2007 through
October this year will be revised down next week because of double counting,
indicating a much weaker housing market than previously thought.
The National Association of Realtors said a benchmarking exercise had
revealed that some properties were listed more than once, and in some
instances, new home sales were also captured.
“All the sales and inventory data that have been reported since January
2007 are being downwardly revised. Sales were weaker than people thought,”
NAR spokesman Walter Malony told Reuters.” |
S**********r
发帖数: 1410 | 3 ”咱这儿“2009已是底。
and
【在 P*O 的大作中提到】
: Keith Jurow: Goldman Is All Wrong, There Is No Housing Bottom In Sight
: Across California, and especially in Los Angeles, Jurow thinks the biggest
: problem is home equity lines of credit (HELOC). This type of loan uses the
: borrower's equity in his home as collateral. HELOC interest rates vary, and
: a spike could see borrowers' repayments jump. The subprime mortgage crisis
: has in part been attributed to HELOC and Jurow explains the scale of the
: problem in California:
: "There were over 2 million home equity lines of credit that were taken out
: during just the bubble years in California. A third of all of the home
: equity lines of credit are in California. Every one of those houses is now
|
Q*****e
发帖数: 109 | 4 就怕是半山腰的底啊。还得再看看，要不二房抽空跑了。
【在 S**********r 的大作中提到】
: ”咱这儿“2009已是底。
:
: and
|
S**********r
发帖数: 1410 | 5 就怕人没了，底还没见到，自己的房子还没住上。
【在 Q*****e 的大作中提到】
: 就怕是半山腰的底啊。还得再看看，要不二房抽空跑了。
|
f*****i
发帖数: 3558 | 6 看到一些前些年停建的condo又开始建了
【在 P*O 的大作中提到】
: Keith Jurow: Goldman Is All Wrong, There Is No Housing Bottom In Sight
: Across California, and especially in Los Angeles, Jurow thinks the biggest
: problem is home equity lines of credit (HELOC). This type of loan uses the
: borrower's equity in his home as collateral. HELOC interest rates vary, and
: a spike could see borrowers' repayments jump. The subprime mortgage crisis
: has in part been attributed to HELOC and Jurow explains the scale of the
: problem in California:
: "There were over 2 million home equity lines of credit that were taken out
: during just the bubble years in California. A third of all of the home
: equity lines of credit are in California. Every one of those houses is now
|
b********2
发帖数: 5191 | 7 bay area感觉已经是走出低谷了. 可能是过完年了, 看房子的明显多了.房子走的也快. |
P*O
发帖数: 4324 | 8 BSO您老住漂亮丫头？
【在 S**********r 的大作中提到】
: ”咱这儿“2009已是底。
:
: and
|
P*O
发帖数: 4324 | 9 恩，见不着底比较可怕，没机会flip房子了哈。
【在 S**********r 的大作中提到】
: 就怕人没了，底还没见到，自己的房子还没住上。
|
