G***y
发帖数: 1071 | 1 Rate比较， 哪个好
30年，38万，
1>5.125% with 3000 credit
2>4.875 |
b**********a
发帖数: 32 | 2 5.125% w/3000 credit is better.
【在 G***y 的大作中提到】
: Rate比较， 哪个好
: 30年，38万，
: 1>5.125% with 3000 credit
: 2>4.875
|
t*****g
发帖数: 2941 | 3 可以详细说说么？
【在 b**********a 的大作中提到】
: 5.125% w/3000 credit is better.
|
g*s
发帖数: 2277 | 4 4.875%
【在 G***y 的大作中提到】
: Rate比较， 哪个好
: 30年，38万，
: 1>5.125% with 3000 credit
: 2>4.875
|
f****d
发帖数: 145 | 5 如果觉得利率不会大变，可以考虑1，过4个月refi |
x*****u
发帖数: 4750 | 6 why not 5yrs arm ah. / since loan amount small. |
s****t
发帖数: 461 | 7 1. 5.125 with 3000 credit
then refi later.
Given today's market behaver, rate should still be low at least within the
next 6 months. |
g*s
发帖数: 2277 | 8 then why not 5/1 ARM now to save extra 2K interest? hehe.
【在 s****t 的大作中提到】
: 1. 5.125 with 3000 credit
: then refi later.
: Given today's market behaver, rate should still be low at least within the
: next 6 months.
|
G***y
发帖数: 1071 | 9 Locked option 1.
Will update after 3-4 months to see if can refinance with a better rate. |
b**********a
发帖数: 32 | 10 Make sure there is no penalty if you plan to refi this loan in the near
future. I was able to refi at the end of last year at 4.875% for 30 yrs
fixed, no point no fee.
【在 G***y 的大作中提到】
: Locked option 1.
: Will update after 3-4 months to see if can refinance with a better rate.
|
G***y
发帖数: 1071 | 11 Thank Biglemoncola for your kind reminder. |
