r****t
发帖数: 10904 | 1 呼唤达人, yudeli 可在?
现只有 chase freedom, chase CSC, amex blue cash 和一堆 citi 的没用卡.
都是很多年以前就用着的了。觉得不申卡有点亏。
基本不飞，所以里程卡和 hotel 卡都没大用，能给推荐个有意思的，开卡奖励多的信
用卡么？ | l*****a
发帖数: 14598 | 2 里程也可以直接换钱
现在都在申
Chase Sapphire Preferred® Card - 奖励$400现金或$500旅行
【在 r****t 的大作中提到】
: 呼唤达人, yudeli 可在?
: 现只有 chase freedom, chase CSC, amex blue cash 和一堆 citi 的没用卡.
: 都是很多年以前就用着的了。觉得不申卡有点亏。
: 基本不飞，所以里程卡和 hotel 卡都没大用，能给推荐个有意思的，开卡奖励多的信
: 用卡么？
| O***n
发帖数: 13127 | 3 wait until they give $700 or 1000. hehe
the deal you referred is all-year-around deal, not attractive at all
【在 l*****a 的大作中提到】
: 里程也可以直接换钱
: 现在都在申
: Chase Sapphire Preferred® Card - 奖励$400现金或$500旅行
| l*****a
发帖数: 14598 | 4 给大叔介绍几张
【在 O***n 的大作中提到】
: wait until they give $700 or 1000. hehe
: the deal you referred is all-year-around deal, not attractive at all
| O***n
发帖数: 13127 | 5 amex blue cash preferred
【在 l*****a 的大作中提到】
: 给大叔介绍几张
| r****t
发帖数: 10904 | 6 75 年费多，要多花 2300 多才能不亏。
【在 O***n 的大作中提到】
: amex blue cash preferred
| O***n
发帖数: 13127 | 7 6% for grocery
$1200 grocery shopping, you get $72 back already
【在 r****t 的大作中提到】
: 75 年费多，要多花 2300 多才能不亏。
| r****t
发帖数: 10904 | 8 大华和 H-Mart算不算?
【在 O***n 的大作中提到】
: 6% for grocery
: $1200 grocery shopping, you get $72 back already
| O***n
发帖数: 13127 | 9 i think any grocery store. they should be included.
i rarely shop at ranch99 or H-mart
【在 r****t 的大作中提到】
: 大华和 H-Mart算不算?
| r****t
发帖数: 10904 | 10 this is break even expense. to achieve better results than a blue cash card,
you need to do grocery twice of that amount, i said it's around 2300.
【在 O***n 的大作中提到】
: 6% for grocery
: $1200 grocery shopping, you get $72 back already
| | | y****i
发帖数: 17878 | 11 what is Chase CSC? AMEX Blue Cash everyday or preferred? What Citi cards?
if you're only interested in big cash sign up bonus:
1. Barclays NFL visa/master - $400 cash back, no annual fee
2. Chase Southwest Airlines Plus visa - 50,000 miles = $500 gift card, $69
annual fee
3. AMEX Premier Rewards Gold - 50,000 points = $500 gift card, $175 annual
fee waived for the 1st year
none of these is a keeper, though.
regarding category spending (gas, grocery, restaurant, travel, etc.), it
makes sense only if you are a big spender (more than $5,000 yearly).
otherwise, a straightforward 2% cash back card is good enough (BofA FIA AMEX
no AF, Barclays Priceline visa no AF).
for Average Joe, I'd recommend Chase Freedom ($100 or $200 bonus, no AF),
Citi Forward (10,000 or 20,000 Thank you points, no AF), Discover it ($75
Amazon GC, no AF), AMEX Hilton (50,000 points, no AF), AMEX Blue cash
preferred ($250 bonus, $75 AF) or AMEX blue cash everyday ($100 bonus, no AF
).
【在 r****t 的大作中提到】
: 呼唤达人, yudeli 可在?
: 现只有 chase freedom, chase CSC, amex blue cash 和一堆 citi 的没用卡.
: 都是很多年以前就用着的了。觉得不申卡有点亏。
: 基本不飞，所以里程卡和 hotel 卡都没大用，能给推荐个有意思的，开卡奖励多的信
: 用卡么？
| O***n
发帖数: 13127 | 12 are you an average joe or a big spender? hoho
【在 y****i 的大作中提到】
: what is Chase CSC? AMEX Blue Cash everyday or preferred? What Citi cards?
: if you're only interested in big cash sign up bonus:
: 1. Barclays NFL visa/master - $400 cash back, no annual fee
: 2. Chase Southwest Airlines Plus visa - 50,000 miles = $500 gift card, $69
: annual fee
: 3. AMEX Premier Rewards Gold - 50,000 points = $500 gift card, $175 annual
: fee waived for the 1st year
: none of these is a keeper, though.
: regarding category spending (gas, grocery, restaurant, travel, etc.), it
: makes sense only if you are a big spender (more than $5,000 yearly).
| s**********o
发帖数: 14359 | | O***n
发帖数: 13127 | 14 很快就回来得
你得知识面真narrow啊
还经常妖言惑众
【在 s**********o 的大作中提到】
: 卡申请多了影响信用分数吧
| s**********o
发帖数: 14359 | 15 问题是三天两头的申请新卡，说明有问题啊，别为了三核桃俩枣的弄低了分数
【在 O***n 的大作中提到】
: 很快就回来得
: 你得知识面真narrow啊
: 还经常妖言惑众
| O***n
发帖数: 13127 | 16 I only pick watermelon,
【在 s**********o 的大作中提到】
: 问题是三天两头的申请新卡，说明有问题啊，别为了三核桃俩枣的弄低了分数
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