z********o
发帖数: 4284 | | c********e
发帖数: 383 | 2 option 1. 直接在外资银行贷款。citi/boa/hsbc之类。
option 2. find a local cosigner with good income and saving in china,
legalize your employment and income from your company (notarization first,
then foreign affair office/secretary of state office legalize it, then Chinese consulate notarization,
then chinese local appointed firm for chinese translation).
option 2 is so that you could get the local loan discount, because if u buy
property using foreign income solely you are subjected to higher interest
rate, and first time home buyer discount (30% down pay etc) becomes
impossible. | z********o
发帖数: 4284 | 3 很专业哈。
option 1有没有什么身份限制的？比如一定要PR或者美国公民
option 2等于两个人联名贷款? 到底谁算贷款人这样。
Chinese consulate notarization,
buy
【在 c********e 的大作中提到】
: option 1. 直接在外资银行贷款。citi/boa/hsbc之类。
: option 2. find a local cosigner with good income and saving in china,
: legalize your employment and income from your company (notarization first,
: then foreign affair office/secretary of state office legalize it, then Chinese consulate notarization,
: then chinese local appointed firm for chinese translation).
: option 2 is so that you could get the local loan discount, because if u buy
: property using foreign income solely you are subjected to higher interest
: rate, and first time home buyer discount (30% down pay etc) becomes
: impossible.
| y****t
发帖数: 714 | 4 在那个城市？
各地政策不一样
像深圳刚出限购令，没深圳户口或者暂住证+纳税一年，不让买房：（ | z********o
发帖数: 4284 | 5 上海什么政策你知道么？
【在 y****t 的大作中提到】
: 在那个城市？
: 各地政策不一样
: 像深圳刚出限购令，没深圳户口或者暂住证+纳税一年，不让买房：（
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