c********1
发帖数: 5269 | 1 觉得目前是半桶水状态。
双码工家庭。有约2M净资产-- 9个出租房(net1.5m)+50万股票(most in 401k accounts
)。从低成
本州搬到南加州，年纪45~50岁。在南加州没有自住房。
应重点放在
1. 投资，找赚钱机会。
2.多学新软件知识，保工作，找收入高些的工作。
目前70% 精力在工作，30%精力在投资。
大家认为那个是重点? 应多加精力在投资吗? |
W***o
发帖数: 6519 | 2 1. Use your money to make more money, not your knowledge or skills |
c********1
发帖数: 5269 | 3 Thank you for your opinion.
plan to 加精力在工作, 方向不对?
【在 W***o 的大作中提到】
: 1. Use your money to make more money, not your knowledge or skills
|
W***o
发帖数: 6519 | 4 IMHO, they are not mutually exclusive.
take what I said with a huge grain of salt, as I am still far from where you
are today. LOL
【在 c********1 的大作中提到】
: Thank you for your opinion.
: plan to 加精力在工作, 方向不对?
|
d******e
发帖数: 2265 | 5 50岁后收入很难长了。
accounts
【在 c********1 的大作中提到】
: 觉得目前是半桶水状态。
: 双码工家庭。有约2M净资产-- 9个出租房(net1.5m)+50万股票(most in 401k accounts
: )。从低成
: 本州搬到南加州，年纪45~50岁。在南加州没有自住房。
: 应重点放在
: 1. 投资，找赚钱机会。
: 2.多学新软件知识，保工作，找收入高些的工作。
: 目前70% 精力在工作，30%精力在投资。
: 大家认为那个是重点? 应多加精力在投资吗?
|
c********1
发帖数: 5269 | 6 True.50岁后工作收入很难长了.
Should count on investment , or start a business.
I attempt to test water to see if I can get a higher pay job.
Should not waste the time? I should spend more time on my automatically
stock trading program.
【在 d******e 的大作中提到】
: 50岁后收入很难长了。
:
: accounts
|
c********1
发帖数: 5269 | 7 混着工作。死心想在工作上多赚我。
有精力多用在投资， starting a business.
【在 c********1 的大作中提到】
: True.50岁后工作收入很难长了.
: Should count on investment , or start a business.
: I attempt to test water to see if I can get a higher pay job.
: Should not waste the time? I should spend more time on my automatically
: stock trading program.
|
d*******r
发帖数: 3299 | 8 前辈了啊, 应该你来指点我们了
比如南加州的 IT job market如何? 多半是哪些方向的工作? 请指点 :)
accounts
【在 c********1 的大作中提到】
: 觉得目前是半桶水状态。
: 双码工家庭。有约2M净资产-- 9个出租房(net1.5m)+50万股票(most in 401k accounts
: )。从低成
: 本州搬到南加州，年纪45~50岁。在南加州没有自住房。
: 应重点放在
: 1. 投资，找赚钱机会。
: 2.多学新软件知识，保工作，找收入高些的工作。
: 目前70% 精力在工作，30%精力在投资。
: 大家认为那个是重点? 应多加精力在投资吗?
|
c********1
发帖数: 5269 | 9 I cut 30% pay (from lower cost state) to move to SCA. I am in SCA only for
about 1.5 years.
It seems S CA do not have a lot high pay IT jobs. The higher pay company I
heard
google at LA
snapchat at LA
Qualcomm at SD
overall high pay jobs go to cloud computing, bid data?
【在 d*******r 的大作中提到】
: 前辈了啊, 应该你来指点我们了
: 比如南加州的 IT job market如何? 多半是哪些方向的工作? 请指点 :)
:
: accounts
|
L***s
发帖数: 1148 | |
|
|
c********1
发帖数: 5269 | 11 没有啦，近期常被老婆说，在投资上做得不够好。目前在做股票管理，和自动交易软件
。看能不能再进一步。
Live below your means. Saving money for investment.
About 50% of my net worth is from job income saving. The other 50% is from
rental investment.
【在 L***s 的大作中提到】
: 前辈已经是稳拿
: 求指点投资经验～
|
n******n
发帖数: 12088 | 12 为何砍30%工资跑到高消费、高税收的州？雷锋？
【在 c********1 的大作中提到】
: I cut 30% pay (from lower cost state) to move to SCA. I am in SCA only for
: about 1.5 years.
: It seems S CA do not have a lot high pay IT jobs. The higher pay company I
: heard
: google at LA
: snapchat at LA
: Qualcomm at SD
: overall high pay jobs go to cloud computing, bid data?
|
c********1
发帖数: 5269 | 13 CA is a high competitive place for workers.
I got 70% pay with 2x effort comparing to the job I have at the lower cost
state. I was tired and fall to sleep at work about 2 months ago, and the CEO
of the company took the picture that I was sleeping at work, and complained
to my manager. My manager is a Chinese, He is very nice to me, he played
down the incident, and said that I did not feel well that day.
My wife wanted to move to SCA. She hated the summer heat in the low cost
state. I moved 2 years after she moved.
My wife said I had to move even if the pay cut is 50%.
The base salary is about the same.
I was in manager bonus program(my bonus is 3x of lower level enginers bonus)
, and have RSUs in the previous company. I was
in a nice position in the previous company.
I complained about the move sometime. My wife said you can move back if you
want to. The problem is that I could not get the old job back. I think I
need
to look forward to find ways to make money.
【在 n******n 的大作中提到】
: 为何砍30%工资跑到高消费、高税收的州？雷锋？
|
O*O
发帖数: 2284 | 14 高频自动交易很难
短期波段半自动好些
【在 c********1 的大作中提到】
: 没有啦，近期常被老婆说，在投资上做得不够好。目前在做股票管理，和自动交易软件
: 。看能不能再进一步。
: Live below your means. Saving money for investment.
: About 50% of my net worth is from job income saving. The other 50% is from
: rental investment.
|
c********1
发帖数: 5269 | 15 Agree.I don't think individual system can compete with the wall street HFT
systems.
My system is for Low frequency trade.
【在 O*O 的大作中提到】
: 高频自动交易很难
: 短期波段半自动好些
|
z********e
发帖数: 789 | |
m******t
发帖数: 635 | 17 还是投资吧，你的资本够又有自动交易系统，起点很高了
在不泄露你的策略的情况下，谈谈你的交易系统吧，比如什么语言写的，折腾了多久，
经验教训等等
accounts
【在 c********1 的大作中提到】
: 觉得目前是半桶水状态。
: 双码工家庭。有约2M净资产-- 9个出租房(net1.5m)+50万股票(most in 401k accounts
: )。从低成
: 本州搬到南加州，年纪45~50岁。在南加州没有自住房。
: 应重点放在
: 1. 投资，找赚钱机会。
: 2.多学新软件知识，保工作，找收入高些的工作。
: 目前70% 精力在工作，30%精力在投资。
: 大家认为那个是重点? 应多加精力在投资吗?
|
c********1
发帖数: 5269 | 18 System1: ib bokers platform, java, 90% done -- my own project
system2: activetick + etrade platform, java + python, 50% done -- work with
5 friends, a friend take the lead.
【在 m******t 的大作中提到】
: 还是投资吧，你的资本够又有自动交易系统，起点很高了
: 在不泄露你的策略的情况下，谈谈你的交易系统吧，比如什么语言写的，折腾了多久，
: 经验教训等等
:
: accounts
|
m******t
发帖数: 635 | 19 多谢回复，建议还是侧重单一平台，这最后1０％很多时候花的精力不少
另外，我的心得是策略研究和开发是耗时最多的。你开发策略作backtest回测么？如果
是的话，用的什么平台？
with
【在 c********1 的大作中提到】
: System1: ib bokers platform, java, 90% done -- my own project
: system2: activetick + etrade platform, java + python, 50% done -- work with
: 5 friends, a friend take the lead.
|
r***y
发帖数: 248 | 20 我估计lz从德州搬到南加州的。你太太的选择是对的。 |
|
|
c********1
发帖数: 5269 | 21 Think you for your opinion.
I thought stock market is close to the top at the end of last year. It seems
that is not right.
I know that I could be wrong. So I let my wife take a lead for 6~10 years(
from 2011,..), I just be a follower.
【在 r***y 的大作中提到】
: 我估计lz从德州搬到南加州的。你太太的选择是对的。
|
c********1
发帖数: 5269 | 22 System 1 is for trade plan execution. Forward test on paper trad account.
System2 will support back test with activetick historical data.
【在 m******t 的大作中提到】
: 多谢回复，建议还是侧重单一平台，这最后1０％很多时候花的精力不少
: 另外，我的心得是策略研究和开发是耗时最多的。你开发策略作backtest回测么？如果
: 是的话，用的什么平台？
:
: with
|
p**r
发帖数: 5853 | 23 9个房子才1.5m？
平均20万一栋都不到？
南加州哪有那么便宜的房子 |
c********1
发帖数: 5269 | 24 Those houses are at the lower cost state.在南加州没有自住房, 没房。
【在 p**r 的大作中提到】
: 9个房子才1.5m？
: 平均20万一栋都不到？
: 南加州哪有那么便宜的房子
|
p********r
发帖数: 1980 | |
c********1
发帖数: 5269 | 26 About 80% of income, 50% of net worth from selling 知识(job).
You are right, the time to focus on investment has come.
【在 p********r 的大作中提到】
: 选1。都快五十了，还相信学习知识这样的神话？
|
c********1
发帖数: 5269 | 27 感谢大家的帖子。线上没有讽刺，恶意的帖子。
我的结论。
1. 在生活舒适的条件下，尽可能节省开支。
2. 重点在投资。
3.混个fair paid的工作。 |
b*******s
发帖数: 5216 | 28 can you invest well without any finance knowledge?
【在 p********r 的大作中提到】
: 选1。都快五十了，还相信学习知识这样的神话？
|
b******y
发帖数: 9224 | 29 楼主写的差不多。但是，我觉得重点不在投资，重点是在于做一份成功的business。投
资搞不好的话，很有问题的。自己做business，能够掌控，有control. 有兴趣欢迎交
流:
http://www.advancedj.com |
p********r
发帖数: 1980 | 30 Yes, of course. Most financial outcome is driven by luck.
所谓一命二运三风水,四积功德五读书。读书是最次的影响了.
【在 b*******s 的大作中提到】
: can you invest well without any finance knowledge?
|
|
|
p********r
发帖数: 1980 | 31 When you are poor, selling skills is the most efficient way but it is not
scale-able (e.g. how many hours can you work??). Investment is more
efficient way to generate wealth if that is your ultimate goal.
【在 c********1 的大作中提到】
: About 80% of income, 50% of net worth from selling 知识(job).
: You are right, the time to focus on investment has come.
|
p********r
发帖数: 1980 | 32 90% business will result you losing your money. Even if you have a good
outcome (e.g. getting acquired), the majority of the case, after all the
dilution rounds, your ultimate hourly wage is less than working for
companies like Netflix/Google, which is again less than investing in Netflix
/Google with OP's portfolio size.
Investment is a much safer path.
【在 b******y 的大作中提到】
: 楼主写的差不多。但是，我觉得重点不在投资，重点是在于做一份成功的business。投
: 资搞不好的话，很有问题的。自己做business，能够掌控，有control. 有兴趣欢迎交
: 流:
: http://www.advancedj.com
|
c********1
发帖数: 5269 | 33 Bill Gross: Bull market 'supercycle' for stocks, bonds ending
http://finance.yahoo.com/news/bull-market-supercycle-stocks-bon
Bill Gates: Low rates pose leverage, bubble risks
http://www.cnbc.com/id/102644941
Investors flee US stocks at financial-crisis levels
http://finance.yahoo.com/news/investors-flee-us-stocks-financia |
m******t
发帖数: 635 | 34 其实熊市多空都可以赚钱的，不能穿越牛熊的话也无所谓以投资为生了
【在 c********1 的大作中提到】
: Bill Gross: Bull market 'supercycle' for stocks, bonds ending
: http://finance.yahoo.com/news/bull-market-supercycle-stocks-bon
: Bill Gates: Low rates pose leverage, bubble risks
: http://www.cnbc.com/id/102644941
: Investors flee US stocks at financial-crisis levels
: http://finance.yahoo.com/news/investors-flee-us-stocks-financia
|
c********1
发帖数: 5269 | 35 I bought 1000 shares tza(3x bear of iShares Russell 2000) at 01/2015. It
was under water most of the time.
It is up 4.14% year to date.
【在 m******t 的大作中提到】
: 其实熊市多空都可以赚钱的，不能穿越牛熊的话也无所谓以投资为生了
|
b*******s
发帖数: 5216 | 36 Good luck
【在 p********r 的大作中提到】
: Yes, of course. Most financial outcome is driven by luck.
: 所谓一命二运三风水,四积功德五读书。读书是最次的影响了.
|
h****r
发帖数: 2056 | 37 Bill Gross近年来已经明显落伍，跟不上形势了。他现在的话不听也罢。
【在 c********1 的大作中提到】
: Bill Gross: Bull market 'supercycle' for stocks, bonds ending
: http://finance.yahoo.com/news/bull-market-supercycle-stocks-bon
: Bill Gates: Low rates pose leverage, bubble risks
: http://www.cnbc.com/id/102644941
: Investors flee US stocks at financial-crisis levels
: http://finance.yahoo.com/news/investors-flee-us-stocks-financia
|
c********1
发帖数: 5269 | 38 I though it is interesting two bills(bill gross and bill gates) talk about
market. The news are about in the same day.
【在 h****r 的大作中提到】
: Bill Gross近年来已经明显落伍，跟不上形势了。他现在的话不听也罢。
|
b*******s
发帖数: 5216 | 39 金融回国创业机会不错，很多私募轻松就是20-40%年化,微信金融群打红包都是几百的 |
