I*******0 发帖数: 602 | 1 每个月要扣很多钱参加退休计划,可是如果打算以后不留美国,钱会白交吗?能不能不
参加? |
s*******u 发帖数: 241 | 2 it wont be wasted... you can claim it when you are around 65. and yes, you
should be able to opt OUT the plan... but normally employer gives some
matching, so it is free money for you to use later.. so might as well take
it! |
I*******0 发帖数: 602 | 3 但是我过两年就回国了,不明白怎么取出来
you
【在 s*******u 的大作中提到】 : it wont be wasted... you can claim it when you are around 65. and yes, you : should be able to opt OUT the plan... but normally employer gives some : matching, so it is free money for you to use later.. so might as well take : it!
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l****w 发帖数: 1281 | 4 可以要回来的,很多美国人缺钱也会把退休帐户的钱提前拿出来。退休帐户现在不用付
税,退休后取出来的时候按当时的税率付税。如果你要提前拿出来的话,要补税,好像
还要付利息之类的。
别管怎么说,退休帐户还是合算的,因为学校给你match,白来的钱干吗不要,到回国
的时候取出来就是了,该怎么缴费就怎么缴费。 |
G***y 发帖数: 1082 | 5 Retirement Plan fund can be withdrawn early under certain condition. You won
't get the social security money back though.
【在 I*******0 的大作中提到】 : 但是我过两年就回国了,不明白怎么取出来 : : you
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