V*****8 发帖数: 33122 | 1 【 以下文字转载自 LosAngeles 讨论区 】
发信人: Smileflower (微笑的花), 信区: LosAngeles
标 题: BSO 我的Las Vegas投资房
发信站: BBS 未名空间站 (Sun Jan 9 21:53:12 2011, 美东)
快要填税表了,算了一下账。请容许我得瑟一下:
2007年的SFH,2221sqft, 4br/4bath, 2 Car Garage, 当年售出价$335,000。2009年Foreclosed。俺2010年夏天以$114,000买入。Close之后3周租出。
Downpay 20%: $22,800
Closing Cost: $3,650
Rent Income: $1250/month
Monthly Business Expense:
Mortgame payment: $469 (俺的利率是4.625)
Property Tax:$108
Insurance:$31
HOA:$44
Home Warranty:$35 (俺一咬牙买了个贵的,不过大半年了一次都没用过)
Property Manager's commision: $100 (8%)
Net Income: $463/month
Yearly Return: $463*12/($22800+$3650)= 21% (Tax Free!!!)
事实上,俺是投资盲。买这个房子,完全是跟同事的风。买之前没作啥Research, 不
过现在看来还是挺不错的投资。整个买房租房的过程也一点都不麻烦---从下Offer到房
子租了大半年,我只开车去过Vegas一次。那些个零零碎碎地事情都是Realtor和
Property Manager搞定的。 每个月月初Cash房租支票时,俺才会想起来:哦,原来俺
还有一个房子在Vegas,哈哈。对于我一个不炒股的人,这个Return我已经很知足了!
最爽的是:俺把每个月的Cell Phone, Internet什么的全算成business expense, 刚刚
买了个LED大电视,也打算写成business Expense, 再加上房子depreciation的那一部
分,赚得那些钱基本上不用交税啦。 |
p***y 发帖数: 18037 | 2 我的确听过很多在LV投资赚钱的。
同时也听过许多倒到血本无归准备去自杀的。 |
V*****8 发帖数: 33122 | 3 good for him to get a loan |
g*******a 发帖数: 31586 | |
V*****8 发帖数: 33122 | |
g*******a 发帖数: 31586 | 6
睡不着
【在 V*****8 的大作中提到】 : 身体是革命的本钱
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V*****8 发帖数: 33122 | 7 what time do you get up in the morning?
【在 g*******a 的大作中提到】 : : 睡不着
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g*******a 发帖数: 31586 | 8
四点睡 八点20分起
【在 V*****8 的大作中提到】 : what time do you get up in the morning?
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V*****8 发帖数: 33122 | 9 try try 1 - 6:30am?
if you cant get up by 6:30 because lack of sleep, try go to bed earlier the
following night
【在 g*******a 的大作中提到】 : : 四点睡 八点20分起
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V*****8 发帖数: 33122 | 10 I used to stay up really really late before having kid, afterwards, I had to
force myself to go to bed and sleep at certain time, because, you never
know when you have to get up, or how many times you have to get up during
the night.
your biological clock would automatically adjust to make it easier for you
to fall asleep. Now my son doesn't need night feedings, but if I dont go to
bed at certain times, I wouldn't be able to get up by 6:30am |
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l******i 发帖数: 257 | 11 maybe some night feedings for gogopanda too?
to
to
【在 V*****8 的大作中提到】 : I used to stay up really really late before having kid, afterwards, I had to : force myself to go to bed and sleep at certain time, because, you never : know when you have to get up, or how many times you have to get up during : the night. : your biological clock would automatically adjust to make it easier for you : to fall asleep. Now my son doesn't need night feedings, but if I dont go to : bed at certain times, I wouldn't be able to get up by 6:30am
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w****u 发帖数: 3147 | 12 他们投资的啥……赌桌吗……
【在 p***y 的大作中提到】 : 我的确听过很多在LV投资赚钱的。 : 同时也听过许多倒到血本无归准备去自杀的。
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s*******7 发帖数: 2880 | 13 v8真是好人啊
苦口婆心说了这么多
带infant很辛苦的,睡眠质量下降,数量也在减少,如果是全职带小孩还好一点
to force myself to go to bed and sleep at certain time, because, you never
know when you have to get up, or how many times you have to get up during
the night.
to fall asleep. Now my son doesn't need night feedings, but if I dont go to
bed at certain times, I wouldn't be able to get up by 6:30am
【在 V*****8 的大作中提到】 : I used to stay up really really late before having kid, afterwards, I had to : force myself to go to bed and sleep at certain time, because, you never : know when you have to get up, or how many times you have to get up during : the night. : your biological clock would automatically adjust to make it easier for you : to fall asleep. Now my son doesn't need night feedings, but if I dont go to : bed at certain times, I wouldn't be able to get up by 6:30am
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d*******n 发帖数: 4913 | 14
谢谢 有时就是晚上要睡时有事 弄完 大脑还很兴奋时 怎么也睡不着 滚来滚去 还手机
上上网 想睡就是睡不着
【在 V*****8 的大作中提到】 : try try 1 - 6:30am? : if you cant get up by 6:30 because lack of sleep, try go to bed earlier the : following night
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d*******n 发帖数: 4913 | 15
厉害 这也是我喜欢你的原因之一 很自律 我认识的人里就你和另一人能按时睡觉
【在 V*****8 的大作中提到】 : I used to stay up really really late before having kid, afterwards, I had to : force myself to go to bed and sleep at certain time, because, you never : know when you have to get up, or how many times you have to get up during : the night. : your biological clock would automatically adjust to make it easier for you : to fall asleep. Now my son doesn't need night feedings, but if I dont go to : bed at certain times, I wouldn't be able to get up by 6:30am
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d*******n 发帖数: 4913 | 16
对我好而已
【在 s*******7 的大作中提到】 : v8真是好人啊 : 苦口婆心说了这么多 : 带infant很辛苦的,睡眠质量下降,数量也在减少,如果是全职带小孩还好一点 : : to force myself to go to bed and sleep at certain time, because, you never : know when you have to get up, or how many times you have to get up during : the night. : to fall asleep. Now my son doesn't need night feedings, but if I dont go to : bed at certain times, I wouldn't be able to get up by 6:30am
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V*****8 发帖数: 33122 | 17 深有感触啊,我以前也睡很晚,后来被逼出来的。反正要是自己不抓紧睡,等小孩闹得
时候就没时间睡。
现在规律多了
to
【在 s*******7 的大作中提到】 : v8真是好人啊 : 苦口婆心说了这么多 : 带infant很辛苦的,睡眠质量下降,数量也在减少,如果是全职带小孩还好一点 : : to force myself to go to bed and sleep at certain time, because, you never : know when you have to get up, or how many times you have to get up during : the night. : to fall asleep. Now my son doesn't need night feedings, but if I dont go to : bed at certain times, I wouldn't be able to get up by 6:30am
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V*****8 发帖数: 33122 | 18 哈哈,我现在上厕所也拿手机上网,可是速度太慢了,受不了
【在 d*******n 的大作中提到】 : : 对我好而已
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d*******n 发帖数: 4913 | 19
那公司用的是SPRINT还是ATT 还是什么样的网络 是3G的吗 我现在用的才十元的PLAN都
觉得速 度不错
你在家可以装个无线路由 用WIFI上
【在 V*****8 的大作中提到】 : 哈哈,我现在上厕所也拿手机上网,可是速度太慢了,受不了
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V*****8 发帖数: 33122 | 20 我手机是用metropcs的,不想签两年合约
家里有无线网络,飞快。
【在 d*******n 的大作中提到】 : : 那公司用的是SPRINT还是ATT 还是什么样的网络 是3G的吗 我现在用的才十元的PLAN都 : 觉得速 度不错 : 你在家可以装个无线路由 用WIFI上
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w****u 发帖数: 3147 | |
d*******n 发帖数: 4913 | 22
我记得你是METROPC的 这些小公司 都是借大公司的网络线路的 他们不可能用自个网络
电信是垄断性行业 要不这样下去 一家独大 就不得了了
【在 V*****8 的大作中提到】 : 我手机是用metropcs的,不想签两年合约 : 家里有无线网络,飞快。
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V*****8 发帖数: 33122 | 23 就是啊,还说全美覆盖率多高,结果我一进去宾州,就完全没信号了
【在 d*******n 的大作中提到】 : : 我记得你是METROPC的 这些小公司 都是借大公司的网络线路的 他们不可能用自个网络 : 电信是垄断性行业 要不这样下去 一家独大 就不得了了
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g*******a 发帖数: 31586 | 24
那还好 我发的东西你全没看到
【在 V*****8 的大作中提到】 : 就是啊,还说全美覆盖率多高,结果我一进去宾州,就完全没信号了
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