m****o
发帖数: 3762 | 1 朋友问我，我不确定。ally 10万，2.8%，三月mature，提前取罚500。
刚刚开始贷款40万，利率2.9
现在还10万，还是明年三月还10万？
哪个省钱？
谢谢 | k*****a
发帖数: 7389 | | r*******y
发帖数: 270 | | m****o
发帖数: 3762 | 4 For my friend's situation, this is probably a math question.
I don't have an answer.
But now he pays more interest than "capital", in other words, monthly
payment paid now covers interest primarily.
So maybe it is better to pay 100k now than in March????
Because if he pays 100k in March, he pays mortgage interests for December
January February based on 390,000.
If he pays now, he loses $500, but he saves the interest money in January
February.
Am I right? Sorry cannot type Chinese now. | s**********d
发帖数: 36899 | 5 还越少越慢越好。
二十年后通涨钱变一半价值了每个月还是还那么多。。。 |
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