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Money版 - 开Ally的saving和cd竟然被hard pull了
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相关话题的讨论汇总
话题: pull话题: credit话题: hard话题: inquiry话题: soft
进入Money版参与讨论
1 (共1页)
z*****1
发帖数: 2210
1
今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull了
。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit
card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响
贷款呀?
notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不
到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。
As a commitment to quality, we continuously monitor new account openings.
Our system is coded to
perform a soft credit inquiry when we open a new account. We recently
discovered a short-term technical
issue where TransUnion, a consumer credit reporting agency, posted a hard
credit inquiry to your credit
file instead. If you participate in a credit monitoring service, you may
have received an alert about this
inquiry. It was not the result of fraud or a data breach, and there was no
improper disclosure of your
credit report as a result of the issue.
We worked with TransUnion to remediate this issue, and on December 15, 2017,
your credit report was
updated from a hard credit inquiry to soft credit inquiry. We have attached
a Q&A from TransUnion
addressing some questions you may have.
Please accept our apology for any inconvenience you may have experienced. ..
......
T*********0
发帖数: 1372
2
还有这种操作
估计是soft pull和hard pull的button放得太近了
i*******0
发帖数: 257
3
我开他家saving也给hard pull了,但是没收到这个邮件
z*****1
发帖数: 2210
4
这个邮件是在login 后 more,然后notices里看到的。
y****i
发帖数: 17878
5
That was a pretty stupid mistake
But it should be fine after the correction
[在 zhuang1 (zhuangzhuang) 的大作中提到:]
:今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull
了。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit
:card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响
:贷款呀?
:notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不
:到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。
:As a commitment to quality, we continuously monitor new account openings.
:Our system is coded to
:perform a soft credit inquiry when we open a new account. We recently
:discovered a short-term technical
:issue where TransUnion, a consumer credit reporting agency, posted a hard
:..........
L**i
发帖数: 22365
6
反正你都开信用卡了,也不在乎再多个pull了吧
贷款买房的正确操作不是一年内部申卡不开户么
z*****1
发帖数: 2210
7
谢谢,希望如此。

pull

【在 y****i 的大作中提到】
: That was a pretty stupid mistake
: But it should be fine after the correction
: [在 zhuang1 (zhuangzhuang) 的大作中提到:]
: :今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull
: 了。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit
: :card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响
: :贷款呀?
: :notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不
: :到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。
: :As a commitment to quality, we continuously monitor new account openings.

z*****1
发帖数: 2210
8
当然在乎了,多一个pull就少大概10分吧。我是在问了贷款公司,他们同意后才申请的。

【在 L**i 的大作中提到】
: 反正你都开信用卡了,也不在乎再多个pull了吧
: 贷款买房的正确操作不是一年内部申卡不开户么

1 (共1页)
进入Money版参与讨论
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公司招人的background check算hard pull么信用卡申请能否withdraw?
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citi网上申请提高cl信用记录上出现不认识的hard pull怎么办?
TU的信用报告上的account review inquiries是soft的把?为啥credit karma里面Hard Credit Inquiries数始终都是0
fia自己查用户credit而且还是hard!!用EIN申请chase ink plus貌似没有hard pull?
LATE PAY后会被HARD INQUIRY吗?chase的5/24
Amex开副卡要hard pull?请问怎样在信用记录里面看hard pull
问一个关于hard还有soft pull的问题fia升信用额度是hard pull吗?
相关话题的讨论汇总
话题: pull话题: credit话题: hard话题: inquiry话题: soft