z*****1 发帖数: 2210 | 1 今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull了
。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit
card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响
贷款呀?
notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不
到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。
As a commitment to quality, we continuously monitor new account openings.
Our system is coded to
perform a soft credit inquiry when we open a new account. We recently
discovered a short-term technical
issue where TransUnion, a consumer credit reporting agency, posted a hard
credit inquiry to your credit
file instead. If you participate in a credit monitoring service, you may
have received an alert about this
inquiry. It was not the result of fraud or a data breach, and there was no
improper disclosure of your
credit report as a result of the issue.
We worked with TransUnion to remediate this issue, and on December 15, 2017,
your credit report was
updated from a hard credit inquiry to soft credit inquiry. We have attached
a Q&A from TransUnion
addressing some questions you may have.
Please accept our apology for any inconvenience you may have experienced. ..
...... |
T*********0 发帖数: 1372 | 2 还有这种操作
估计是soft pull和hard pull的button放得太近了 |
i*******0 发帖数: 257 | 3 我开他家saving也给hard pull了,但是没收到这个邮件 |
z*****1 发帖数: 2210 | 4 这个邮件是在login 后 more,然后notices里看到的。 |
y****i 发帖数: 17878 | 5 That was a pretty stupid mistake
But it should be fine after the correction
[在 zhuang1 (zhuangzhuang) 的大作中提到:]
:今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull
了。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit
:card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响
:贷款呀?
:notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不
:到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。
:As a commitment to quality, we continuously monitor new account openings.
:Our system is coded to
:perform a soft credit inquiry when we open a new account. We recently
:discovered a short-term technical
:issue where TransUnion, a consumer credit reporting agency, posted a hard
:.......... |
L**i 发帖数: 22365 | 6 反正你都开信用卡了,也不在乎再多个pull了吧
贷款买房的正确操作不是一年内部申卡不开户么 |
z*****1 发帖数: 2210 | 7 谢谢,希望如此。
pull
【在 y****i 的大作中提到】 : That was a pretty stupid mistake : But it should be fine after the correction : [在 zhuang1 (zhuangzhuang) 的大作中提到:] : :今天收到ally的notice,说由于技术错误,本改soft pull的,结果弄成了hard pull : 了。notice部分内容如下。这是不是把我的信用分给降低了?最近申请了一张credit : :card,还买房准备贷款,这又来了一个hard pull,是不是分应该很低了,会不会影响 : :贷款呀? : :notice中说,15号已经把hard pull改为soft pull了,这样是不是third party就看不 : :到有这个hard pull了?但credit还是受到了影响?我的理解对吗?谢谢。 : :As a commitment to quality, we continuously monitor new account openings.
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z*****1 发帖数: 2210 | 8 当然在乎了,多一个pull就少大概10分吧。我是在问了贷款公司,他们同意后才申请的。
【在 L**i 的大作中提到】 : 反正你都开信用卡了,也不在乎再多个pull了吧 : 贷款买房的正确操作不是一年内部申卡不开户么
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