A*******1
发帖数: 366 | 1 前几天拿银行本票去付贷款时被告知不能用
说是银行本票时间搁置久了变成 abandoned property
WTF???
去向州政府讨回 程序至少要90天
这期间要付一千多的贷款利息
卧艹 |
b**********7
发帖数: 203 | 2 求科普，银行本票英文是啥？MO付房贷没问题吧？收款人是写银行还是自己？ |
y****i
发帖数: 17878 | 3 cashier's check
【在 b**********7 的大作中提到】
: 求科普，银行本票英文是啥？MO付房贷没问题吧？收款人是写银行还是自己？
|
J**C
发帖数: 193 | 4 这到底是搁了多久的CASHIER'S CHECK。。 |
A*******1
发帖数: 366 | 5 三年以上
是被我一个亲戚坑的
cashier's check应该是不会过期吧
怎么会这样？
【在 J**C 的大作中提到】
: 这到底是搁了多久的CASHIER'S CHECK。。
|
d*******3
发帖数: 6550 | 6 check上都会写过期日期的，自己不看？一般是90天 |
A*******1
发帖数: 366 | 7 Cashier's checks do not expire as personal checks do
【在 d*******3 的大作中提到】
: check上都会写过期日期的，自己不看？一般是90天
|
d*******3
发帖数: 6550 | 8 谁告诉你的，很多银行的cashier's check上都会有"void after 90 days"或者具体过
期时间的，不过期是你自己臆想出来的？
【在 A*******1 的大作中提到】
: Cashier's checks do not expire as personal checks do
|
b*****e
发帖数: 53215 | 9 我觉得你搞反了
【在 A*******1 的大作中提到】
: Cashier's checks do not expire as personal checks do
|
A*******1
发帖数: 366 | 10 A cashier's check is a guarantee from the bank that the funds behind that
check are secured and good. There is not an expiration date printed on the
front of the check for that reason. However, each state has a specific
period of time in which there must be activity on an account or the funds
are escheated to the state, which means the bank is required by law to hand
that money over to the state. The time period will vary by state, but the
most typical time period is five years. If a cashier's check isn't cashed
before the time limit, then the bank hands the funds over to the state.
【在 b*****e 的大作中提到】
: 我觉得你搞反了
|
|
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d*******3
发帖数: 6550 | 11 "However, some banks have a specific time frame during which check funds are
guaranteed. If the bank has a specific time frame, it is often printed on
the check. For example, the check may read "Void After 90 Days." If you are
unsure of a bank's protocol for cashier's check expiration, contact the
issuing bank to determine. The issuing bank's name appears on the face of
the check."
hand
【在 A*******1 的大作中提到】
: A cashier's check is a guarantee from the bank that the funds behind that
: check are secured and good. There is not an expiration date printed on the
: front of the check for that reason. However, each state has a specific
: period of time in which there must be activity on an account or the funds
: are escheated to the state, which means the bank is required by law to hand
: that money over to the state. The time period will vary by state, but the
: most typical time period is five years. If a cashier's check isn't cashed
: before the time limit, then the bank hands the funds over to the state.
|
k******k
发帖数: 2092 | 12 瞎扯，你自己去google随便收几个银行的cashier check的照片，上面都有 void after
xxx
hand
【在 A*******1 的大作中提到】
: A cashier's check is a guarantee from the bank that the funds behind that
: check are secured and good. There is not an expiration date printed on the
: front of the check for that reason. However, each state has a specific
: period of time in which there must be activity on an account or the funds
: are escheated to the state, which means the bank is required by law to hand
: that money over to the state. The time period will vary by state, but the
: most typical time period is five years. If a cashier's check isn't cashed
: before the time limit, then the bank hands the funds over to the state.
|
A*******1
发帖数: 366 | 13 有写才有过期日，没写就没有
我那张也没过期，只不过银行将钱上缴给州政府了
after
【在 k******k 的大作中提到】
: 瞎扯，你自己去google随便收几个银行的cashier check的照片，上面都有 void after
: xxx
:
: hand
|
b******e
发帖数: 5547 | 14 擦
开过两次都是给车行的，没想到居然拿手上不兑。银行狠！
【在 A*******1 的大作中提到】
: 有写才有过期日，没写就没有
: 我那张也没过期，只不过银行将钱上缴给州政府了
:
: after
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x*****i
发帖数: 5035 | |
