p********a
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Chase shut me down...
Aarvard Aarvard Established Contributor
Mar 14
I logged in today and found out that Chase has closed all of my accounts:
Ink Plus, CS, United Biz, and British Airways. This happened after I asked
for a recon through SM for SW Biz.
I have been with Chase for over a year. Recently I did an AoR but only 1
Citi card showed up in my reports. I have 0 HP on TU, 10 on EX and 10 on EQ.
I think probably the reason is that I applied for 3 Chase on the same day
last month. Chase approved my BA card for 10k, denied the SW Biz and pended
my SW personal application. I used to have a checking account with Chase,
but closed it last year. Never deposited MO in my checking account. I did
around $5500 MS on my Chase Ink +, not that heavy. My FICO scores are 775 TU
, 752 EX, 734 EQ.
I called and the rep asked me some questions regarding income and authorized
users on my account, and she said that she would send a request to
reinstate my accounts, but it would take 48 hours for them to reach the
decision. My authorized users recently applied for Chase cards, so I wonder
if that's the thing poking them.
Edit: I remember buying around $7,500 VGCs across my cards, but the total
amount of ~$13,000 is still low to be detected I think. I almost always pay
off my balance within the same billing period, sometimes from my checking
account, sometimes from Serve.
Edit 2: I met the spending requirement on my BA card, so will I still get my
bonus points?
Update: the authorized user on my CSP got all of his accounts shut down also
. He was recently approved for 2 Chase cards. At this point, I'm pretty sure
this shutdown thing is related to the two of us applying for many Chase
cards at once.
03/19/2015: TU 08 765, EX 08 747, EQ 04 754. Goal: 760 across all models.
Labels: Rewards cards
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d********f
发帖数: 8289 | 2 什么叫关联老中？
【在 p********a 的大作中提到】
: Website Navigation:
: Compare Our Products
: Achieve My Goals
: Learn About Scores
: Find Savings & Credit Cards
: Connect with the Community
: Support
: Home Login Cart
: Menu
: myFICO Forums
|
p****e
发帖数: 2866 | |
p********a
发帖数: 761 | 4 从英文写作上看出来的
【在 p****e 的大作中提到】
: 怎么看出来的？
|
A****S
发帖数: 2066 | 5 update部分里写的，不过我的au都是我爸妈，根本不在美国的，也不会有此类问题。真
正担心的还是一天开两卡被杀，我最近也试了一次一天两卡，但愿没事。 |
j**********3
发帖数: 595 | 6 我去，十分钟前刚在chase开了两卡。。。
【在 A****S 的大作中提到】
: update部分里写的，不过我的au都是我爸妈，根本不在美国的，也不会有此类问题。真
: 正担心的还是一天开两卡被杀，我最近也试了一次一天两卡，但愿没事。
|
h**G
发帖数: 9825 | 7 他开了仨
【在 A****S 的大作中提到】
: update部分里写的，不过我的au都是我爸妈，根本不在美国的，也不会有此类问题。真
: 正担心的还是一天开两卡被杀，我最近也试了一次一天两卡，但愿没事。
|
d********f
发帖数: 8289 | |
p********a
发帖数: 761 | 9 这就是所说的chase 通杀
【在 h**G 的大作中提到】
: 他开了仨
|
d*********d
发帖数: 85 | 10 难道真的不能同时申吗？我上礼拜一次性申了两张chase的卡，都当下approve了，今天
看到这个贴子赶紧看账户，发现其中一张被关了，好伤心，都是第一次申也没churn过
，以前也都很老实，看来以后跟chase无缘了 |
n***d
发帖数: 3749 | 11 so afraid. Be careful in the future |
p********a
发帖数: 761 | 12 悠着点儿好
【在 d*********d 的大作中提到】
: 难道真的不能同时申吗？我上礼拜一次性申了两张chase的卡，都当下approve了，今天
: 看到这个贴子赶紧看账户，发现其中一张被关了，好伤心，都是第一次申也没churn过
: ，以前也都很老实，看来以后跟chase无缘了
|
n***d
发帖数: 3749 | 13 2 history with chase
【在 d********f 的大作中提到】
: 1 history with chase.
|
