y****i
发帖数: 17878 | 1 1. Citi Prestige - 50,000 TYP, $350 AF
$30,000 CL, opened Citi Gold w/ 40,000 TYP bonus first, funded $35,000 using
Arrival +
2. BBVA NBA AMEX - $100 bonus, 5% everything two times every year, $0 AF
$10,000 CL
3. Wells Fargo visa signature - 5% Drug/Grocery/Gas for 6 months, $0 AF
$15,000 CL |
y****n
发帖数: 3697 | |
b*******g
发帖数: 6008 | |
b*****k
发帖数: 1110 | |
L**Y
发帖数: 2145 | 5 cl都是论万
using
【在 y****i 的大作中提到】
: 1. Citi Prestige - 50,000 TYP, $350 AF
: $30,000 CL, opened Citi Gold w/ 40,000 TYP bonus first, funded $35,000 using
: Arrival +
: 2. BBVA NBA AMEX - $100 bonus, 5% everything two times every year, $0 AF
: $10,000 CL
: 3. Wells Fargo visa signature - 5% Drug/Grocery/Gas for 6 months, $0 AF
: $15,000 CL
|
e***a
发帖数: 1982 | 6 congrats!
citi gold月费30吧，laoyu打算拿到点就关么
using
【在 y****i 的大作中提到】
: 1. Citi Prestige - 50,000 TYP, $350 AF
: $30,000 CL, opened Citi Gold w/ 40,000 TYP bonus first, funded $35,000 using
: Arrival +
: 2. BBVA NBA AMEX - $100 bonus, 5% everything two times every year, $0 AF
: $10,000 CL
: 3. Wells Fargo visa signature - 5% Drug/Grocery/Gas for 6 months, $0 AF
: $15,000 CL
|
g*******5
发帖数: 3887 | |
S*i
发帖数: 784 | |
y****i
发帖数: 17878 | 9 of course
【在 e***a 的大作中提到】
: congrats!
: citi gold月费30吧，laoyu打算拿到点就关么
:
: using
|
p******y
发帖数: 348 | |
|
|
y****i
发帖数: 17878 | 11 no need
【在 p******y 的大作中提到】
: find前是要把ca降到0吗
|
kr
发帖数: 318 | 12 about wf, first 6 months each year or just one time?
using
【在 y****i 的大作中提到】
: 1. Citi Prestige - 50,000 TYP, $350 AF
: $30,000 CL, opened Citi Gold w/ 40,000 TYP bonus first, funded $35,000 using
: Arrival +
: 2. BBVA NBA AMEX - $100 bonus, 5% everything two times every year, $0 AF
: $10,000 CL
: 3. Wells Fargo visa signature - 5% Drug/Grocery/Gas for 6 months, $0 AF
: $15,000 CL
|
y****i
发帖数: 17878 | 13 one time deal
【在 kr 的大作中提到】
: about wf, first 6 months each year or just one time?
:
: using
|
p******y
发帖数: 348 | 14 所有银行的信用卡fund新的checking都不算ca？
【在 y****i 的大作中提到】
: no need
|
kr
发帖数: 318 | 15 thanks
【在 y****i 的大作中提到】
: one time deal
|
t****3
发帖数: 2799 | 16 Citi checking 现在还发不发1099？
using
【在 y****i 的大作中提到】
: 1. Citi Prestige - 50,000 TYP, $350 AF
: $30,000 CL, opened Citi Gold w/ 40,000 TYP bonus first, funded $35,000 using
: Arrival +
: 2. BBVA NBA AMEX - $100 bonus, 5% everything two times every year, $0 AF
: $10,000 CL
: 3. Wells Fargo visa signature - 5% Drug/Grocery/Gas for 6 months, $0 AF
: $15,000 CL
|
e***a
发帖数: 1982 | 17 so nice
u can fund 35k why then not use the boa for %2.6 instead of the arrival %2.2?
【在 y****i 的大作中提到】
: of course
|
y****i
发帖数: 17878 | 18 1. BofA card is new, and has much lower CL
2. Arrival + has been proven to be safe
.2?
【在 e***a 的大作中提到】
: so nice
: u can fund 35k why then not use the boa for %2.6 instead of the arrival %2.2?
|
e***a
发帖数: 1982 | 19 thanks!
wann try this route as well some day....how long do u think citi checking
and prestige offer will last?
【在 y****i 的大作中提到】
: 1. BofA card is new, and has much lower CL
: 2. Arrival + has been proven to be safe
:
: .2?
|
y****i
发帖数: 17878 | 20 Citi Gold expires 6/30/15
Citi Prestige unknown
【在 e***a 的大作中提到】
: thanks!
: wann try this route as well some day....how long do u think citi checking
: and prestige offer will last?
|
|
|
y****i
发帖数: 17878 | 21 there are conflicting reports
I tend to believe that Citi issues 1099-MISC when you redeem more than $600
in a calendar year
there are taxable and non-taxable TY points, so it is complicated
【在 t****3 的大作中提到】
: Citi checking 现在还发不发1099？
:
: using
|
e***a
发帖数: 1982 | 22 credit cards bonus is non-taxable
cheking/savings bonus is taxable
but under $600 is no report
is what I hear
600
【在 y****i 的大作中提到】
: there are conflicting reports
: I tend to believe that Citi issues 1099-MISC when you redeem more than $600
: in a calendar year
: there are taxable and non-taxable TY points, so it is complicated
|
a****t
发帖数: 7049 | 23 my understanding is any bonus not considered a rebate on your spending is
taxable. that is why some checking savings bonuses are taxable, where credit
card spend bonuses usually are not.
【在 e***a 的大作中提到】
: credit cards bonus is non-taxable
: cheking/savings bonus is taxable
: but under $600 is no report
: is what I hear
:
: 600
|
y****i
发帖数: 17878 | 24 I think it becomes taxable when you redeem the points/miles earned from citi
checking bonus
that's probably why certain points cannot be transferred to another person
when you have a mixed bag of TY points, it is not clear to me how citi does
the accounting
【在 e***a 的大作中提到】
: credit cards bonus is non-taxable
: cheking/savings bonus is taxable
: but under $600 is no report
: is what I hear
:
: 600
|
e***a
发帖数: 1982 | 25 this makes sense
how do u plan to use your typoints?
redeeming miles is tricky, citi could tax u on the face value of air ticket,
not the miles count
citi
does
【在 y****i 的大作中提到】
: I think it becomes taxable when you redeem the points/miles earned from citi
: checking bonus
: that's probably why certain points cannot be transferred to another person
: when you have a mixed bag of TY points, it is not clear to me how citi does
: the accounting
|
y****i
发帖数: 17878 | 26 plan to use these 40,000 TYPs to buy AA tickets in two separate years
for example, 1.6c/pt x 20,000 = $320 each year
ticket,
【在 e***a 的大作中提到】
: this makes sense
: how do u plan to use your typoints?
: redeeming miles is tricky, citi could tax u on the face value of air ticket,
: not the miles count
:
: citi
: does
|
