y******g
发帖数: 266 | 1 我最近集中申了一些卡，有总共六张吧。chase amex citi各两张。上一拨申卡是两年
前吧。信用历史大概是不到四年。这些是背景。两年前申的卡额度大多是一，两千那种。
然后最近申的大多是六七千这样，但是chase的那张marriot一下子给了24k。我有点摸
不着头脑为什么给这么多。信息都是填的和其它卡一样的。除了这是chase的第一张卡
一开始我还蛮高兴的，但是考古了一下，发现说高额度的chase信用卡很容易导致chase
把你踢出去。但这卡我又想长期保留的，请问应该怎么应对呢。 |
e*******e
发帖数: 9616 | 2 高额度 is just the some risk, but not the key to trigger the alarm.
A few sudden and suspicious / radical transactions are the causes for
bankers to raise the red flag.
It depends on what is your purpose of using CC:
if you want high risk and high reward in a short run, go ahead and spend as
aggressive as you want and be prepared for a higher than usual risk of being
flagged.
If you want a relatively slow but predictable cb/millage, which is what I
prefer, then just spend reasonably with a predictable and moderate/humble
pattern. |
y******g
发帖数: 266 | 3 那请问这张卡我主要是存着，不准备用，行么。另外听说chase会看你所有的卡，关也
是关所有的 |
j***g
发帖数: 11325 | |
y******g
发帖数: 266 | 5 转了什话总credit limit 还是一样的啊 |
k********0
发帖数: 929 | |
