p**5
发帖数: 2544 | 1 The AA execu card has balance of >10K now, and statement will be next next
week.
In this case, if I apply for a chase credit card, will chase know my high
balance on citi AA card and take this into account?
Or will they only know I have high balance after statement is generated?
In other words, is the credit card balance reported at real time or only at
statement closing? |
e*******2
发帖数: 145 | 2 这个问题我也想知道
我有个张fia，cl特别低 ，随便花点钱 utilization就60%+了
我以前以为只要在statement closing前把它调低就ok
没想到这个月，creditkarma在statement还没出来时候，就给出警告，然后模拟分被降
低了
难不成要statement出来前balance最好也不要高于50%？期待有大牛回答
at
【在 p**5 的大作中提到】
: The AA execu card has balance of >10K now, and statement will be next next
: week.
: In this case, if I apply for a chase credit card, will chase know my high
: balance on citi AA card and take this into account?
: Or will they only know I have high balance after statement is generated?
: In other words, is the credit card balance reported at real time or only at
: statement closing?
|
z****5
发帖数: 34 | 3 这个是YMMY的，我根据我自己的信用报告来看，多数是statement上报，少数是中间某
个时候上报，毫无规律。 |
T********2
发帖数: 165 | 4 我citi信用卡的high balance是报历史statement balance中最高的
不同银行信用卡公司不一样
比如chase就真正报出现过的high balance |
p**5
发帖数: 2544 | 5 看来最好在statement出来之前还点钱，降低statement balance，
【在 T********2 的大作中提到】
: 我citi信用卡的high balance是报历史statement balance中最高的
: 不同银行信用卡公司不一样
: 比如chase就真正报出现过的high balance
|
